Timothy Armanious is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2014, bringing nine years of prior experience as an investment analyst, financial consultant, and financial specialist at other financial institutions. His client focus includes areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Tim holds a Bachelor of Science degree in Finance and Investment Management from Duquesne University. He is a CERTIFIED FINANCIAL PLANNER® certificant, designated by the Certified Financial Planner Board of Standards, Inc., and also holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Born and raised in Latrobe, Pennsylvania, Timothy is engaged in community activities through local churches and charities. His personal interests include billiards, cooking, golfing, ice hockey, music, skiing, table tennis, tennis, and spending time with family.

Deborah Hughes serves as Senior Resident Director at Merrill. She joined the firm in 2012 following over a decade of experience in corporate finance and financial services, including eight years at Edward Jones. Deborah specializes in retirement and estate planning, legacy planning, LGBT wealth planning, and socially responsible investing. She employs a consultative and client-focused approach, utilizing Merrill’s resources to develop tailored strategies that address clients’ financial goals and preferences. Deborah holds a Bachelor of Science degree in Electrical Engineering from the University of South Carolina and a Master of Business Administration in Finance from the University of Michigan. She is a CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant and holds the Accredited Asset Management Specialist (AAMS) designation, as well as the Personal Investment Advisor (PIA) credential. Outside of her professional role, Deborah lives in Pittsburgh with her wife and two children. She serves on the board of the PERSAD Center and enjoys cooking, gardening, golfing, traveling, and spending time with her family.

Lori Brinker serves as a Senior Resident Director at Merrill, where she offers comprehensive wealth management strategies grounded in a deep understanding of each client's financial goals and life priorities. She collaborates closely with clients to create personalized plans that incorporate Merrill’s investment insights and Bank of America’s banking and lending solutions. Lori’s expertise spans areas including college education planning, family wealth management, legacy and retirement planning, and specialized strategies for women, LGBT clients, and managing new wealth. Lori holds a Bachelor's Degree from Grove City College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is committed to continuous development to enhance her skills and knowledge in supporting clients’ financial confidence. In addition to her professional responsibilities, Lori participates actively in community volunteering, reflecting Merrill’s tradition of community engagement. Her personal interests include biking, boating, hiking, reading, singing, spending time with her family, tennis, and yoga.

Daria Collins is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 1999, initially joining after a career in office administration within the corporate and arts industries. With over 20 years supporting a financial advisory practice before becoming an advisor, Daria utilizes her extensive experience to assist clients in achieving their financial goals. Her expertise includes college education planning, family wealth management, legacy planning, liquidity management, managing new wealth, retirement planning and income, portfolio management, and addressing the unique needs of women and wealth. Daria is known for building strong relationships with clients and their families to provide personalized strategies that align with their perspectives and priorities. Daria holds a Bachelor of Science degree in Business Administration from Indiana University of Pennsylvania. She earned the Personal Investment Advisor (PIA) designation. Alongside her husband John and their two children, she actively supports local education and music organizations in the Plum and Pittsburgh, Pennsylvania areas, as well as animal and human health and well-being causes.

Wendy Semkus serves as a Financial Solutions Advisor at Merrill Lynch Wealth Management. In her role, she works closely with clients to define their financial goals and develop portfolio strategies aimed at achieving those goals. She provides ongoing advice, adjusting plans as clients’ situations change. Wendy’s expertise encompasses a range of personal financial priorities, including purchasing a home, funding education, managing elder care, and preparing for healthcare needs. She brings a focus on aligning financial plans with clients' unique perspectives and objectives. Wendy holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Mount St. Mary's University.