Your Trusted Financial Partner and Experience You Can Rely On With over three decades in the financial industry, I've dedicated my career to empowering individuals and families to achieve financial well-being. As a CERTIFIED FINANCIAL PLANNER® Professional, Dave Ramsey Master Financial Coach and Fee-Only Financial Advisor based in Raleigh, NC, I offer personalized guidance and unwavering support, drawing on my extensive experience to navigate the complexities of the market and tailor solutions to your unique needs. Your Financial Goals, My Priority I believe that everyone deserves to feel confident and in control of their financial future. Whether you're saving for retirement, planning for your children's education, or seeking comprehensive wealth management, I'll work with you to develop a personalized plan that aligns with your goals and values. As a Dave Ramsey Master Financial Coach, I also utilize the proven Dave Ramsey 7 Baby Step process to help you build a strong financial foundation and achieve lasting financial peace. My Fee-Only approach ensures transparency and prioritizes your best interests. Comprehensive Guidance for a Secure Future From investment management to retirement planning, tax strategies to estate planning, I offer comprehensive guidance to address all aspects of your financial life. I'll be there every step of the way, providing reassurance, answering your questions, and adjusting your plan as life evolves. Rooted in the Community As a North Carolina resident and active member of the Wakefield Rotary Club of Wake Forest community, I understand the local landscape and can provide insights tailored to your specific needs. Let's Build a Brighter Financial Future Together Take the first step towards achieving your financial goals. Start with a Complimentary Retirement Review: https://app.rightcapital.com/account/sign-up?referral=3c861414-45bc-4056-8e9d-63371f536cf0&type=client&advisor_id=WyovNSEMqImVmkOBpo0ePA Schedule a Complimentary Consultation: https://calendly.com/getaplan/fee-only-initial-consultation Check out my website as I transparently list how I work with clients and post my fees: https://universityfinancialstrategies.com/ Remember: It's never too late to start planning for your future. With 30+ years of experience, a genuine passion for helping others and the tools of a Dave Ramsey Master Financial Coach, I'm here to guide you every step of the way.

Tim founded Iseler Financial to help creative professionals build stability & security in their financial lives. The firm offers hourly engagements, one-time plans, ongoing financial planning, and investment management. Tim lives in Durham NC with his family and wonder dog, Yoshi. Prior to starting Iseler Financial, he spent 18 years in the music industry as a recording & touring audio engineer. And, even further back in time, Tim grew up on a family farm before graduating with honors with a degree in mathematics.

Brittany is a financial advisor at Hilltop Wealth Advisors, a fee-only financial planning firm located in Chapel Hill, NC. Brittany has been with the Hilltop team since 2014, when she started as a financial planning intern while earning her BA in Mathematics at UNC-Chapel Hill. She quickly discovered financial planning to be a perfect combination of problem solving and relationship building, which made it her ideal career path. She is a CERTIFIED FINANCIAL PLANNER™(CFP®) professional and Certified Student Loan Professional (CSLP®), and is passionate about working with Gen X & Gen Y clients. Brittany lives in Raleigh with her husband and dog. When she’s not working, she loves cheering on the Carolina Hurricanes, exploring the local food scene, and traveling to the mountains.

Prashant Pandya is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with individuals, families, trusts, and small to mid-size business owners to develop customized financial strategies tailored to their unique goals and risk tolerances. Prashant focuses on comprehensive wealth management areas including college education planning, family wealth strategies, retirement planning, legacy planning, portfolio management, and international wealth management. He emphasizes building strong client relationships founded on trust, integrity, and personalized service. Prashant holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His educational background includes a Master’s Degree in Engineering from the University of Iowa and a Bachelor’s Degree in Engineering from the University of Bombay. Fluent in English, Marathi, Gujarati, and Hindi, Prashant applies a comprehensive planning approach spanning investments, tax minimization, retirement, insurance, and estate planning. In addition to his professional work, Prashant is involved with organizations such as the American Cancer Society and the Pay it Forward Fertility Foundation. His personal interests include cooking, ice hockey, music, spending time with family, and watching movies.

Mikel Chalmers is a Financial Consultant at Fidelity Investments, where he currently assists clients and their families in understanding and achieving their financial goals. He collaborates with clients to analyze all aspects of their financial lives and develops plans to work towards meeting those goals. Mikel has held several roles in the financial services industry, including Planning Consultant at Fidelity Investments from 2022 to 2023, and Paraplanner at Ameriprise Financial during 2020 and 2021. Prior to that, he was an Associate Advisor at Millennium Advisory Services from 2018 to 2020. He holds insurance licenses in both Arkansas and California.

Robert Roepke is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies that align with clients' individual financial goals and adapt to changing market conditions. Robert leverages investment insights from Merrill along with banking and lending solutions from Bank of America to provide comprehensive financial guidance. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Robert earned his bachelor's degree from the University of Michigan System. Committed to community involvement, he volunteers with local organizations as part of Merrill's tradition of community participation.

Scott Macdonald is a Senior Financial Advisor at Merrill Lynch Wealth Management and the founder of the firm's Special Needs Team. He has dedicated over thirty years to providing financial advice and guidance specifically tailored to the unique requirements of disabled, special-needs, and elder-abuse victims and their families. Scott and his team collaborate closely with attorneys, caregivers, trustees, fiduciaries, benefits counselors, and other professionals to address both the immediate and long-term financial needs of their clients. Scott's expertise includes wealth planning and investment management for Special Needs Trusts and court-supervised trusts, as well as probate investing for conservatorships and guardianships. He holds extensive knowledge of the Uniform Prudent Investor Act, various state Probate Codes, and National Guardianship Standards. His team employs sophisticated modeling tools and analytics to manage cash-flow requirements and quality-of-life parameters, aiming to achieve better financial outcomes for clients and their families. He earned his bachelor's degree from the California State University system and holds the Personal Investment Advisor (PIA) designation. Scott has been recognized by Forbes as one of the Best-in-State Wealth Advisors from 2020 through 2025. He is a member of the Rotary Club of Tahoe Incline and participates in community organizations including the Society for disAbilities and the Tahoe Fire Helicopter Project. Outside of work, Scott enjoys boating, fishing, hiking, skiing, and spending time with his family.

R. Grove is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management and consulting services for high-net-worth individuals. With over 30 years of experience, Grove focuses on portfolio management, asset allocation, diversification strategies, and tax minimization. His approach combines comprehensive financial planning with personalized services to help clients achieve financial security and meet their unique goals. Grove earned a bachelor's degree from the University of North Carolina at Chapel Hill, where he was also a member of the golf team. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Grove is actively involved in his community as co-founder and Vice President of The Continuous Blessings Foundation and has served on various boards and finance committees. In his personal time, Grove enjoys golfing, running, and spending time with his family. He values building meaningful relationships with clients and supporting charitable organizations within his community.

Doug Wegman is an Executive Planning Consultant at Fidelity Investments, specializing in working with corporate executives within the company's Executive Services business unit. He focuses on helping executives save for retirement and invest in a tax-efficient manner. Doug's experience at Fidelity Investments includes roles as Benefits & Planning Consultant, Non-Qualified Plan Services Lead, and Defined Contributions Representative, demonstrating his expertise in compensation packages, benefit plans, and equity compensation strategies. He holds a California Insurance License. Outside of his professional work, Doug has personal interests that include camping, golf, outdoor adventures, and spending time with pets.