Jeremy was raised in Davison, Michigan and graduated from Davison High School. He is the son of an African-American Air Force Veteran who served in Vietnam and Korea. His mother, a retired IT professional, is the daughter of an AC Spark Plug engineer who worked in Flint for over 30 years. After high school, Jeremy attended Central Michigan University where he earned his Bachelor of Science in Business Administration with a double major in Personal Financial Planning and Real Estate Development & Finance. He was also a 4-year varsity letter recipient in football as a wide receiver. Fire Up Chips! Jeremy has been working in the financial services industry since 2012 and has been a Certified Financial Planner™ (CFP®) certificate holder since 2015. The CFP® certification marks identify professionals who have met the high standards of competency and ethics established and enforced by the CFP Board. CFP Board's Standards of Professional Conduct require CFP® professionals to act in their clients’ best interests. Jeremy lives in Swartz Creek with his wife, Carol, an elementary school teacher at Dewitt Public Schools. They have been married since 2015 and have two children, Harrison and Scarlett, whom they welcomed in 2018 and 2021, respectively. Jeremy enjoys playing and watching sports, movies, and spending time with his family.

Kelly Crystal is the Resident Director at Merrill. She joined the firm in 2009 as a Financial Advisor. Kelly focuses on understanding her clients’ lifelong goals to provide guidance in various areas of wealth management, including retirement planning, family wealth management, strategies for small business owners, college education planning, philanthropic planning, socially responsible investing, and retirement income. Kelly spent 10 years in the automotive industry working in Treasury and Finance prior to joining Merrill. She holds a Bachelor of Arts in Finance from Michigan State University and a Master’s in Business Administration from Walsh College. Kelly has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Davison with her husband and three children, Kelly is involved in her community through various organizations. She serves on the board of the American Red Cross-East Central Bay Chapter, participates in the Community Foundation Women and Girls Advisory Committee, and is a member of the Grand Blanc Rotary Club, Flint Women’s Forum, Michigan State Genesee County Alumni Association, and YWCA. She also contributes as a youth sports coach. Kelly enjoys spending time with her family, traveling, and supporting local community activities.