George Appel is a CFP® professional operating under the firm George J. Appel, with 33 years of industry experience. He provides fee-only financial planning and investment advice primarily to individuals, families, small businesses, trusts, and estates. George J. Appel serves clients who are mostly non-high-net-worth individuals, offering a range of services from hourly retainers to ongoing planning engagements. The firm emphasizes a non-discretionary investment approach, uses third-party research tools, and employs a fee structure based on flat fees and fixed-dollar billing rather than asset-based percentages.

Clare Kull is a financial advisor at Stone Securities Inc. with 12 years of industry experience. She holds a Series 66 designation and has worked at Leigh Baldwin & Co., LLC since 2013. Stone Securities provides discretionary asset management and investment advice to individuals, trusts, estates, and small corporations. The firm employs an active management approach combining fundamental, technical, and charting analysis, incorporating the CAN SLIM methodology for stock selection, with regular account reviews and discretionary authority across growth, balanced, and bond portfolios.

Philip Goldstein is a financial advisor with 41 years of industry experience, currently affiliated with 1st Financial Investment, Inc. He holds Series 63 and Series 65 credentials. His prior roles include consulting and educational positions with organizations such as the Society for Financial Awareness and Social Security Consultants, Inc., and he is involved in several related business ventures including insurance and tax services. Goldstein also consults on college planning and offers specialized insurance solutions for clients who have undergone bariatric surgery. 1st Financial Investment, Inc. provides personalized financial planning and non-discretionary investment management to individuals, pension plans, trusts, and small businesses. The firm employs a tailored investment policy process, combining passive index exposures with active management and option strategies, and supports client programs through third-party money managers and a wrap-fee program.

Charles Galat is a financial advisor with 21 years of industry experience, currently serving at 1st Financial Investment, Inc. He holds a Series 63 designation and has prior experience with firms including Western International Securities, Inc. and Palomar Financial Services, Inc. Outside of his advisory role, he is the owner and president of Galat & Company, P.C., a CPA and accounting firm, and is involved as a shareowner and bookkeeper in several healthcare-related businesses. 1st Financial Investment, Inc. provides personalized financial planning and investment management services to individuals, pension plans, trusts, estates, and small businesses. The firm employs a tailored investment policy process that combines passive index/ETF exposures with actively managed sleeves and option strategies, delivering non-discretionary advice often implemented through third-party money managers.

Glenn Ferrell is a financial advisor at Stone Securities Inc. with 11 years of industry experience. He has been with Stone Securities since 2014 and previously worked at the Pennsylvania Department of Labor from 2003 to 2019. Outside of advising, he works part time as a driver transporting cars between dealerships. Stone Securities provides discretionary asset management and investment advice to individuals, trusts, estates, and small corporations. The firm employs an active management approach incorporating fundamental, technical, and charting analysis, including the CAN SLIM methodology, and offers discretionary authority across growth, balanced, and bond objectives.

Cheryl Chin is a financial advisor at Stone Securities Inc. with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been associated with Leigh Baldwin & Co., L.L.C. since 1999. Stone Securities provides discretionary asset management and investment advice to individuals, trusts, estates, and small corporations. The firm employs an active management approach using fundamental, technical, and charting analysis, incorporating the CAN SLIM methodology for stock selection.

Mary Jule Roginski is a financial advisor with Northeastern Financial Consultants, Inc. She holds Series 63 and Series 65 licenses and has 21 years of industry experience. She has been with Northeastern Financial Consultants since 2011. Northeastern Financial Consultants serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations with fee-only investment advisory services and financial planning. The firm primarily provides non-discretionary portfolio management using fundamental analysis across various asset classes, including equities, fixed income, mutual funds, and ETFs.

Heath Goldstein is a financial advisor at 1st Financial Investment, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has held various roles including leadership positions in insurance, tax services, and financial firms. Outside of his advisory work, he is actively involved as a volunteer firefighter and EMT, a water rescue technician, and serves in multiple community organizations such as the Chinchilla Hose Company and amateur radio clubs. 1st Financial Investment, Inc. provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm employs a tailored investment policy process combining passive and active strategies, delivers non-discretionary advice often through third-party managers, and offers educational seminars, periodic newsletters, and a wrap-fee program.

Stephen Moore is a financial advisor at Stone Securities Inc. with 45 years of industry experience. He has been with Stone Securities since 2004 and is also affiliated with Leigh Baldwin & Co., L.L.C. Moore holds Series 63 and Series 65 licenses. Outside of advising, he is a 25% owner of Rehab-Bookings.com, a nonprofit website that helps users find availability, which he manages part-time. Stone Securities provides discretionary asset management and investment advice to individuals, trusts, estates, and small corporations. The firm employs an active management approach incorporating fundamental, technical, and charting analysis with the CAN SLIM methodology, emphasizing disciplined profit-taking and loss cutting.

Nicholas Colarossi is a financial advisor at Leigh Baldwin & Co., LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Leigh Baldwin since 2003. Outside of his advisory role, he hosts a radio talk show on investing and finance and serves as a board member of Flight Systems Inc. Leigh Baldwin & Co., LLC provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as institutions such as pension plans and municipalities. The firm employs a mix of fundamental and technical analysis, managing approximately $285 million in discretionary assets across a team of 18 advisors.