Fiduciary, fee-only CFP® focused on serving high net worth individuals, families and business owners.

This is my second professional life. My first was healthcare administration. I completed a Master in Health Administration and specialized in business development, physician services, risk management and regulatory administration. I looked at budgets, analyzed data, and helped departments work together. My husband became a physician which brought me even closer to the patient care side of healthcare. But life changes…constantly. I took a long detour to be a stay at home mom, then spent the last several years in the world of personal finance as a student and working alongside other financial planners. I am a CERTIFIED FINANCIAL PLANNER™ (CFP®) and hold the Chartered Retirement Planning Counselor ™ designation. I am also a member of the National Association of Personal Financial Advisors, the XY Planning Network and the Financial Planning Association®. I started my own firm to provide you with an ongoing relationship so you can have a trusted partner to turn to for all your questions and concerns. Together, we can move forward to achieve your life goals. I live outside of Memphis, TN. I have two human kids and one furry one named Blue (our standard poodle and my running buddy). I read all the time. If not reading, I am running, cooking, eating, gardening, or playing the piano. My undergraduate degree is in psychology so the area of behavioral finance is fascinating to me. Why we do what we do, is a question that never gets old.

Steven Carroll is an Investment Consultant at Fidelity Investments, a position he has held since 2026. In this role, he partners with clients using an active listening approach to understand their short and long term goals and collaborates to build the framework for a financial plan aimed at meeting their needs. Prior to his current role, Steven gained experience at Fidelity Investments as a Financial Representative in 2025 and as a Financial Services Representative from 2024 to 2025. Before joining Fidelity, he worked as a Commercial Product Line Manager at Answer Financial from 2021 to 2024. Outside of his professional work, Steven has interests in fishing and music.

Evan Stephens is a Financial Advisor at Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA) and is dedicated to helping clients pursue their financial goals by developing personalized strategies. Evan earned a Bachelor's Degree from Howard University. He focuses on connecting clients with the appropriate people, plans, and processes tailored to their unique ambitions. His work includes assisting clients with planning and funding education, retirement lifestyle considerations, potential healthcare costs, and long-term family goals. Evan emphasizes simplicity and transparency in wealth planning, aiming to make the complexities of investing accessible and manageable for his clients. He seeks to incorporate clients' personal perspectives and priorities into the financial strategies he develops.

Kelly Bolton is a Senior Financial Advisor and the founder and Senior Partner of Bolton and Associates Wealth Management with Merrill Lynch Wealth Management. She holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, is a Retirement Accredited Financial Advisor, and a Retirement Benefits Consultant. Kelly has been recognized for her commitment to superior client service, receiving the David Brady Award from Merrill in 2002. With extensive experience in investment and asset management, Kelly assists families, businesses, and foundations in achieving financial well-being by growing and preserving their wealth according to their unique goals. Her firm, Bolton and Associates Wealth Management, is dedicated to providing attentive and consistent care with simplicity and transparency. Kelly has been named to Forbes' "Best-In-State Wealth Advisor" list for multiple consecutive years and has received recognition from SHOOK Research and Working Mother magazine as a top wealth advisor. Kelly earned her Bachelor's Degree from the University of Alabama System. She is actively involved in her community through organizations such as the Community Foundation of Memphis, March of Dimes, Poplar Pike Arts Foundation, and Regional One Medical Center.

Todd Proctor is a Planning Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he served as a Financial Consultant at Fidelity Investments from 2020 to 2023. His professional background also includes experience as a Branch Manager at TD Ameritrade, Inc. from 2018 to 2020 and as a Financial Consultant at Charles Schwab & Co., Inc. from 2014 to 2018. Todd holds an Arkansas Insurance License, which supports his work in financial consulting and planning. He emphasizes the importance of communication in the financial services industry, aiming to build deep and ongoing connections with clients to establish and develop financial plans over time. Outside of his professional role, Todd enjoys football, hiking, spending time with friends at social events, being at the lake, listening to music, and traveling.

Jacob Dotson is a Financial Consultant currently working at Fidelity Investments since 2023. He has held financial consultant roles at Charles Schwab & Co. from 2016 to 2023 and Raymond James from 2015 to 2016, as well as a financial advisor position at Shoemaker Financial from 2013 to 2015. Throughout his career, he has focused on delivering clients a professional experience centered on diligence, competence, and integrity. Jacob holds an Arkansas Insurance License. Outside of his professional work, he engages in activities such as biking, family activities, football, social events with friends, golf, and traveling.

William Bradley is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with high net worth individuals, their families, business owners, and executives to set realistic retirement goals and prioritize their financial needs. He develops and implements personal financial strategies utilizing a range of financial instruments to preserve and grow client wealth. Bill holds a Bachelor of Arts degree from Hendrix College and a Master of Business Administration from Louisiana Tech University. He has earned the Certified Investment Management Analyst (CIMA) designation as well as the Personal Investment Advisor (PIA) designation. He has been with Merrill since 1987 and has extensive experience in wealth management. Bill is a current member and former President of the Kiwanis Club of East Memphis. He has lived in Memphis for over thirty-five years, where he resides with his wife Kay and raised his two sons.