Hi, I’m Lauren Zangardi Haynes, CFP®, CIMA® and founder of Spark Financial Advisors. At Spark Financial Advisors we are focused on helping high earning women, dual-career couples & business owners put an effective strategy in place to build wealth, manage taxes, and spend more time doing what they love. Our clients gain peace of mind knowing their finances are outsourced to a highly qualified team with expertise in building wealth and transitioning into retirement. I got my start in the financial services industry in 2005 with Bank of America. While working for U.S. Trust Bank of America Private Wealth Management I attained my CFP® designation and became a Certified Investment Management Analyst (CIMA®). I transitioned to a smaller Fee-Only financial planning firm to get broader experience beyond investment management and haven’t looked back. I have been quoted in the New York Times, Wall Street Journal, Forbes, USA Today, U.S. News and World Report among others, and have written for Richmond Family Magazine. I previously served on the South Region Board for the National Association of Personal Financial Advisors (NAPFA) the leading organization for fiduciary, Fee-Only financial planners. When I’m not geeking out on financial planning I like to spend time with my husband and 3 kids, read, watch stand-up comedy, and (attempt to) garden.

Martha Osborne is a Planning Consultant at Fidelity Investments, a role she began in 2024. In this capacity, she partners with clients to understand their unique short- and long-term goals and helps them build customized financial plans. Prior to joining Fidelity Investments, Martha worked at Virginia Asset Management where she held positions as a Wealth Management Associate in 2024 and as an Operations Specialist from 2017 to 2024. Her experience spans various aspects of financial planning and wealth management, reflecting a comprehensive understanding of client needs and operational processes. Outside of her professional life, Martha enjoys activities such as spending time at the beach, cooking and baking, engaging in family activities, social events with friends, horseback riding, and traveling.

Ali Khalifa is a Planning Consultant at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with clients to create financial plans tailored to their individual financial priorities and goals, focusing on planning and implementation strategies. Prior to his current role, Ali gained experience in the financial services industry through various positions including Financial Services Representative at State Farm in 2021, Personal Banker II (Licensed) and Personal Banker I at Wells Fargo Clearing Services and Wells Fargo Bank, N.A., respectively, between 2017 and 2021, and Teller at Wells Fargo Bank, N.A. from 2016 to 2017. Ali is multilingual, speaking Arabic, French, and Spanish. Outside of his professional work, he has interests in art, social events with friends, museums, music, outdoor adventures, and reading.

Alla Panitkova is a Planning Consultant at Fidelity Investments, where she has been working since 2025. In this role, she focuses on developing strategic financial plans tailored to the unique needs of each client and helping them make informed decisions at every stage of life. Before her current position, Alla served as a Relationship Manager at Fidelity Investments from 2023 to 2025. Prior to that, she worked as an Advisory Client Associate at Wells Fargo Advisors from 2018 to 2022. Outside of her professional career, Alla has interests that include spending time at the beach, watching movies, parenthood, solving puzzles, running, and traveling.

Jody Bellew is a Vice President and Financial Consultant at Fidelity Investments. In this role, Jody collaborates with clients to develop financial plans that balance maintaining their current lifestyle with preparing for their future. This involves creating customized plans focused on clients and their families, utilizing a broad range of tools and resources. Jody has been with Fidelity Investments since 2005, holding various roles including Service Trading Representative, Investment Consultant, Fixed Income Consultant, Senior Financial Consultant, Retirement Solutions Representative, and Regional Planning Consultant. This extensive experience has contributed to Jody's expertise in financial consulting and planning. No additional information regarding education, credentials, personal interests, or community involvement has been provided.

Justin Rouse is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans and investment strategies tailored to their specific goals and needs. He has been with Fidelity Investments since 2023, progressing through roles including Investment Solutions Representative and Investment Consultant before assuming his current position in 2025. Prior to joining Fidelity, Justin worked as an Agent at New York Life in 2022. Justin's professional experience encompasses various aspects of financial consulting and investment services, reflecting a commitment to client-focused financial planning. Outside of his professional work, he has interests in fitness, golf, military service, pets, and running.