Parker Helder is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their financial priorities and develop tailored strategies to pursue their short-, mid-, and long-term goals. His services include guidance on general investing, retirement planning, and preparing for unexpected financial needs. He also facilitates access to Bank of America specialists covering banking, credit, home financing, and small business solutions. Parker holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Saint Thomas. His approach emphasizes ongoing collaboration with clients to address their evolving financial concerns and objectives.

Janet Flack is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 1984. In her role, she develops customized financial strategies that address clients' retirement and estate planning needs, and she oversees investment manager search and selection. Her client focus includes corporate executive services, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Janet graduated Magna Cum Laude from Winona State University with a bachelor's degree in business administration and a minor in economics. She earned the Certified Investment Management Analyst® (CIMA®) designation in 2002 through the Investments & Wealth Institute in conjunction with The Wharton School, University of Pennsylvania. She also completed professional coursework in Foundations of Investment Management at the Stanford University Graduate School of Business in 2011. Janet holds the designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Outside of her professional work, Janet enjoys cooking, golfing, reading, and traveling. She and her husband Rich support veterans’ causes including Tee It Up for the Troops, the Wounded Warrior Project, and the Tunnels to Towers Foundation, as well as breast cancer awareness through donations to the Join the Journey Organization.

Cheryl Helder is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career at Merrill in 2014 following experience as a financial analyst at a large computer services firm. Cheryl works alongside her husband and son, supporting families, individuals, and small business owners with personalized wealth management strategies and guided investing. As a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA), Cheryl focuses on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, and retirement income. She aims to empower clients to live for today while planning for tomorrow by developing tailored financial strategies designed to help clients pursue their long-term goals. Cheryl holds a bachelor's degree from the University of Wisconsin System. Outside of her professional work, Cheryl spends time with family and friends at home and at the cabin. She also volunteers with community organizations, continuing the Merrill tradition of community participation. Her personal interests include boating, cooking, traveling, and watching movies.