Hi, I’m Ryan Kelly, founder & CEO of Aries Financial Navigators. I am a fee-only financial planner, investment manager, & tax professional based in Lititz, PA. After earning a Bachelor of Science degree in Economics from the Pennsylvania State University, I went on to become a CERTIFIED FINANCIAL PLANNER™ professional, the received the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning, & the Accredited Investment Fiduciary® mark from the Center for Fiduciary Studies. I began my career in financial services in 2007, becoming a Registered Representative before transitioning to an independent multi-family office RIA in the Philadelphia area, where I focused on portfolio management & comprehensive financial planning for high-net-worth individuals & families. After specializing in planning areas including Social Security, Medicare, & in-depth tax planning & preparation, I moved back to my hometown of Lititz, PA to work with a local fee-only RIA focusing on retirees. In 2019, I started Aries Financial Navigators to bring my vision of the ideal client experience and service model to life. Serving as a consultant to my former colleagues, I am part of a collaborative team with decades of experience while maintaining flexibility & independence. Our mission is to partner with clients & deliver incredible value by providing the highest quality services & meaningful results.

I'm a real estate investor and coach-at-heart with first-hand experience in landlording, property management, and adding value through late night renovations and elbow grease. It can be hard for real estate investors to find a financial advisor that's not pitching them on another insurance product or trying to persuade them to sell their properties and put the proceeds into securities the advisor can manage. I founded REWealth to be different: to bring real financial planning and conflict-free advice to those who hold or aspire to hold real estate directly. I've spent over ten years combined in finance, technology, and real estate. Before that, I was an elementary school teacher. In each role, the bar was held high to achieve excellence for clients, partners, and students. REWealth holds itself, and I hold myself, to the same high standards of execution and integrity. I'll add that while REWealth is open to servicing people from all backgrounds, my family and I are Christians and are members in good standing at our local church. Check out REWealth’s website here: https://rewealthplanning.com/

At Harvest Financial Planning Associates, LLC, we are proud to serve the hard working individuals and families who form the back bone of our community - Trade workers and Powerplant employees. You dedicate your time and energy to building, maintaining, and powering our world and we are here to ensure that the fruits of your labor are protected and will grow for years to come. We understand the unique challenges and opportunities you face such as: Union benefits How to make overtime pay accelerate your ability to retire Varying income based on the market cycle Changing jobs Long labor intensive hours Stock options Starting your own business We understand your hesitancy to engage with a financial advisor - you may: 1. You do not trust financial advisors - I will not show up in a suit, my style is to lay out pros and cons of all decisions and help you decide 2. Think its too expensive - A good financial advisor should provide way more value than they receive 3. Prefer to rely on peers or family for advice - I have witnessed a lot of good and bad advice come from the friends and family of my clients. Wondering if the advice is good or bad? I'll offer you a second opinion 4. Assume your union benefits will cover everything - It is possible, but are you sure? 5. Feel you are too busy - I enjoy what I do and I care about the people I do it for - we will make a time work for both of us 6. Don't think you earn enough - it does not take a lot to get started, time is your best friend 7. Think your comfortable with the status quo - you could very well be, what if the status quo leaves you coming up short for retirement? How can I serve you?

Christopher Whitcombe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, personal retirement planning, and retirement income. Christopher applies a disciplined, analytical approach to financial advising, emphasizing personalized strategies tailored to each client's unique situation. Christopher holds a Bachelor's and a Master's degree from Lehigh University. He has earned professional designations including the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor (CRPC™), and Personal Investment Advisor (PIA). His approach involves thoroughly understanding clients' financial circumstances and goals, analyzing data, and identifying opportunities to improve financial projections and tax strategies. Outside of his professional work, Christopher enjoys music, reading, and spending time with his family. He is committed to educating clients to help them become better stewards of their financial resources through comprehensive, individualized financial planning.

David Kim is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he works with successful families and businesses to help them achieve their financial goals. He focuses on investment and risk analysis, institutional investments, retirement income planning strategies, and estate planning services. David helps clients clarify their goals and develop investment management strategies that align with their vision, acting as an advocate to navigate the challenges of today's financial landscape. David began his financial services career in 2005 with Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR™ (CPFA®), and is a qualified Portfolio Manager. He is also a designated Bank of America Merrill Lynch Retirement Benefits Consultant. David was named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019. He is a graduate of Penn State University. Outside of his professional work, David is an active member of his church and involved in community activities, including serving on the board and coaching for Mifflin Area Youth Baseball. He enjoys studying the culinary arts in his spare time. David lives in Mohnton, Pennsylvania, with his wife Sarah and their three children.

Jorge Gonzalez is an International Wealth Advisor with Merrill Lynch Wealth Management. He provides tailored financial strategies designed to align with clients’ goals, objectives, time horizons, and risk tolerances. Jorge works primarily with high-net-worth families, guiding them through the various phases of wealth accumulation, preservation, and transfer. His approach includes portfolio and liability management, with an emphasis on generating tax-efficient lifetime retirement income. Jorge holds a bachelor's degree from the University of Florida, where he completed double majors in finance and marketing. He has earned several professional designations, including Certified Investment Management Analyst (CIMA®) from the Investments & Wealth Institute™ in conjunction with the Yale School of Management, Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He is bilingual in English and Spanish. Outside of his professional duties, Jorge participates in community civic organizations such as Be the Light, Habitat for Humanity, and Kiwanis, and he remains engaged with his alumni associations. His interests include baseball, biking, boating, camping, golfing, scuba diving, and traveling.

Melanie Hnatishion is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning her career in financial services in 2012, she has specialized in retirement planning, divorce financial planning, and corporate retirement plans. Melanie works closely with individuals, families, and corporate clients to develop comprehensive wealth management strategies tailored to their goals and changing life circumstances. She holds a bachelor’s degree from Thomas Jefferson University and has earned multiple professional designations, including Certified Financial Planner™ (CFP®), Certified Investment Management Analyst® (CIMA®), Certified Divorce Financial Analyst® (CDFA®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Certified 401(k) Professional® (C(k)P®), and Retirement Benefits Consultant. These credentials support her disciplined approach to financial planning and fiduciary advisory services. Melanie lives in Reading, Pennsylvania, with her son. Outside of her professional life, she enjoys golf, ice hockey, racquetball, and tennis.