Janet Zaloga is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has dedicated her entire 39-year career. She specializes in retirement, education, and estate planning services, providing personalized financial strategies to help clients pursue their long-term goals. Janet works closely with clients on areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Janet graduated with high distinction from the University of Michigan with a degree in economics. She has earned the Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Her professional approach emphasizes educating clients to focus on achieving their financial objectives. Residing in Tampa, Florida since 1984, Janet and her team have a presence in Clearwater, Florida, and Farmington Hills, Michigan. She is involved in community organizations including the Humane Society of Tampa Bay, Historic Tampa Theater, Raptor Center of Tampa Bay, and Maxx & Me Pet Rescue. Janet's personal interests include biking, bowling, cooking, gardening, hiking, music, photography, reading, traveling, and yoga.