Raymond Davis is a CFP® professional with 23 years of experience in the financial services industry. He has been with Stability Financial, LLC since 2013 and holds Series 63 and Series 65 licenses. Stability Financial serves individual clients, including high-net-worth households, as well as pension plans, trusts, estates, and business entities, providing financial planning, consulting, and discretionary investment management. The firm employs a goals-based investment process and manages client accounts using a variety of investment vehicles, combining fundamental and technical analysis.

Amy Winchester is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Winchester Capital Services, LLC. She has previously worked with LPL Financial LLC and Gulf Coast Bank & Trust Company. Outside of her advisory role, she organizes and presents Second Saturday Divorce Workshops in the New Orleans market area. Winchester Capital Services is an independent, single-advisor firm serving individuals, high-net-worth clients, and corporate entities. The firm provides portfolio management and financial planning using a blend of charting, fundamental, quantitative, and technical analysis, with most accounts managed on a non-discretionary basis and reviewed regularly.

Steven Adjmi is a financial advisor at GEM Street Capital Management with three years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes roles at Union Capital Management Corp and Primary Residential Mortgage. Adjmi is also a licensed CPA and operates an accounting practice as a sole proprietor. GEM Street Capital Management provides discretionary portfolio management to individual and high-net-worth clients, using multiple analysis methods and a range of investment strategies. The firm emphasizes documented client goals, tax considerations, and risk tolerance, with accounts custodied through Schwab Institutional and monitored regularly.

Matthew James is a financial advisor at CDS James Investments, LLC with 18 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities LLC for 12 years. Outside of finance, he was involved in the beauty industry through Mia Bella Beauty Bar for six years. CDS James Investments serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate clients by providing discretionary and non-discretionary investment management. The firm uses a combination of fundamental and technical analysis to tailor portfolios primarily composed of mutual funds, ETFs, individual equities, and options, with ongoing monitoring and quarterly reviews.

William Nunn is a CERTIFIED FINANCIAL PLANNER™ professional with over seven years of financial planning experience, helping Advanced Practice Registered Nurses as well as working professionals in the medical, legal and health care industries. A graduate of Loyola University New Orleans with a Bachelors in Business Administration, Will has worked with clients across the country. Will began his career in 2011 with a boutique wealth management firm in Metairie, La. He then moved to J.P. Morgan Chase in 2014. He has been featured by New Orleans CityBusiness in 2013 as a “One to Watch,” and was given the J.P. Morgan Asset Management Award of Excellence in 2015. Will is also a member of the Financial Planning Association, CFA Society of Louisiana and the Rotary Club of New Orleans.

Katrina Kourkoutis is a CFP® professional with 13 years of industry experience, currently serving as the sole advisor at A More Certain Path. She has held roles at firms including Montz Harcus Wealth Management and Ameritas Investment Corp. In addition to her advisory work, she has contributed as an independent contractor writer, preparing CFP® exam study materials for Mometrix Media, LLC, and has worked seasonally for Intuit TurboTax. A More Certain Path is an independent, state-registered firm providing comprehensive financial planning and investment consultation to individuals, high-net-worth households, and small businesses. The firm follows a fiduciary standard with a risk-managed, passive investment approach focused on asset allocation, broad diversification, and low-cost index funds, delivering advice primarily through fixed-fee planning and hourly consulting rather than ongoing discretionary management.

Jon Milliken is a financial advisor with Plan Simple Financial Partners, LLC in New Orleans, LA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Ameritas Investment Corp, Northwestern Mutual, and ownership of JM Wealth Management LLC. Outside his advisory role, he consults on business exit planning for owners and works with veterinary practices on operational efficiencies and exit strategies. Plan Simple Financial Partners, LLC offers portfolio management, financial planning, and pension consulting to high-net-worth individuals and corporate retirement plans. The firm employs a mix of fundamental and cyclical analysis alongside modern portfolio theory, primarily managing accounts on a non-discretionary basis and maintaining an affiliated insurance business.

William Crull IV is the sole advisor at Sage Capital Advisors, LLC in Metairie, LA, holding Series 63, 65, and 66 credentials with 35 years of industry experience. He has been with Sage Capital Advisors since 2011. Sage Capital Advisors, LLC provides fee-based investment advisory and financial planning services to individual and business clients, focusing on custom, non-discretionary portfolio management. The firm employs a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis, recommending a variety of instruments while requiring client approval before executing transactions.

Scott Schayot is the principal of Schayot Financial LLC in Metairie, LA, holding CFP® and Series 63 credentials with 31 years of industry experience. He previously worked at Raymond James Financial and Raymond James Financial Services, Inc. for over 20 years. He is also a member of Scott E Schayot LLC, an operating company unrelated to investment advisory services. Schayot Financial LLC provides discretionary asset management and financial planning services to individuals, families, high-net-worth clients, business entities, pension and profit-sharing plans, trusts, and estates. The firm employs a blend of fundamental and technical analysis, managing portfolios with both long-term and short-term strategies tailored to client risk tolerance, and offers hourly billing for financial planning alongside asset-based fees.

Chadwick Landry is the managing member and chief compliance officer of Poydras Capital Partners, an independent registered investment adviser based in Metairie, LA. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Landry has worked at firms including Johnson Rice & Company, L.L.C., The Leaders Group Inc, and IIFL Capital Inc. Outside of his advisory work, he serves as president and executive director of the Cancer Advocacy Group of LA, managing advocacy efforts and an annual medical oncology conference. Poydras Capital Partners manages approximately $18.6 million for about 39 clients, offering discretionary portfolio management, third-party manager recommendations, model portfolios, and sub-advisory services. The firm constructs portfolios tailored to client objectives and risk tolerances using a combination of fundamental and technical analysis alongside both long- and short-term strategies.

My wife, Rachael Johns, J.D., and I founded Equilibrium Financial Planning to help New Orleans retirees and pre-retirees with $1 million or more pay less in taxes, know how much they can safely spend, and optimize their investments for lasting retirement confidence. We understand this stage of life brings unique opportunities and complex challenges, which is why we serve as your personal Chief Financial Officer (CFO) so that you can realize your vision for retirement. As a fee-only fiduciary, we are bound to the highest duty of care, are never paid a commission, and have a legal obligation to provide unbiased and trustworthy financial advice. We prioritize integrity and transparency as we help you achieve your financial goals. At Equilibrium, our mission is simple: to help you retire with confidence by balancing what you spend, what you save, and what you keep after taxes. On the personal side, I used to play rugby for Jesuit High School and then while at LSU from 2005-2010. I now enjoy coaching youth sports for our 10 year old twins, Adam and Zoey, and playing chess with our 12 year old, Connor. I relish playing video games, particularly those made by Blizzard, and my ideal Saturday night is a sushi dinner and gaming session. I have collected and played Magic the Gathering intermittently since being introduced to the game by my dad in 1995, and the flavor text on the card Equilibrium (7th Edition) served as inspiration for our firm's name. My wife, Rachael, and I value family time immensely and spend most weekends with our kids playing pickleball and board games, dancing to The Beatles, or popping popcorn for Friday movie nights.

Joey Agular is the principal of Agular Asset Management LLC in Metairie, LA, holding a Series 65 designation with 33 years of industry experience. His career includes 30 years at Johnson Rice & Company L.L.C. and concurrent roles at TASC Performance and SEER Technology, Inc. He also serves as a director of two private startups outside of his advisory work. Agular Asset Management provides discretionary asset and portfolio management to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a diverse investment approach combining fundamental, technical, and cyclical analysis, offering strategies from long-term holdings to active trading and derivative exposures, with a particular focus on serving both individual and corporate clients.

Brett Terrell is the sole advisor at Terrell Financial Group in Metairie, LA, holding a Series 65 credential with 17 years of industry experience. He has managed Terrell Financial Group since 2008 and is also an owner and agent at Asset Protection Specialties, LLC, where he spends approximately 25% of his time selling insurance products. Terrell Financial Group is a fee-based registered investment adviser serving individual clients, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm provides discretionary portfolio management and comprehensive financial planning, using an individualized investment process that incorporates fundamental, technical, and cyclical analysis, and offers client access to third-party money managers with ongoing oversight.

David Compton is a financial advisor at First Security Financial Wealth Manager, Inc. in Metairie, LA, with 8 years of industry experience and a Series 65 designation. He has operated David Compton, Inc. dba First Security Financial since 1985, where he is also involved in insurance sales. First Security Financial Wealth Manager provides ERISA plan consulting, limited-scope fiduciary services, and financial education primarily to retirement plan sponsors and pooled arrangements. The firm serves as a non-discretionary advisor, coordinating with third-party managers and offering public seminars rather than managing individual retail accounts directly.

Ryan Swayze is a financial advisor with Bellingrath Wealth Management, L.L.C. in New Orleans, LA, holding a Series 66 designation and bringing nine years of industry experience. His background includes roles at Morgan Stanley Private Bank and Morgan Stanley from 2016 to 2020, followed by positions at Cetera Investment Services and LPL Financial. Bellingrath Wealth Management advises individuals, families, trusts, and businesses on integrated financial planning and investment management, including employee benefits and retirement plan advisory services. The firm primarily manages portfolios on a discretionary basis and sponsors its own wrap fee program, combining its services with access to LPL Financial’s platform and programs.

Trevor Thompson is a financial advisor at Crescent Sterling Ltd. with a Series 65 credential and two years of industry experience. Prior to joining Crescent Sterling, he worked at Capitol Imaging Services and Carr, Riggs & Ingram. He is also the owner and principal of TWT Consultants, LLC, a consulting business unrelated to investment services. Crescent Sterling Ltd. advises individual clients, including high-net-worth households, offering discretionary portfolio management and financial planning. The firm manages approximately $214 million in assets and makes investment decisions through an internal committee supported by senior oversight.

Charles Guilbault is a financial advisor at Guilbault Capital with 22 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing Services, LLC and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Chief Financial Officer and Chief Accounting Officer at MedCentris, a wound medicine company. Guilbault Capital provides investment management, financial planning, and retirement-plan consulting to individuals, pension and profit-sharing plans, and businesses. The firm offers customized, risk-adjusted, tax-aware investment strategies using a combination of active and passive approaches across multiple asset classes, alongside discretionary and non-discretionary portfolio management and third-party manager selection.

Peter Giacona is a financial advisor with JB Meridian Advisors, LLC in Mandeville, LA, holding Series 63, 65, and 66 designations and 14 years of industry experience. He has been with JB Meridian Advisors since 2011. JB Meridian Advisors is a fee-only registered investment adviser serving individuals, families, small-business owners, and various entities. The firm manages approximately $31.9 million across around 163 client accounts, utilizing minimum-variance efficient frontier modeling and tailored Investment Policy Statements to guide portfolio construction.

Daniel Meyers is a financial advisor at Crescent City Retirement Group with a Series 65 designation and one year of industry experience. Prior to joining the firm, he worked briefly in construction and was a full-time student for seven years. Crescent City Retirement Group provides personalized financial planning and discretionary investment management primarily to individual clients, including high-net-worth individuals, as well as trusts, estates, and qualified retirement plans. The firm employs a long-term, discretionary investment approach using individual securities, mutual funds, ETFs, and occasionally options or fee-based variable annuities.

Andrew Pool is a financial advisor at Regatta Research & Money Management L.L.C. in Metairie, LA, holding a Series 66 designation with 22 years of industry experience. He has been with Regatta since 2002. Outside of advisory work, he owns and operates a construction and remodeling business. Regatta Research & Money Management provides fee-only investment advisory and financial planning services to a diverse client base including individuals, families, pension plans, trusts, and businesses. The firm employs a six-advisor team managing over $172 million in assets, offering customized portfolio management that includes a range of traditional and alternative investments, with an analytical approach incorporating fundamental, technical, and quantitative analysis.