Orlando Johnson is a financial advisor at Johnson Wealth Management, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Ameriprise Financial and Edward Jones. Johnson is the founder and Senior Advisor of the Prosperity Seekers Investment Club of Palm Coast, a role he has held since 2004 in a volunteer capacity. Johnson Wealth Management serves individual investors, charitable organizations, and corporations, offering portfolio management, financial planning, and consulting services. The firm employs a tailored investment approach that includes both discretionary and non-discretionary arrangements, with ongoing monitoring and rebalancing based on client objectives and risk tolerance.

Neal Albert is the sole advisor at Albert Capital Management LLC in Palm Coast, FL, holding a Series 65 designation with four years of industry experience. Prior to founding his firm in 2021, he worked at Allied Building Materials and Grabber Construction Products. Albert Capital Management LLC provides non-discretionary financial planning, advisory consulting, and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm emphasizes strategic asset allocation with broadly diversified, low-cost mutual funds and ETFs, and offers customized written Investment Policy Statements along with ongoing educational seminars.

Martin Anidjar is the sole advisor at Baffin Advisors LLC, an independent firm based in Palm Coast, FL. He holds Series 63 and Series 65 credentials and has been with Baffin Advisors since its founding in 2009. Baffin Advisors LLC provides discretionary investment advisory services primarily to high-net-worth individuals and corporate clients, including a significant non-U.S. clientele. The firm employs a globally oriented, medium-term macroeconomic investment approach focused on diversified portfolios across multiple asset classes and emphasizes personalized service through frequent account reviews.

Philip Hotz II is an investment advisor at FL Group, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes roles at Gradient Advisors, LLC and USFEDS, as well as over four decades as an independent insurance agent. Hotz is also a Notary Public. FL Group, Inc. serves individual and high-net-worth clients by recommending and facilitating access to third-party money managers rather than directly managing client assets. The firm focuses on evaluating registered managers for suitability, assisting clients with onboarding, and monitoring manager performance through periodic reviews.

Keith Wiltfong is a CFP® and Series 65 credentialed advisor with 12 years of industry experience. He is the sole advisor at Capstone Investment Management LLC and has been involved with affiliated entities including an insurance agency and a home and auto business. Wiltfong operates as a licensed insurance agent, dedicating a significant portion of his time to that role alongside his advisory duties. Capstone Investment Management LLC serves individual and high-net-worth clients by providing fee-based financial planning, qualified plan consulting, and discretionary portfolio management. The firm uses fundamental, technical, and cyclical analysis to tailor portfolios and plans to each client’s objectives and risk tolerance, managing approximately $62 million in assets across 243 client relationships.

David Morgan is a financial advisor with Reap in Wealth Management, LLC, holding a Series 65 license and bringing 17 years of industry experience. He has been affiliated with Reap, LLC since 2001 and has involvement in insurance sales and fixed insurance products outside his advisory role. Reap in Wealth Management serves individual and high-net-worth clients by providing personalized financial planning and access to third-party portfolio management. The firm combines fundamental, technical, and cyclical investment analysis and operates with a team of six advisors managing approximately $33 million across multiple offices.

Devin Hotz is a Series 65-licensed advisor at FL Group, Inc. in Palm Coast, Florida, with three years of industry experience. Prior to joining the firm, he was a full-time student for eight years. In addition to his advisory role, Hotz maintains an active insurance practice, dedicating part of his time to insurance and annuity product sales. FL Group, Inc. serves individual and high-net-worth clients by recommending third-party money managers rather than directly managing assets. The firm focuses on evaluating and monitoring these managers while assisting clients with onboarding and documentation.

Suzanna Koizumi is a financial advisor at Reap in Wealth Management, LLC with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Reap in Wealth Management since 2018, following a 16-year tenure at Vfa. Outside of her advisory work, she is involved as a partner in a real estate venture and affiliates with a nutritional products business. Reap in Wealth Management serves individual and high-net-worth clients, offering personalized financial planning and access to third-party portfolio management. The firm combines fundamental, technical, and cyclical investment analysis and operates through a team of six advisors managing approximately $33 million across multiple offices.

James Kelley is a CFP® professional with 33 years of industry experience, currently serving as an advisor at Capital Planning, LLC since 2014. He holds Series 63 and Series 65 licenses and is based in Palm Coast, Florida. Capital Planning, LLC is a fee-based wealth management firm with an eight-advisor team managing approximately $677 million across 372 client relationships. The firm serves individuals, high-net-worth clients, trusts, estates, and businesses, using a structured wealth planning and investment process supported by an Investment Policy Committee and advanced reporting tools.

Thomas Walsh is a CFP® at Palisades Hudson Asset Management, L.P. with over 15 years of experience at the firm. He also serves as Senior Client Service Manager at Palisades Hudson Financial Group LLC, where he provides tax preparation, retirement, and estate planning services. Palisades Hudson Asset Management offers investment advisory services to individuals, trusts, corporations, and plan sponsors, focusing on long-term, asset-allocation-based investing primarily through mutual funds and ETFs. The firm manages both discretionary and non-discretionary accounts and operates a team of 16 advisers across six offices.

Guy Middleton is a financial advisor with Wealthcrest Financial Services, LLC, holding a Series 66 designation and 27 years of industry experience. He has been with Wealthcrest since 2014 and also affiliated with Cambridge Investment Research, Inc. since 2010. Outside of advisory work, he acts as an agent selling life, disability, and long-term care insurance products through various independent insurance companies. Wealthcrest Financial Services provides financial planning, consulting, and investment supervisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm offers comprehensive financial plans, ongoing portfolio management, and employer/employee benefit consulting, utilizing a combination of fundamental and technical analysis along with multiple investment platforms.

Michael Metz is a financial advisor at BOS Asset Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial and Bank of Springfield. Outside of his advisory role, he is a partner in Bucket List Adventures LLC, a non-investment-related business. BOS Asset Management, LLC is a registered investment adviser managing approximately $829 million in assets with a team of seven advisors. The firm provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, employee benefit plans, and public entities, using a combination of individualized equity strategies and a rules-based fixed-income process.

Katherine Petrelli is a financial advisor with National Wealth Management Group, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at LPL Financial LLC since 2009 and joined National Wealth Management Group in 2016. National Wealth Management Group provides fee-based investment advisory services primarily to individual and high net worth clients, offering portfolio management, financial planning, retirement plan consulting, and estate-planning support through a network of investment adviser representatives. The firm employs an individualized, typically long-term investment approach and utilizes multiple advisory platforms and custodians to deliver both traditional and digital solutions.

Carl Morganstein is a financial advisor at Griffin Asset Management, LLC with 55 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morganstein is based in Palm Coast, Florida. Griffin Asset Management provides discretionary and non-discretionary investment and wealth management services to individuals, families, trusts, charities, and institutions, managing nearly $1 billion in assets. The firm employs active management strategies across core equity, fixed income, and alternative investments, serving over 600 client relationships and acting as a sub-adviser and model provider to other advisers and platforms.

Bianca Noiseux is a financial advisor with William Joseph Capital Management, Inc. She holds Series 63 and Series 66 licenses and has 25 years of industry experience. Bianca has worked at firms including LPL Financial and Webster Investment Services, Inc. Outside of her advisory role, she is involved in insurance wholesaling through The Producers Firm and provides educational marketing for insurance via AAA Retire, LLC. William Joseph Capital Management, Inc. is a multi-advisor firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm combines financial planning with portfolio management, utilizing third-party sub-advisors on the AssetMark platform and employing a range of analytical methods to develop tailored investment strategies.

Kristina Furnari is a financial advisor with Wellington Shields Capital Management, LLC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Wellington Shields & Co., LLC since 2009. Outside of her advisory role, Furnari provides bookkeeping services on a sporadic basis for a law firm and for a coworking office space in Flagler Beach, FL. Wellington Shields Capital Management, LLC offers discretionary and non-discretionary portfolio management to individuals, trusts, estates, pension and profit-sharing plans, and institutional clients. The firm employs a combination of fundamental and technical analysis across various strategies and maintains comprehensive risk oversight and client suitability documentation.

Ilsoon Yang is a financial advisor at Portfolio Medics, LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at JB Growth Partners, Peoples United Bank, and HSBC. Outside of her advisory role, she is an independent insurance agent through JB Growth Partners, transacting in insurance products including annuities. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for about 3,700 clients through a team of 75 advisors. The firm serves both non-high-net-worth and high-net-worth individuals, offering a mix of strategic and tactical investment approaches across various model portfolios and strategies.

Louis Martine is a financial advisor at Hilltop Securities Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Quasar Distributors, LLC and U.S. Bancorp Asset Management, Inc. He is based in Palm Coast, Florida. Hilltop Securities Inc. offers brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm employs an open-architecture investment platform and provides a range of adviser-managed and model-based portfolio programs, including municipal bond strategies co-advised by Franklin Templeton Group, with custody services uncommon among enterprise advisers.

Noble Ganardhanan is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with PNC Wealth Management since 2009. He is based in Palm Coast, FL. Noble is also a partner in two non-investment-related entities, Stonce LLC and Lions CC LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio offering accessible by invitation to employees with existing PNC Bank online-banking credentials. The program utilizes algorithm-driven model strategies managed by PNC or third parties and implemented via mutual funds and ETFs with annual rebalancing.

Margaret Sullivan is a financial advisor at Kestra Advisory with 18 years of industry experience. She holds the ChFC® designation and securities licenses Series 63 and Series 66. Prior to joining Kestra Advisory in 2025, she worked at Thomas Savone & Associates and Commonwealth Financial Network for over 15 years. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse group of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a wide range of clients, including sovereign wealth funds.