I specialize in working with growing families, career changers, mid-to-late career professionals, therapists, private and group practitioners and the self-employed, enabling them to thrive financially so they can focus on other life goals. I've taken my years of experience working for myself and deep knowledge of the financial space to build a process to help clients align their finances or business with their goals, family and future at the forefront. With the ability to work with families, professionals, therapists and the self-employed across the country, I listen, guide and encourage clients to unlock the value of their business and their finances. This builds better life-balance, wealth, and success, while your own goals, patients or client experiences flourish. This is done through a series of analyses, that includes: • Cash Flow Management • Goal Development • Ongoing Tax Optimization • Tax Filing • Investment Strategy or Management • Wealth and Risk Management • Financial Independence or Retirement Planning • Succession Planning I'm a CERTIFIED FINANCIAL PLANNER™ professional and Enrolled Agent with a Master’s in Business and Economic Reporting from New York University and a certificate of Financial Planning from Boston University. I work out of United Financial Planning Group, based in Hauppauge, NY while I live in Huntington, NY with my wife, two kids and one small dog. You will often find me discussing movies or basketball when not delving into someone’s financial picture or serving as a jungle gym for my children.

Ashley Vaccaro is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The Russo Rosenstein Group since 2014. She works with high-net-worth and ultra-high-net-worth clients across more than 20 states, including senior-level corporate executives, private business owners, entrepreneurs, law firm partners, and multiple generations of families. Ashley is actively involved in the planning stage of each client relationship, aiming to make the process engaging and stress-free while focusing on streamlined communication and thoughtful financial strategies. She leads client meetings, coordinates with specialists, and organizes seminars and webinars to support her clients' goals. Ashley holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor® (CPFA®), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's degree in Accounting and a Master's degree from Molloy College and Molloy University, respectively. Ashley is affiliated with the Molloy University Alumni Association. In addition to her professional work, Ashley participates in local fundraising walks and runs and mentors college students interested in the financial industry. She has also hosted virtual events with Together We Rise to support foster children through the Long Island Women's Exchange. Ashley resides in Babylon and enjoys playing golf, hiking, working out, and reading.

Joseph Iannuzzi is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans that align assets with individual long-term goals. He began his current role in 2022 after serving as an Investment Consultant at Fidelity Investments earlier that same year. Prior to joining Fidelity, Joseph worked at Ameriprise Financial, where he held positions as an Associate Financial Advisor from 2021 to 2022 and as a Paraplanner from 2019 to 2021. Throughout his career, he has gained experience in financial consulting and investment advising. Outside of his professional work, Joseph enjoys baseball, family activities, fitness, and golf.

Michele Pasqualina is Vice President, Wealth Planner at Fidelity Investments, a role she has held since 2024. She has extensive experience in wealth management, having served in senior advisory positions at several financial institutions over the past decade. Her previous roles include Vice President, Senior Wealth Advisor at Hightower Advisors from 2023 to 2024, Vice President, Senior Portfolio Advisor at Merrill Lynch from 2018 to 2023, Vice President, Private Client Advisor at JP Morgan from 2016 to 2018, and Financial Advisor at Morgan Stanley from 2012 to 2016. Michele partners with clients and their families as a primary trusted advisor to develop comprehensive and personalized financial planning strategies. She and her team support clients through all stages of wealth management, including account opening, funding, and navigating complex financial decisions. Outside of her professional work, Michele has interests in art, food, kayaking, Pilates, traveling, and volunteering.

Alec Federico is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. In this role, he partners with clients to help them understand investing complexities and develop financial road maps tailored to their changing life circumstances. His approach emphasizes comprehensive and collaborative goals-based planning. Prior to joining Fidelity Investments, Alec served as Vice President- Private Client Advisor at JP Morgan Chase from 2020 to 2023. Before that, he was a Private Wealth Advisor at LPL Financial from 2017 to 2020. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.

Bruce Huggins is a Senior Financial Advisor with Merrill Lynch Wealth Management, providing investment management guidance since 1986. He works closely with clients to develop personalized financial strategies that reflect their individual goals and adapt to changing market conditions. His areas of focus include divorce transition planning, family wealth management, retirement income, portfolio management, and small business strategies, among others. Bruce holds a Bachelor's degree from Long Island University and an Associate in Arts from Suffolk Community College. He is a Personal Investment Advisor (PIA) and has been married since 1982, with one son born in 1988. Committed to community involvement, Bruce serves as a trustee at Calvary Baptist Church. Outside of his professional responsibilities, Bruce enjoys baseball, billiards, boating, chess, football, golfing, softball, and woodworking.

Donald Cross is a Financial Consultant currently working at Fidelity Investments since 2022. He has 14 years of experience in the financial services industry, focusing on simplifying investments for his clients through a goals-based approach. He partners with clients to uncover their goals, needs, and wants, aligning them with their investment strategies. His professional background includes roles as a Private Client Advisor at JP Morgan from 2018 to 2022, a Financial Advisor at Prudential Advisor's from 2010 to 2018, and a Financial Representative at Fidelity Investments in 2014. This extensive experience spans multiple reputable financial institutions. Outside of his professional career, Donald Cross enjoys baseball, boating, outdoor adventures, and snowboarding.

Richard Ciufo is a Financial Advisor at Merrill Lynch Wealth Management. He applies a holistic approach to financial planning, focusing on personalized investment management strategies tailored to individual client goals. His areas of expertise include college education planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Rich began his career at Merrill in November 2021. He holds a bachelor's degree in economics from Brown University, where he served as captain of the baseball team during his junior and senior years. He also earned a master's degree from the University of Richmond and was a member of the Richmond Spiders baseball team. Rich maintains professional designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, Rich enjoys baseball, football, golfing, photography, skiing, spending time with family, and traveling.

Erin Mayernik is an Investment Consultant at Fidelity Investments, a role she has held since 2023. She focuses on helping clients improve the quality of their lives through attentive listening and purposeful work, emphasizing integrity, compassion, understanding, confidentiality, open-mindedness, and teamwork. Erin has experience in the financial advisory field, having worked as a Financial Advisor Associate at Morgan Stanley from 2021 to 2023 and as a Financial Advisor at Merrill Lynch from 2019 to 2021. Her background includes providing investment advice and financial planning services. Outside of her professional work, Erin enjoys activities such as food-related experiences, social events with friends, reading, snowboarding, softball, and traveling.