Ernest Roo is a financial advisor at EDR Investment Advisors, LLC in Eureka, Montana, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with EDR Investment Advisors since 2013. Roo is also the owner of EDR Financial, an insurance agency in Kalispell, Montana, where he focuses on employee benefit packages and individual insurance products. EDR Investment Advisors primarily serves individual clients with portfolio management, financial planning, and consulting services. The firm employs a range of investment strategies across mutual funds, ETFs, equities, and fixed income, and may use unaffiliated sub-advisers while maintaining client relationships and suitability oversight.

Barbara Schelhorn is a CFP® professional with 24 years of industry experience. She has worked at Creative Planning since 2021 and previously spent 18 years with Harris Investor Services LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure.

Judith Seaman is a financial advisor at Cetera with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has operated Judy Seaman Investment Services since 2001. Her prior experience includes Investors Capital Corporation from 2001 to 2016. She is also involved as an agent in fixed insurance products, including life, annuities, and long-term care. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing both advisor-managed and firm-sponsored investment solutions.

Mark Rosenfeld is a financial advisor with LPL Financial, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 29 years of industry experience, including 19 years at Next Financial Group Inc. Outside of his advisory role, Rosenfeld operates a CPA practice focused on investment-related activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, delivering both strategic and tactical portfolio options through a large network of investment adviser representatives.