Shelterbelt Advisors serves the sustainable food and farm community with personalized advice, planning and education. We are committed to the stewards of the earth – the farmers, food entrepreneurs, and the good folks who support that work – because we share in their vision of abundance, diversity, and regeneration. Who Are You? You are stewarding creation on your land and in your work. You are nourishing your community and feeding your family. You are spreading the seeds of your wealth. Who Are We? A financial planning and tax firm that can help you build real wealth from agriculture and food systems work, make smart money choices that support your values, and transform your wealth into a force for good. What Is real financial planning? It is.. Personal: Made just for you and your journey. Interpersonal: Open and honest for those you show up for. Community: Invites, includes and invests in people. System: Rooted and returned in multiple forms. Michael Grady Robertson is a Certified Financial Planner® Certificant and tax professional. He has been a farmer for twenty years. He lives in the Hudson Valley of New York on a fiber-focused sheep farm. His most recent vacation was to delightfully charming All Things Oz Museum in Chittenango, New York.

I work with women who feel unseen by traditional financial service providers, and are tired of being talked at instead of spoken to. This includes women breadwinners, who want to be sure they're doing all they can with their money to secure the future; and women who feel like they should be able to create a financial plan but aren't sure where to start. Outside of financial planning, I serve on the board of a non-profit affordable housing network in the metro New York area, am active in my local Rotary Club, and am slowly learning how to build a garden that is friendly to pollinators and unappealing to rabbits. My journey has included life and work in India, Vietnam and other places, an MBA from Cornell University, several years on a trading floor right out of college and stops along the way that contribute to the life experience that I bring to each of you.

Donald Bell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. His approach integrates flexibility to adapt to evolving market conditions, leveraging investment insights from Merrill along with banking and lending solutions provided by Bank of America. Donald holds the professional designations of Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He completed his high school education at Saugerties Central. In addition to his advisory work, he is engaged in community service through volunteer activities, reflecting the Merrill tradition of local participation.

Eric Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management based in the Kingston, NY office. He has been with Merrill Lynch since 1981, providing financial guidance to clients through tailored investment strategies designed to address their risk tolerance, time horizon, liquidity needs, and overall investment objectives. Eric employs asset allocation models and professional money management to support clients in achieving long-term wealth accumulation goals. He also assists high net worth clients with estate planning strategies, including trust work and charitable gifting. Eric holds the Chartered Retirement Planning Counselor (CRPC) designation, earned in 2007, and the Personal Investment Advisor (PIA) certification. He completed his Bachelor's Degree from Cortland State. Outside of his professional work, Eric enjoys hiking, running, spending time with his family, and traveling.

Melanie Hammond is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth management strategies tailored to individual client goals. With over 15 years of client-focused experience, she emphasizes purposeful and personal attention to help clients pursue long-term financial objectives, including areas such as college education planning, divorce transition planning, family wealth management, retirement income, and socially responsible investing. Melanie holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She graduated from Kingston High School and is an active member of the philanthropic educational organization PEO. Melanie’s commitment to her clients is complemented by her involvement in community initiatives, reflecting the Merrill tradition of service. Outside of her professional duties, Melanie engages in various personal interests, including boxing, cooking, hiking, music, reading, running, skiing, traveling, writing, and spending time with her family. As a native of upstate New York, she appreciates the diversity of her community and strives to contribute positively to both her clients and the region she calls home.

Kenneth Beesmer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that align with clients' life priorities, financial goals, and changing market conditions. Kenneth brings over 32 years of experience assisting families, corporations, and non-profits with asset management, portfolio creation, and tactical strategy adjustments rooted in a comprehensive understanding of capital markets. His areas of expertise include corporate executive services, divorce transition planning, equity compensation, endowment and foundation services, investment consulting for defined contribution plans, legacy and philanthropic planning, personal retirement planning, portfolio management, and sports and entertainment sectors. Kenneth holds a Bachelor's Degree from Lehigh University and carries professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is affiliated with The Beesmer Group and actively volunteers with organizations including the Boys and Girls Club of Kingston, Mentor Me of Ulster County, Mid Hudson Tigers Baseball, and YMCA Kingston/Ulster. Outside of his professional work, Kenneth enjoys a variety of personal interests such as baseball, biking, football, golfing, hiking, music, skiing, and traveling.

Richard Marr is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been advising clients since 1997, bringing a long-standing commitment to understanding financial markets and helping clients manage their finances to reduce stress, improve family relationships, and find life purpose. Richard earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification in 2018 and holds the Personal Investment Advisor (PIA) designation. He completed his undergraduate studies at Antioch College and earned a master's degree from the University of Chicago. Richard’s background includes an MFA in art, which he integrates into his approach to investing and financial planning. Fluent in English and Chinese, Richard is involved in his community through organizations such as the Citizens Climate Lobby and Rhinebeck Rotary. He resides in Rhinebeck, NY with his wife and enjoys painting, Tai Chi, sailing, and hiking in his personal time.

Frederick Woods is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1985. With over 37 years of experience in the industry, he employs a risk management approach to develop financial strategies that assist clients in achieving their goals. His expertise includes retirement and estate planning, business retirement plans, portfolio management services, and home financing strategies through Bank of America, N.A. Mr. Woods earned a Bachelor of Science degree in Business Administration from Seton Hall University and holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also involved in his local community as a member of the Rhinebeck Lions Club. Residing in Rhinebeck, New York, Frederick Woods spends time with his wife and three children. He has a personal interest in baseball, golfing, music, skiing, soccer, and watching movies. His planning philosophy centers on collaborating with clients to create personalized financial strategies tailored to their individual goals.

Shaheen Soltankhah is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his career in 2011 with Merrill, he has provided targeted, comprehensive financial advice and portfolio management strategies to high net worth individuals, families, and businesses. Shaheen focuses on developing and implementing long-term investment approaches tailored to each client's specific financial goals. His areas of expertise include institutional consulting, investment consulting for defined benefit and defined contribution plans, managing new wealth, personal retirement planning, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income. Shaheen holds a Bachelor's Degree in Business Economics from the State University of New York College at Oneonta and has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A lifelong member of the Hudson Valley community and a Kingston native, Shaheen is dedicated to the success of his community and clients. Outside of his professional work, he enjoys music, reading, spending time with his family, traveling, and watching movies.