Hi, I'm Daniel Patterson! I'm a CERTIFIED FINANCIAL PLANNER™ (CFP®) and the founder of Sweetgrass Financial Planning. I began SFP to provide quality, independent advice for people like you: hardworking professionals in the wealth accumulation phase of life. I’m excited to utilize my experience and passion for personal financial planning to help bring clarity to your current financial picture and get you on your way toward accomplishing your goals! Besides my faith and my family, nothing brings me more pleasure than helping clients set and achieve their financial goals. Whether it be something stressful, such as how to get out from under the weight of your student loan debt, or something exciting, such as what to do with the extra money that you’re receiving from a new promotion at work, my goal is to provide you with tailor-made advice that is both relevant and applicable within a fee-only, fiduciary framework. Our planning process begins by getting to know you and what makes you tick. Throughout our first couple of meetings, I will work with you to help clarify your top financial goals and your values as it relates to money. We will work together to get a clear snapshot of your current financial picture and develop actionable steps that will put you on the path towards accomplishing your goals. I believe that the financial planning process is not a one-time event, but rather is something that requires on-going, regular attention. Thus, our relationship with most clients does not end at plan delivery, but rather we continue to meet regularly to ensure that your plan is evolving and changing as your financial situation and goals evolve and change. When not working, you will probably find me exploring the beaches, waterways, and parks of the greater Charleston, SC area with my wife Jenny, and our two boys, Judah and Levi. I’m also an avid sports fan (football, soccer, basketball, you name it) with a knack for craft beer that loves spending Saturdays in the fall cheering on my favorite team, the Clemson Tigers. My professional and academic qualifications include: - Completed the educational, exam, work experience, and ethics requirements to become a CERTIFIED FINANCIAL PLANNER™ -14+ years of experience in areas of financial planning and wealth management - Series 65, Uniform Investment Advisor Law Exam -Enrolled Agent of the IRS - MBA, Oral Roberts University in Tulsa, OK - Completed the CFP® coursework through the American College of Financial Services

Colin Moynahan has a strong passion for personal finance that has manifested in over a decade’s worth of relevant experience before founding Twenty Fifty Capital Financial Advisors in 2018. Colin began his career with Bank of America Merrill Lynch in their Financial Advisor training program. In 2015, he went on to work for fintech start-up, Snapcap.com, as their fourth full-time employee. Over the next two and a half years, the business grew from four employees to twenty-two, earned a spot on the INC 500 list as the 14th fastest growing finance company in the United States, the 2nd fastest growing company in South Carolina, and the 2017 Start-up of the Year by the South Carolina Business Journal. These achievements led to an acquisition by LendingTree.com in fall 2017. He has been quoted in the Wall Street Journal, New York Times, Bloomberg, Marketwatch, Nerdwallet, CNBC, Business Insider, Fox News, and CNN Business.   Colin has a BBA in Finance with a minor in Economics from Southern Methodist University in Dallas, Texas. He also attended Wake Forest University’s graduate program in Personal Financial Planning, and spent time studying abroad within one of Oxford University’s premiere colleges, University College. During this time, he was fortunate to have internships with JPMorgan Chase, RBS, Baldwin & Associates, and ImageARB.   Born and raised on the east coast, Colin has always had a strong love for the water which is why you will often find him on the boat or fly fishing outside of work. He is an avid traveler and has been to over 25 countries as well as the majority of the continental United States.

I created Flowrate Financial to provide access to unbiased financial information, while also eliminating the limitations and feel of a typical main street, big-box brokerage firm. As a CERTIFIED FINANCIAL PLANNER® practitioner and fiduciary, I have a legal and ethical obligation to put your interests first, and I take this responsibility very seriously. If a conflict of interest happens to exist, it will be disclosed and addressed in favor of the client. While my passion today is providing financial planning for the HVAC Community, my journey began in 2008 upon my introduction to the world of commercial HVAC systems after earning my BS in Mechanical Engineering. Simply put, I want to help people achieve greater peace of mind when it comes to their money. For many families, taxes might be the largest expense during retirement. Every investment and distribution decision has a material impact on the amount of taxes owed (or saved) during your lifetime, as well as for future generations. And while it's very important that we do pay our fair share owed to the IRS, we don't necessarily need to leave a tip.

Reggie Fairchild, CFP®, is the founder of Flip Flops and Pearls, a fee-only financial planning firm in Charleston. With a background in high-growth technology, entrepreneurship, and real estate, Reggie brings a thoughtful, creative approach to helping professionals make confident financial decisions aligned with their values. After leaving the fast pace of Washington, D.C. for Charleston in 2003, Reggie reshaped his own definition of success—an experience that continues to inform his planning philosophy of enjoying life today while preparing intentionally for the future. Flip Flops and Pearls serves high-achieving professionals, business owners, and families who want their money to support a life well lived, not just a balance sheet. Our clients are busy, thoughtful people navigating complex financial decisions and life transitions, from retirement and investments to taxes and long-term planning. As a fee-only firm, we work exclusively for our clients and do not earn commissions or sell products. Our comprehensive approach goes beyond portfolios, helping clients prioritize their time, energy, and resources so their wealth supports both their ambitions and their lifestyle. Life brings change, opportunity, and complexity. Our role is to act as a steady guide—bringing clarity, structure, and calm—so clients can move forward with confidence and enjoy the journey along the way.

Charleston Financial Advisors, LLC was founded as a fee only firm in 1986, almost 40 years agp. Myles has been with Charleston Financial Advisors, LLC since early 2007. He specializes in financial planning strategies and investments. He oversees the management of all investment accounts, investment education, and research. Myles received a B.A. in History (Magna Cum Laude) and a B.A. in English Literature (Cum Laude) from the College of Charleston in 2006. He became a CFP® certificant and a Registered Investment Advisor Representative in 2010. In 2014 he received a Master's in Applied Economics from Johns Hopkins University in Washington, DC. Outside of the office he enjoys hiking, reading, fly fishing and spending time with his family.

I am a fee-only flat-fee Certified Financial Planner® and a Certified Exit Planning Advisor®. I'm also working toward my Retirement Income Certified Planner® designation. My passion and specialty are income planning for retirement, whether at a "normal" retirement age or for an early retirement. Our services include comprehensive financial planning, which feeds into income planning and tax-smart distributions. We help our clients maximize the lifetime enjoyment of their money so they don't run out in retirement but also don't leave more than desired in their estate. While I don't focus only on business owners, my experience starting and selling businesses helps me better understand business owners' planning needs, challenges, and opportunities. Book a no-obligation Zoom meeting to learn more, get to know each other, and decide if working together would be a win-win. https://maximizeyourmoney.com/intro/

After graduating from the University of Dayton, Michael was like many other millennials (easy targets!); unsure of his career path and a lack of confidence in managing his own finances. Early in his career while working for one of the largest investment management firms in the country he attended the National Personal Financial Planner(NAPFA) conference. After hearing a few of the speakers(s/o Michael Kitces!), and meeting some of the attendees he knew financial planning was the field he wanted to pursue. He always had a passion for educating himself and others, and helping people along their financial journey quickly became his goal. Michael earned the CFP® (Certified Financial Planner™) designation in 2018 to learn fundamentals of comprehensive financial planning. The education covers Investments, Estate Planning, Insurance, Education Planning, Retirement Planning, and Cash Flow Management. In early 2020, Michael created Black Dog Financial Planning to help professionals and families in their 30s and 40s with their finances. After working at a few firms, he realized the majority of investment advisors primarily focus on pre-retirees and retirees. Meanwhile his peer group was significantly under-served. He launched the firm to make high quality financial advice more affordable and accessible for his peer group, and to help individuals and families live great lives by making smarter financial decisions. When Michael isn’t helping his clients, he’s spending time with his own family. He and his wife, Katie, were married in May of 2018 after relocating to Charleston from Chicago, IL. They welcomed their first child, daughter Annie Rose, on February 6, 2020. Annie joins big “fur-brother”, Barkley, to which the firm, Black Dog Financial Planning, gets its name. Barkley is a rescue from PAWS Chicago, a no kill animal shelter. Barkley was 3 months old and 25 pounds when Mike and Katie adopted him. He’s now 3 years old and 80 pounds and his favorite pastime is watching squirrels from the window and chasing them out of the backyard. Mike and Katie enjoy low-country living, especially golf, the beach, and oyster roasts, but also love to travel. They got engaged in Paris in 2017 and have traveled around Europe and Asia together. Next up, they hope to visit South America, Australia and Africa. They look forward to raising their family in the low-country and traveling together whenever they can. Read Michael's blog here: https://blackdogfp.com/blog

Mary Condon Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience. She specializes in providing wealth management recommendations to affluent individuals and families, corporate executives, business owners, and nonprofit organizations. Her investment approach focuses on carefully determining clients' goals and developing asset allocations that align with their objectives, utilizing customized portfolios including stocks, bonds, cash, and alternative investments. Mary earned her bachelor's degree from Clemson University and holds the Personal Investment Advisor (PIA) designation. Her client focus areas include education planning, family wealth management strategies, legacy planning, philanthropic planning, retirement income, and portfolio management services. She also serves as President of Merrill Women's Exchange for the Southeast Coastal South Carolina market. In addition to her professional work, Mary is active in her community through involvement with Bishop England High School and Christ Our King Church. She is married with four children and enjoys boating, fishing, golfing, reading, traveling, and spending time with her family.