Cassandra Brashier is a financial advisor with Harbour Investments, Inc., holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked with Harbour Investments since 2016 and is also currently associated with Avila Wealth Management. Outside of her advisory roles, she serves as an instructor for Community Education District 196. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized investment strategies and offers model-based solutions through a subscription platform.

Cynthia Low is a financial advisor at Geneos Wealth Management, Inc. with 37 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ever Bank and Center Financial, where she is also the owner. Outside of advising, she operates a gift basket business and is an independent fixed insurance agent and notary public. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, utilizing multiple analytic approaches and investment strategies tailored to client needs.

Todd Ehret is a financial advisor at Royal Fund Management, LLC with 16 years of industry experience. He holds a Series 65 designation and has worked at Royal Fund Management since 2014, with a brief tenure at USA Financial Securities Corporation. In addition to his advisory role, he oversees operations and conducts college planning workshops at Cornerstone Financial Resources, LLC, where he has been involved since 2002. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, and charitable organizations, providing portfolio management, financial planning, and pension consulting. The firm uses a variety of analytical approaches to implement tailored investment strategies and offers both discretionary and non-discretionary services for retirement plan participants.

Toby Hovelsrud is a financial advisor at Ameriprise in Austin, MN, holding a Series 66 designation with 17 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Outside of his advisory role, he volunteers with Spruce up Austin, contributing to local park maintenance. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions as part of its institutional platform.

Brianne Erickson is a financial advisor at Ameriprise with 21 years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2004. Erickson serves as the board chair of the Austin Area Arts Board and is co-owner of a real estate business and a management company related to her Ameriprise practice. Ameriprise offers a retirement-income planning service targeting clients with substantial investable assets, providing written, model-driven recommendations that integrate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team and emphasizes the use of its managed accounts in client portfolios.

Jay Braaten is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 66 licenses, with 27 years of industry experience. His prior firms include Securities America Advisors and INVEST Financial Corporation. Outside of advising, he is an insurance agent involved in the sale of term life, whole life, disability, and long-term care insurance. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Wade Kolander is a financial advisor with Cetera, holding a Series 63 designation and 19 years of industry experience. He has worked at Cetera and its affiliates since 2013 and also serves as a registered representative with Great Plains Financial Partners. Outside of his advisory work, Kolander is involved in his local community as a cook at the Austin Country Club and serves on the board of directors for the Cedar River Country Club. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing a combination of advisor-managed accounts, model portfolios, and third-party managed options.

James Surdy is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves on the Board of Directors for Spruce Up Austin, a local community organization. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

Heather Nelson is a financial advisor at Ameriprise with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2018, following roles in insurance agencies and management. Nelson serves on the boards of the Hormel Historic Home and Seniors Helping Seniors. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and automated processes overseen by dedicated committees.