Gregg Pfeffer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 1998 and has since developed expertise in wealth management, focusing on various client needs including college education planning, corporate benefits, divorce transition planning, family wealth management strategies, and retirement income. Gregg provides personalized service by delivering a Personal Wealth Analysis to clients and leverages digital tools and integrated services such as banking, mortgages, and trusts offered through Bank of America. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Gregg earned a bachelor's degree from Allegheny College. In addition to his professional role, Gregg serves as a committee member of the Northwest Pennsylvania chapter of Ducks Unlimited. He is also involved in community activities through his support of non-profit organizations making an impact within the Erie community. Outside of work, Gregg enjoys golfing, hunting, and spending time with his family.

Scott Lyons is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 28 years of experience in the financial services industry. He has spent 23 years at Merrill Lynch, following prior employment at Dreyfus Investments. His areas of expertise include education planning, family wealth management strategies, and legacy planning. Scott holds a Bachelor's degree from Tufts University and a Master's degree from Pennsylvania State University. He is also a Personal Investment Advisor (PIA). Outside of his professional work, Scott is involved with Erie Mission and enjoys golfing, reading, and spending time with his family.

Lauren Bauer is the Resident Director and Wealth Management Advisor at Merrill, where she has been serving since 2015. She specializes in retirement and financial planning for individuals, companies, and nonprofit organizations. Lauren holds the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™, the Certified Plan Fiduciary Advisor® (CPFA) credential, and is a Senior Retirement Benefits Consultant. She also holds the Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC) designations. Lauren earned her bachelor's degree from the University of Dayton and completed a program at the Chicago Booth School of Business. She leverages her background in education to help clients and retirement plan participants understand the investment process. Her expertise includes college education planning, divorce transition planning, employee benefits planning, and socially responsible investing among other areas. In addition to her professional responsibilities, Lauren serves on the Board of Trustees for the Erie Community Foundation and is involved with the Erie Women's Fund, UPMC Safe Harbor Behavioral Health, and Women United for Community Schools. She is also active with Athena PowerLink®, a program supporting local female-owned businesses.

John Stockard is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2002. In addition to his advisory role, he serves as the Senior Resident Director of the Erie office. John focuses on delivering personalized financial strategies tailored to the specific needs of individuals, families, businesses, and nonprofit organizations. His areas of expertise include personal retirement planning, family wealth management strategies, services for defined benefit plans, legacy planning, liquidity management, and investment strategies for both individual and corporate clients. John holds a Bachelor's Degree from Clarion University of Pennsylvania and has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). These credentials underscore his expertise in retirement planning and fiduciary responsibilities related to defined contribution and defined benefit plans. Outside of his professional work, John is an active member of the Rotary Club of Erie, where he has also held the position of president. He supports several local nonprofits, with a particular commitment to the United Way of Erie County. His community involvement reflects his dedication to serving not only his clients but also his broader community.

Robert Cacchione is a Wealth Management Advisor with Merrill Lynch Wealth Management who joined the team in 2012. He has earned multiple professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Over the course of his career, Robert has developed expertise serving a diverse client base that includes trusts, corporations, and individuals. His areas of focus encompass divorce transition planning, executive compensation, investment consulting for defined contribution plans, retirement income strategies, and tax minimization. He emphasizes building Personal Wealth Analysis® tools to help clients visualize and make tangible progress toward their financial goals. Robert holds a bachelor's degree from Indiana University of Pennsylvania. Outside of his professional work, he serves on the board of the Children's Advocacy Center of Erie and is a past president of the Erie American Heart Association board. He spends his free time with his wife Kara and their three sons.