Bella Khamitsaeva is a Financial Solutions Advisor at Merrill, specializing in providing personalized financial strategies to clients. She focuses on understanding clients' priorities and goals to develop tailored approaches for short-, mid-, and long-term financial planning. Bella serves as a resource for a range of financial needs, including investing, retirement planning, and emergency savings. Additionally, she connects clients with Bank of America specialists to access services such as banking, credit, home financing, and small business solutions. Bella is affiliated with Merrill Lynch Wealth Management and holds a Bachelor's Degree from Daytona State College. Her approach centers on uncovering what matters most to clients and their families to help create effective strategies for pursuing their financial objectives.

Simon Heaster is a Financial Advisor with Merrill Lynch Wealth Management, based in the Daytona Beach branch after beginning his career in Orlando in 2022. He applies a comprehensive approach to wealth preservation and growth, focusing on understanding and responding to his clients' individual needs and objectives. Simon provides portfolio advisory services, recommending strategies, funds, or portfolios from Merrill or approved third-party investment managers. He leverages Merrill's investment insights and the banking convenience of Bank of America to address various aspects of clients' financial lives, building customized, goal-based plans to help clients manage their wealth effectively. Simon holds a Bachelor's degree in Finance and Real Estate and a Master of Science in Finance, both from the Miami Herbert Business School at the University of Miami. He has a background in data analytics, financial analysis, and portfolio management. His professional designations include Accredited Asset Management Specialist (AAMS), Accredited Portfolio Management Advisor (APMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Residing in Ormond Beach, Florida, Simon is involved with local charities and organizations within Volusia County and Ormond Beach. He serves as treasurer for the Volusia Young Professionals Group and is a board member of the City of Ormond Beach's Aviation Advisory Board. Outside of his professional work, Simon enjoys CrossFit, golf, fishing, flying as an FAA Certified Commercial Multi-Engine Pilot with over 700 hours of flight time, and traveling with family and friends to the Florida Keys.

Jamie Calkins, CFP®, is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2010 after working with another investment firm in the area. Jamie collaborates with individuals and businesses to develop tailored financial plans aimed at achieving their short-term and long-term goals, focusing on strategies to grow, preserve, and provide income from assets. Jamie’s approach to wealth management is consultative and objective. He emphasizes personalized service by taking the time to understand clients’ financial situations, preferences, and goals. His services include guidance on asset allocation, retirement planning, estate planning, philanthropy, and other financial opportunities. Jamie holds a bachelor’s degree in Finance from Stetson University, with minors in Marketing and Management Information Systems. He is a Certified Financial Planner (CFP) and holds the Personal Investment Advisor (PIA) designation. In addition to his professional work, Jamie is actively involved in community organizations in Volusia County. He has served as Past President of the Southeast Volusia Chamber of Commerce and on the New Smyrna Beach Planning and Zoning Board, and Florida Hospital New Smyrna Foundation Board. He also chairs the Southeast Volusia Holiday Boat Parade. Jamie resides in New Smyrna Beach, Florida with his wife and son and enjoys boating, fishing, pickleball, reading, surfing, and spending time with his family.