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Sam T

CFP®, Series 63, Series 65, AIF®

Castle Rock, CO

Fidelis Wealth Advisors

Sam began his wealth management career in 2000. He was previously a partner in a registered investment advisory firm in Denver, acting as its Director of Financial Planning, Chief Financial Officer, and OSJ. Sam completed his CERTIFIED FINANCIAL PLANNER™ designation from the CFP® Board of Standards in early 2006. He holds insurance licenses in the State of Colorado for life, accident, property, casualty, and health. He’s also a member of the Financial Planning Association (FPA) and very active in his local chapter. Sam’s been featured on the local Channel 9 news affiliate segment, Moneyline 9 and currently serves his community providing pro bono financial advice to families in distress. He has a unique ability to relate to his clients, help them feel comfortable with difficult topics, and offer advice to meet their individual and family needs. His exceptional talent to see the big picture helps direct specific pieces of the planning puzzle to meet the overall needs of each client. PERSONAL Sam graduated from the University of Phoenix with a major in Finance. He enjoys spending time with his seven children. They participate in many sports activities, and Sam coaches several of his kids’ basketball teams. Sam resides in Castle Rock, Colorado.

Wealth management Business ownership considerations Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k) Charitable giving tax strategies Dentist Attorney Retired Founder/Business Owner Executive Established Professionals Approaching retirement Mid-Career Professionals Divorced

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Sara S

Series 63, Series 65

Pine City, MN

LPL Financial

Sara Smith is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at LPL Financial since 2017 and previously spent nine years with Investment Centers of America. Smith also serves as Vice President and Retail Manager at Frandsen Bank & Trust, where she supervises tellers and customer service operations. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with insurance and credit services through affiliated entities.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Joshua L

Series 66

Pine City, MN

LPL Financial

Joshua Lartch is a financial advisor at LPL Financial in Pine City, MN, holding a Series 66 designation with four years of industry experience. He has worked at Frandsen Bank & Trust and LPL Financial since 2018. Outside of his advisory role, Lartch serves as a board member and director for the Pine County Agricultural Society, a nonprofit organization. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Ashley H

Series 66

Pine City, MN

Ameriprise

Ashley Hartman is a financial advisor with Ameriprise, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services Inc. since 2007. Ameriprise provides retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Evan P

Series 66

Rush City, MN

Cetera

Evan Pinkston is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. Prior to joining Cetera in 2019, he served in the Department of Defense for nine years. Outside of advising, he co-owns Creo Financial Services, which provides payroll and bookkeeping for local small businesses, and participates on the finance committee of the Tusen Tack organization. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, supported by both advisor-managed and firm-sponsored investment programs.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Retired HENRY (High Earners, Not Rich Yet) Approaching retirement
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Robert R

Series 66

Pine City, MN

LPL Financial

Robert Root is a financial advisor with LPL Financial in Pine City, MN, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Frandsen Bank & Trust, Securities America, Investment Centers of America, Inc., and Gähler Investment Group. Outside of his advisory work, he is also an agent for non-variable insurance through Frandsen Investment Services. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a broad platform that combines advisory and non-advisory products.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Michael R

ChFC®, Series 63, Series 66

Pine City, MN

LPL Financial

Michael Ritland is a financial advisor with LPL Financial in Ada, MN, holding a ChFC® designation and Series 63 and 66 licenses. He has 27 years of industry experience, including ten years with Investment Centers of America prior to joining LPL Financial in 2017. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired
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Sydney N

CFP®, Series 66

Pine City, MN

Edward Jones

Sydney Nelson is a CFP® and Series 66-licensed financial advisor at Edward Jones with six years of industry experience. He joined Edward Jones in 2019 after working at Northwestern Mutual and holding various roles including teaching and hospitality. Outside of advising, Nelson owns a small antiques business, selling items at a local antique mall on weekends. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient overlay services, supported by a large nationwide network of financial advisors and branch offices.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Retirement withdrawal strategies Founder/Business Owner
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