PJ Gibbs, CFP®, is the founder of Trella Wealth, a fee-only financial planning firm that provides comprehensive financial planning and investment management for families, pre-retirees, and retirees. With over six years of experience at a regional Registered Investment Advisor, PJ established Trella Wealth to offer a client-centered approach focusing on personalized, flexible, and actionable strategies. As a Certified Financial Planner™, PJ emphasizes clear and transparent communication, ensuring his clients are well-informed and confident in their financial decisions. He offers services like retirement planning, tax-efficient strategies, and investment management, always prioritizing clients' unique goals. Trella Wealth operates on a fee-only basis, meaning it does not earn commissions from selling products, ensuring that PJ's advice is always in the best interest of his clients. The firm's approach involves creating tailored financial plans that adapt to life's changes, with regular reviews to ensure clients stay on track toward their financial goals. PJ works closely with clients to help them prepare for retirement, manage their investments, and develop strategies for preserving and growing their wealth. When not helping clients simplify their financial lives, you can find PJ spending time with his wonderful wife and four kids, traveling, or looking for his golf ball.

Kyle Gabehart is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on a range of financial matters, including general investing, retirement planning, and saving for unforeseen expenses. He also offers access to Bank of America specialists for additional banking, credit, home financing, and small business services. Kyle holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Western Kentucky University. He emphasizes building relationships with clients to tailor advice and support as their financial needs evolve over time.

John Sartaine is a Wealth Management Advisor with Merrill Lynch Wealth Management. He manages portfolios on a discretionary basis, focusing on risk management and aligning clients' risk tolerance with their portfolios. John employs covered call options strategies when appropriate to hedge downside risk and generate income. He holds the CERTIFIED FINANCIAL PLANNER® professional designation and is a Personal Investment Advisor (PIA). John's client service areas include education planning, executive compensation, managing new wealth, philanthropic planning, portfolio management services, women and wealth, and retirement income. He emphasizes developing personalized financial strategies that address clients' long-term goals. He earned a Bachelor of Science in Mining and a Bachelor of Science in Civil Engineering from the University of Kentucky in 1981. John participates in community activities by volunteering to provide wealth management education, especially to newly married couples and widows. His personal interests include boating, fishing, hiking, hunting, and scuba diving.

Duncan Paul is an Executive Planning Consultant at Fidelity Investments, a position he has held since 2025. In this role, he works closely with high-level employees to plan and manage their employee benefits, investment guidance, and overall financial planning needs. He has been with Fidelity Investments since 2018, progressing through roles including Investment Solutions Representative, Fixed Income Specialist, Investment Solutions Representative III, and Benefits and Planning Consultant in Executive Services. His experience encompasses various aspects of investment solutions and benefits planning. Duncan holds insurance licenses in Arkansas and California.

Joseph Laverty is a Financial Advisor within the Merrill Lynch Wealth Management division located in Bowling Green, KY. He works with clients to develop tailored financial plans and investment management strategies that align with their unique goals. Joseph's approach involves simplifying complex investing and financial planning concepts into easy-to-understand guidance customized for each individual and family. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and small business strategies. Joseph holds a Bachelor's Degree from Ohio State University and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Joseph is involved in the Salvation Army and has personal interests in football, golfing, running, and tennis.