Garrett B. Ozbun, CFP®, CPFA®, serves as a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2011 and specializes in comprehensive wealth management for high-net-worth clients. Garrett emphasizes a goals-based approach, focusing on understanding each client’s lifestyle, goals, and interests to develop tailored strategies that address areas such as college education planning, retirement income, legacy planning, and family wealth management. He also acts as a Senior Portfolio Advisor, managing custom investment strategies on a discretionary basis. Garrett holds a Bachelor of Science in Business Administration with an emphasis in Finance from the University of Missouri, earned in 2010, and an M.B.A. from the University of Mississippi, completed in 2011 through an accelerated graduate program. He obtained his CERTIFIED FINANCIAL PLANNER® certification in 2016. Garrett is recognized for his work and has been named to the Forbes Top Next Generation Best-in-State Wealth Advisors list in 2022, 2023, and 2024. Additionally, he serves as an active board member of the Saint Francis Healthcare System Foundation. Outside of his professional responsibilities, Garrett enjoys cooking, music, spending time with his family, and traveling. Together with his wife, he explores new restaurants, tastes wines, and pursues travel experiences.

Hillary Caldwell is a Financial Advisor with Merrill Lynch Wealth Management, serving as a member of the Ozbun, Deimund, Beckham team. In this role, she supports clients by providing financial planning, wealth management, and investment advice. Hillary and her team focus on collaborating with clients through a structured Wealth Planning process to help achieve their financial goals and address potential challenges. Hillary joined Merrill in 2023 after transitioning from the pharmaceutical wholesale industry to finance. She holds Series 7 and Series 66 FINRA registrations and earned her CERTIFIED FINANCIAL PLANNER® designation in 2025. Hillary has a Bachelor of Science in Business Management from the University of Missouri and an MBA from Webster University. Drawing from her personal experience as a long-term Merrill client, she aims to offer each client a tailored financial strategy that supports their long-term aspirations. Beyond her professional work, Hillary is involved with the Zonta Club of Cape Girardeau and participates in the hospitality team at La Croix Church. Her personal interests include basketball, cooking, football, gardening, reading, and spending time with her family.

Matthew Ehrenreich is a Senior Financial Advisor with Merrill Lynch Wealth Management, operating out of their Cape Girardeau, Missouri office. Originally from St. Louis, Missouri, he began his financial career in 2011 and has been with Merrill Lynch since 2018. Matthew focuses on building client relationships to understand their life goals and aspirations, enabling him to create tailored wealth management strategies that address both personal and professional financial needs. Matthew’s expertise centers on servicing business owners and entrepreneurs, providing comprehensive financial solutions including education planning, family wealth management, legacy planning, retirement income strategies, and philanthropic planning. He leverages Merrill’s resources and the banking capabilities of Bank of America to deliver integrated financial services. Matthew uses a goals-based approach that includes retirement and estate planning to help clients pursue both short- and long-term financial objectives. He earned a Bachelor of Science in Business Administration with an emphasis in Finance from the University of Missouri in 2010 and holds the Personal Investment Advisor (PIA) designation. Outside of his professional career, Matthew is an active member of the Cape Girardeau community, contributing to the Cape Girardeau Noon Lions Club and serving on the Economic Vitality Committee of the Old Town Cape Girardeau Board. His personal interests include golfing, ice hockey, and writing.

Donald Beckham is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. With a career in financial services beginning in 1989, he joined Merrill Lynch in 2000. He is recognized on the 2025 Forbes “Best-in-State Wealth Management Teams” list. Donald’s work centers on assisting individual clients with investment management, lifetime retirement income planning, estate planning, and wealth transfer strategies. He also provides expertise in life, annuity, and long-term care products. His client base includes not only individuals but also not-for-profit foundations and institutions. Additionally, Donald specializes in the design, implementation, and ongoing service of employer-sponsored retirement plans for businesses of varying sizes, including Simple IRAs, SEPs, 401(k)s, Profit Sharing, and Defined Benefit Plans. Donald holds several professional designations, including the Chartered Retirement Planning Counselor™ (CRPC™), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science in Business Administration in 1982 from Southeast Missouri State University and holds an associate degree from Jefferson College. Residing in Cape Girardeau with his wife Lisa, Donald is an active member of the Cape Girardeau Noon Lions Club Foundation and serves on the KidSight Missouri Board of Directors, supporting initiatives such as Saving KidSight. His personal interests include boating, cooking, hunting, reading, swimming, traveling, and spending time with his family.