Daniel West is a CFP® with four years of industry experience, operating as the sole advisor at West Financial Planning in Cherry Valley, NY. His prior work includes positions at H&R Block and the United States Postal Service. West Financial Planning is an independent, fee-only advisory serving individuals, families, and occasionally small businesses. The firm focuses on comprehensive written financial plans, ongoing monitoring, and portfolio management using a Modern Portfolio Theory approach with diversified passive ETFs and periodic rebalancing, maintaining non-discretionary client consent for trade execution.

Richard Pinder is a financial advisor with Capital Analysts, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1986. Capital Analysts provides advisory services to a diverse client base, including individuals, high-net-worth clients, charitable and corporate organizations, ERISA retirement plans, trust companies, and other institutional clients. The firm combines an in-house Investment Management & Research team that constructs model portfolios with advisor-level consulting and custom portfolio solutions, managing approximately $8.9 billion in advisory assets as of the end of 2024.

Nerissa Hanley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of financial advising, Hanley is co-owner and vice president of Houghtaling & Hanley Funeral Home, a local funeral service business. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and maintains oversight of its model portfolios, operating primarily under a tiered wrap-fee structure.

Peter Pochily is a financial advisor with LPL Financial in Cobleskill, NY, holding a Series 66 designation and 13 years of industry experience. He has worked at both LPL Financial and NBT Bank since 2015. In addition to his advisory role, he is involved with the NBT-Mang Insurance Agency, providing non-variable insurance services. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, and high-net-worth households. The firm supports its advisors with an in-house research team that constructs model portfolios and provides various investment tools and strategies tailored to client needs.