Jim Riutta is a Financial Consultant currently working at Fidelity since 2022. He assists clients and their families with holistic financial planning to help them envision and achieve their customized goals and wishes. His approach involves a multi-step process that emphasizes accountability as a key component of success. Jim also discusses estate planning considerations as well as income and retirement planning in a tax-efficient manner. Jim has held several positions in the financial industry, including Premier Banker at Wells Fargo from 2021 to 2022, Relationship Manager at Citi Bank from 2017 to 2021, Regional Banking Private Banking at Wells Fargo from 2012 to 2017, and Registered Investment Advisor at First Command from 2008 to 2012. Outside of his professional work, Jim's personal interests include beach activities, cars, family activities, fitness, motorcycles, and outdoor adventures.

David Jennings is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies tailored to their individual goals. Utilizing resources from Merrill Lynch and Bank of America, he provides comprehensive wealth management solutions, including investment insights, banking convenience, and lending options. David holds a Master’s Degree from George Washington University and a Bachelor's Degree from the University of Massachusetts System. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His approach is grounded in collaboration, focusing on creating flexible strategies responsive to changing market conditions. In addition to his professional work, David is engaged in his community, volunteering with local organizations in keeping with the Merrill tradition of community participation.