Mark Paganelli is the sole advisor at Mark Andrew Paganelli, an independent firm based in Pittsford, NY. He holds the CFP® and ChFC® designations and has 43 years of industry experience. His career includes long tenures at Hornor, Townsend & Kent, Inc., RFG Associates, LLC, and Commonwealth Financial Network. He also serves as a trustee for two family trusts. The firm provides comprehensive financial planning and consulting to individuals, pension and profit-sharing plans, and corporations, focusing on retirement planning, estate and tax considerations, cash-flow analysis, investment review, and insurance evaluation. Recommendations are based on fundamental, technical, and qualitative analysis and are delivered in writing, with implementation at the client’s discretion. The firm does not take custody of client assets or exercise discretionary management and follows the Department of Labor’s process for retirement rollover advice.

Priscilla Baker Jones is the sole advisor at Occam Capital Management, LLC in Pittsford, NY, holding the CFP® designation and Series 63 license with 12 years of industry experience. She has been with Occam Capital Management since 1998. Occam Capital Management provides discretionary investment management and consulting services to individuals, pensions, profit-sharing plans, trusts, and estates. The firm employs a value-oriented investment approach combining top-down economic analysis with bottom-up security selection and manages approximately $66 million for about 95 clients.

Christopher Coleman is a financial advisor with Fiduciary First Advising, LLC in Rochester, NY. He holds a Series 66 designation and has five years of industry experience, including prior roles at Sage, Rutty & Co., Inc. and consulting work. Fiduciary First Advising, LLC is an independent, state-registered investment adviser serving individuals and businesses, including high-net-worth clients. The firm focuses on passive portfolio construction and strategic asset allocation based on Modern Portfolio Theory, with portfolios tailored to client-specific investment policies and reviewed quarterly.

Andrew Fama is the sole advisor at Fama Fiduciary Wealth LLC, an independent firm based in Rochester, NY. He holds a Series 65 credential and has 25 years of experience with his firm. In addition to his work in financial advising, Fama operates a legal practice as an attorney and is a licensed real estate broker, both as sole proprietor. Fama Fiduciary Wealth LLC is a fee-only investment adviser serving individual clients, families, trustees, executors, qualified retirement plans, corporations, partnerships, and small businesses. The firm manages discretionary portfolios with an investment approach focused on asset allocation, diversification, and Modern Portfolio Theory, utilizing primarily no-load mutual funds and ETFs with a long-term, low-turnover philosophy aligned to clients’ risk profiles and income needs.

Brian Imrich is a CFP® with 18 years of industry experience. He has been with GPS Financial, LLC since 2017 and previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory work, he serves as treasurer for Victory Boys Youth Lacrosse, a community organization. GPS Financial, LLC serves individual and high-net-worth clients by combining financial planning and discretionary portfolio management, focusing on goal-based planning, capital preservation, and asset allocation. The firm manages approximately $57.8 million in assets for about 269 clients, primarily using ETFs and mutual funds, with investment decisions executed through custodial platforms like Schwab and Betterment.

Ziad Wehbe is a financial advisor at Balfour Capital Management with 12 years of industry experience. He holds a Series 66 designation and has worked at Balfour Capital since 2017, with prior experience at Royal Alliance and Principal Life Insurance Company. Balfour Capital Management serves individuals, high-net-worth clients, trusts, estates, corporations, and business owners by providing financial planning and investment management services. The firm focuses on long-term portfolio construction using diversified mutual funds and ETFs, supplemented by REITs, equities, bonds, and options, and offers business consulting services including retirement plan review and succession planning.

Alan Resnick is a financial advisor at Janal Capital Management LLC with 22 years of experience at the firm. He holds a Series 65 designation and is based in Rochester, NY. Resnick's background includes prior corporate treasury and retirement-plan investment committee experience. Janal Capital Management provides asset allocation advice and discretionary investment management primarily to individual and trust clients, using no-load index mutual funds, ETFs, and select individual equities. The firm employs an in-house financial model to tailor portfolios and conducts monthly reviews and rebalancing as needed.

Joseph Pecoraro is the sole advisor at Forza Wealth Advisory Services LLC in Penfield, NY, holding a Series 65 designation with four years of industry experience. He has worked at Forza Wealth Advisory Services LLC and Consiliarium Group LLC since 2016. Pecoraro’s other business activities include involvement with socialized broker commissions related to medical products sold at a group level. Forza Wealth Advisory Services LLC provides portfolio management and financial planning to a small client base, including high-net-worth individuals. The firm employs various analytical methods and trading strategies, operating primarily on a non-discretionary basis with an emphasis on client approval before trade execution.

At About Time, we believe that everyone deserves financial empowerment. We give people an affirming space to talk about money and the support they need to make empowered money decisions so they can reach financial freedom and live their fullest lives. I love helping independent, high-earning folks think through what’s best for your life and family – decoding our needlessly complex financial system into something you can actually understand. I am: --Flat Fee, Fee-Only: Transparent pricing with no commissions, no asset minimums. Fiduciary. --Values-Aligned & Impact Driven: We can help you explore socially conscious financial decisions that reflect your values and goals - including sustainable (SRI, ESG) and community impact investing, and values-aligned spending and giving. --Built for You: Everything we do is designed around the unique planning needs of physician families, small business owners, and LGBTQ+ couples - savvy tax-saving strategies, exploring a career pivot, student loan repayment options, self-employed retirement & insurance, budgeting for fertility costs and childcare, protecting your family, home buying vs. renting and more. --Relatable & Affirming: I focus on working with women, gender-expansive folk, and families like yours so I can share the collective wisdom gathered from all of us. I welcome you to bring your whole self. I will meet you where you are and provide financial clarity and peace of mind. --Clear & Efficient: I'll explain your financial options in jargon-free terms, encourage questions, and help you make informed, empowered decisions about your financial future. I'll take as much off your plate as possible and simplify the rest so you can spend time living your fullest life. Diversity, Equity, Inclusion and Justice Commitment: We foster a just and inclusive culture with a safe and affirming environment for all people. We welcome clients of all backgrounds, respect intersectional identities and use our privilege to amplify underrepresented voices and challenge inequitable systems. We acknowledge that racism and patriarchy have shaped the American financial system and strive to change the status quo through intentional action. We seek accountability for our actions and embrace mistakes as opportunities for repair and growth. We recognize that doing this important work is a continuous effort that we commit to pursue.