Martin Zaklikowski is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in financial and wealth management. Since joining Merrill Lynch in 1995, he has specialized in advanced investment strategies, retirement planning, and estate planning. His approach emphasizes a comprehensive understanding of client needs to develop tailored wealth management strategies. He holds a bachelor's degree in Finance and Political Science from Canisius College and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation granted by the Certified Financial Planner Board of Standards, Inc. Martin is a member of the Financial Planning Association (FPA) and the Certified Financial Planner Board of Standards, Inc., and holds the Personal Investment Advisor (PIA) designation. He has also served on the boards of Hopevale, Inc., St. Francis High School, and the Frontier Community Education Advisory Committee. Outside of his professional work, Martin enjoys gardening, music, and spending time with his wife Rebecca and their two children, Adam and Lauren.

Daryl Planter is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 1992 and has since focused on managing individual wealth through various market cycles. Daryl is experienced in advising clients on a range of areas including divorce transition planning, family wealth management strategies, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Daryl holds multiple professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the State University of New York at Buffalo. Known for his comprehensive approach to wealth management, Daryl emphasizes understanding each client’s individual goals to develop tailored strategies. He is also a frequent speaker on investment planning for retirement, which remains a primary focus for his practice. In addition to his professional activities, Daryl participates in community service through volunteering with local organizations.

Chris Sebastian is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1991 and currently leads a 14-person team that provides a family office-like experience to a diverse client base, including executives, doctors, attorneys, and entrepreneurs. As managing partner of the group, Chris oversees the team’s strategic initiatives and the execution of its business plan. With over 30 years of experience, Chris focuses on serving affluent individuals and their families by designing tailored strategies that address their unique financial circumstances. His expertise includes executive compensation, equity compensation services, family wealth management strategies, institutional consulting, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income planning. Chris and his team emphasize intellectual rigor, customization, and committed service to help clients manage the complexities and opportunities of substantial wealth. Chris holds a Bachelor of Science degree in Business from Clarkson University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, he has personal interests in gardening, softball, and tennis.

Samuel Cappiello is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in employee benefits planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Samuel works to help clients pursue their financial goals through personalized wealth management strategies that adapt to changing market conditions. He holds the designation of Personal Investment Advisor (PIA) and has earned an Associate's Degree/College Diploma from ECC. Samuel leads The Cappiello Group, which has been serving the Western New York area for over 30 years. The group operates with a team structure where each member focuses on a specific portion of the portfolio and planning process, creating tailored and customized portfolios for individual clients. Samuel is committed to community involvement, following the Merrill tradition of participating in the communities served. He volunteers with organizations in the Western New York community.

Michael Ferranti is a Senior Financial Advisor at Merrill Lynch Wealth Management's Buffalo office. He works with individuals and small businesses to provide customized investment advice and guidance, leveraging Merrill's extensive resources and tools. Michael serves as a specially qualified Portfolio Manager, managing discretionary investment strategies that include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He is also a Certified Plan Fiduciary Advisor (CPFA®) through the National Association of Plan Advisors. With a focus on client satisfaction and consistency, Michael prioritizes open communication and availability to his clients. His areas of expertise include liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Before joining Merrill Lynch, Michael worked as a consumer lender at Wells Fargo. Michael holds a Bachelor's Degree from Canisius University. He resides in the Elmwood Village area of Buffalo with his wife Lauren and their children Grace, Charlie, and Sam. In addition to his professional commitments, he volunteers with the Buffalo Equestrian Center and the Buffalo Therapeutic Riding Center. His personal interests include football, golfing, ice hockey, music, reading, traveling, and watching movies.

James Cappiello is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1988, beginning his career immediately after earning his bachelor's degree from Canisius College. Over his 35 years in the investment field, James has gained extensive experience navigating market cycles and providing investment guidance. His areas of expertise include family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. As a Personal Investment Advisor (PIA), James focuses on connecting all aspects of a client's financial life to help prioritize and pursue their most important goals. Outside of his professional role, James enjoys cooking, gardening, and spending time with his family.

Joseph Bianchi is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works with clients one-on-one to define their financial goals and develop portfolio strategies aimed at helping them achieve those objectives. He provides ongoing advice and adjusts clients' portfolios as their situations evolve. Joe's expertise includes general investing, retirement planning, and saving for unexpected expenses. He emphasizes understanding what is important to clients and their families to help create personalized strategies to pursue their financial goals. He holds a Bachelor's Degree from Florida State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Joseph Beecher is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, specializing in retirement benefits consulting and investment planning. Joseph advises corporate retirement plans and develops investment strategies for high net worth individuals, retirees, and small business owners. His approach incorporates insurance and estate planning services to assist clients in meeting their financial goals. Joseph holds a Bachelor's Degree from SUNY College at Buffalo and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He serves on the Board of Directors for the Girls Education Collaborative, participates on the United Way Endowment Committee, and acts as Class Representative for Canisius High School. Joseph lives in Buffalo, NY with his wife Amanda and their three children. Outside of his professional role, Joseph enjoys adventure sports, basketball, boating, camping, fishing, hiking, spending time with family, and watching movies. He is involved in the community through his work with Canisius High School and the Girls Education Collaborative.

Robert Walter serves as Senior Resident Director and International Wealth Management Advisor at the Merrill Lynch Wealth Management office in Williamsville, New York. He has been with Merrill Lynch Wealth Management since 1992 and holds a leadership role within Cornish Walter & Associates. In his current capacity, Robert leverages the resources of Merrill Lynch and Bank of America to provide clients with investment expertise and banking services tailored to their financial goals. Robert’s professional designations include Certified Private Wealth Advisor® (CPWA®) and Certified Plan Fiduciary Advisor® (CPFA®). He earned a Bachelor's degree in Social and Behavioral Science from Johns Hopkins University. Over the years, Robert has been recognized on the Forbes Best-in-State Wealth Advisors list for multiple consecutive years, reflecting his industry experience and commitment to client service. His client focus areas encompass executive compensation, family wealth management strategies, institutional consulting, international wealth management, liquidity management, managing new wealth, personal retirement planning, sports and entertainment, tax minimization, and retirement income. Outside of work, Robert has interests in baseball, football, golfing, and ice hockey.