Gary Kaltbaum is the principal of Kaltbaum Capital Management with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has led his firm since 2010. Outside of his advisory role, he is the director and owner of Investors Edge LLC and contributes to Fox News Channel as a business commentator while hosting a daily radio show. Kaltbaum Capital Management primarily serves individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management with a focus on equities, fixed income, and ETFs. The firm employs a combination of fundamental and technical analysis, including tactical ETF allocations and active portfolio management tailored to client goals.

Jon Michael Carrick is a Series 65-registered financial advisor at Hanson Financial Group with two years of industry experience. He has worked at Hanson Financial Group since 2023 and holds a full-time academic appointment at Stetson University since 2011. Outside of advisory work, Mr. Carrick serves as Director of Alta Peaks, Inc., an investment holding company. Hanson Financial Group primarily serves pooled investment vehicles and institutional or business clients, providing discretionary portfolio management through a tactical allocation approach that includes equities, fixed income, derivatives, and real assets. The firm is a single-adviser practice that uses a fixed fee structure rather than asset-based fees.

Demel Gonzalez is a CFP® professional with 26 years of industry experience, currently serving as the sole advisor at Heartwood Financial Services in Sanford, FL. She has been with the firm since 2012. Heartwood Financial Services provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm combines fundamental and technical analysis in managing diverse investments, including digital assets and covered-call strategies, and conducts all portfolio management and planning functions through a single primary advisor.

Judy Kehoe is the sole advisor at Kehoe Investment Services, Inc, an independent firm based in Deland, FL. She holds Series 63 and Series 66 licenses and has 21 years of industry experience, including 19 years with her current firm, which she founded in 2007. Kehoe Investment Services provides financial planning and discretionary investment management to individuals, high-net-worth clients, and corporate pension and profit-sharing plans. The firm employs an evidence-based, disciplined asset allocation strategy focused on low-cost passive funds, broad diversification, systematic rebalancing, and a long-term tilt toward value, small-cap, and higher-profitability growth stocks.

David Souders is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Apis Wealth, LLC, an independent firm he has led since 2019. Prior to founding Apis Wealth, he worked at Ronald Blue & Co., LLC and Ronald Blue Trust from 2003 to 2019. Apis Wealth provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, charitable organizations, and business entities, typically serving clients with account minimums of $500,000. The firm’s investment approach includes tailored asset allocation across equities, fixed income, and other securities, with continuous monitoring, formal annual reviews, and specialized planning for clients with concentrated equity positions and cryptocurrency exposure.

Giovanni Fernandez is a financial advisor at Fernandez Wealth Management with 13 years of industry experience. He holds a Series 66 designation and has worked at Kovack Advisors, Inc. and Stetson University, where he currently serves as an associate professor of finance, executive director of graduate programs, and interim associate dean. Fernandez Wealth Management provides investment advisory services to individuals, including high-net-worth clients, and pension/profit-sharing plans. The firm offers portfolio management, pension consulting, and financial planning, employing a combination of fundamental analysis, modern portfolio theory, and quantitative and technical methods to tailor investment strategies aligned with clients’ risk tolerances.

Joseph Alamo is a CFP® and Series 65 credentialed financial advisor with five years of industry experience. He is currently with Fernandez Wealth Management and RLAA CPA's & Advisors, LLP, where he serves as a partner. His background includes prior roles at Kovack Advisors, Inc. and involvement in accounting and tax services. Fernandez Wealth Management provides investment advisory services to individuals, including high-net-worth clients, and pension/profit-sharing plans. The firm offers ongoing portfolio management, pension consulting, and standalone financial planning with an investment process based on fundamental analysis, modern portfolio theory, and both long- and short-term trading strategies.

Tyler Jones is a financial advisor at Financial Life Designs LLC with a Series 65 designation and one year of industry experience. His prior work includes positions at Charles Perry Partners, Inc., F J Nugent & Associates, Inc., and the University of Central Florida. Outside of advising, he owns Guy Simple, a sole proprietorship focused on research and CAD design for outdoor products. Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm follows a planning-first approach using diversified portfolios and ongoing monitoring, emphasizing a relationship-focused delivery model with a small advisory team.

Keira Espada is a financial advisor with Fleishel Financial Associates, Inc. She holds a Series 66 designation and has seven years of industry experience. Her prior roles include positions at Raymond James Financial Services and Ameriprise Financial Services. Fleishel Financial Associates provides comprehensive financial planning and consulting for a variety of clients, including retirement plan participants, trusts, and charitable organizations. The firm focuses on producing written financial plans and coordinating with other professional advisers, delivering advice through retainers, hourly consulting, and negotiated engagements rather than discretionary portfolio management.

Ellen Ludewig is a financial advisor at Fleishel Financial Associates, Inc. with over 20 years of experience in the industry. She holds the Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2017. Fleishel Financial Associates provides comprehensive financial planning and consulting services to a diverse client base, including retirement plan participants, trusts, estates, and business entities. The firm focuses on written financial plans, coordination with other professional advisers, and periodic reviews emphasizing asset allocation and manager selection, delivering advice through fixed retainers, hourly consulting, and negotiated engagements rather than discretionary portfolio management.