Hi, I’m Ryan Kelly, founder & CEO of Aries Financial Navigators. I am a fee-only financial planner, investment manager, & tax professional based in Lititz, PA. After earning a Bachelor of Science degree in Economics from the Pennsylvania State University, I went on to become a CERTIFIED FINANCIAL PLANNER™ professional, the received the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning, & the Accredited Investment Fiduciary® mark from the Center for Fiduciary Studies. I began my career in financial services in 2007, becoming a Registered Representative before transitioning to an independent multi-family office RIA in the Philadelphia area, where I focused on portfolio management & comprehensive financial planning for high-net-worth individuals & families. After specializing in planning areas including Social Security, Medicare, & in-depth tax planning & preparation, I moved back to my hometown of Lititz, PA to work with a local fee-only RIA focusing on retirees. In 2019, I started Aries Financial Navigators to bring my vision of the ideal client experience and service model to life. Serving as a consultant to my former colleagues, I am part of a collaborative team with decades of experience while maintaining flexibility & independence. Our mission is to partner with clients & deliver incredible value by providing the highest quality services & meaningful results.

Jorge Gonzalez is an International Wealth Advisor with Merrill Lynch Wealth Management. He provides tailored financial strategies designed to align with clients’ goals, objectives, time horizons, and risk tolerances. Jorge works primarily with high-net-worth families, guiding them through the various phases of wealth accumulation, preservation, and transfer. His approach includes portfolio and liability management, with an emphasis on generating tax-efficient lifetime retirement income. Jorge holds a bachelor's degree from the University of Florida, where he completed double majors in finance and marketing. He has earned several professional designations, including Certified Investment Management Analyst (CIMA®) from the Investments & Wealth Institute™ in conjunction with the Yale School of Management, Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He is bilingual in English and Spanish. Outside of his professional duties, Jorge participates in community civic organizations such as Be the Light, Habitat for Humanity, and Kiwanis, and he remains engaged with his alumni associations. His interests include baseball, biking, boating, camping, golfing, scuba diving, and traveling.

James Spanos is a Wealth Management Advisor with Merrill Lynch Wealth Management in Lancaster, PA, where he has been practicing since 2015. He focuses on developing financial strategies tailored for high-net-worth individuals and their families, emphasizing the importance of aligning investment decisions with clients’ life priorities and meaningful goals. His areas of expertise include executive compensation, equity compensation services, family wealth management, legacy planning, retirement income, tax minimization, and portfolio management services. James holds a Bachelor of Arts degree in finance and personal financial planning from Shippensburg University. He maintains series 7 and 66 FINRA registrations and is a certified Life, Health, Accident, and Annuities Insurance Producer. Additionally, he holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Personal Investment Advisor (PIA) designations. James is actively involved in the local community through organizations such as Civitas and supports charitable causes including Relay for Life, Special Olympics, and the Vs. Cancer Foundation. Outside of his professional role, James participates in activities such as golfing, spending time with his family, and crossfit training. He lives in Lancaster with his wife, Samantha, their three children, and their dog.

Peter Scudner is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management with 40 years of experience in the financial services industry. He holds the Certified Investment Management Analyst® (CIMA®), Chartered Retirement Plan Specialist™ (CRPS™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. Peter focuses on helping clients—including high-net-worth individuals, business owners, and corporate executives—develop strategies for portfolio management, retirement planning, estate planning, executive compensation, and business succession. Peter has held a range of positions throughout his career, spanning client advisory and corporate management roles. He is a graduate of The Catholic University of America and has been active in numerous professional and community organizations. His past leadership roles include Chair of the Lancaster Chamber of Commerce & Industry, President of the North Museum of Nature & Science, Chairman of USA Table Tennis, and Treasurer of the Order of Malta–Federal Association. Currently, he serves as Chairman of Triode Media Group Ltd. and is a Trustee of the Pennsylvania College of Art & Design, where he leads the Audit Committee. Peter is also a member of the National Association of Corporate Directors and holds its Director Certified designation. Peter resides in Lancaster with his wife Terri and has three grown children working in the creative arts. His personal interests include photography, traveling, and spending time with his family.

Troy Shreckengast is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1996, Troy has been dedicated to helping high-net-worth clients simplify their financial lives by focusing on their unique goals and concerns. He employs a goals-based wealth management process supported by global resources and current technology to assist clients in pursuing financial lifestyles that are meaningful to them. With experience dating back to 1993 in the financial services industry, Troy specializes in areas including estate planning services, investments, tax minimization strategies, wealth transfer, retirement income, and philanthropy. He prioritizes client service founded on the principles of integrity, reliability, and commitment, developing customized strategies tailored to clients’ personal circumstances and priorities. His approach integrates his expertise with the capabilities of a global leader to deliver client recommendations aimed at optimizing resources and achieving financial objectives. Troy holds a Personal Investment Advisor (PIA) designation and a Bachelor's Degree from Messiah College. Outside of his professional work, he enjoys fishing, football, hiking, music, running, and spending time with his family.