Catherine Coleman is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In her role, she works directly with clients to identify their financial goals and develop portfolio strategies tailored to help achieve those objectives. She provides ongoing advice and adjusts strategies in response to changes in clients’ personal circumstances. Catherine holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Montclair State University. Her approach centers on understanding what matters most to clients and their families to create personalized financial plans.

Robert Huber is a Financial Advisor at Merrill Lynch Wealth Management, where he leads the Corporate Advisory Services Team. In this role, he focuses on servicing corporate stock option plans, 401(k) plans, and Employee Stock Purchase Plans (ESPP). With over 28 years of experience, Robert specializes in corporate benefits, executive compensation, equity compensation services, and employee benefits planning. He holds the designations of Equity Plan Consultant (EPC) and Personal Investment Advisor (PIA). Robert earned a bachelor's degree in finance from Richard Stockton College of New Jersey. Outside of his professional responsibilities, Robert enjoys golfing, reading, and coaching basketball, softball, and baseball for youth leagues in his community. He resides in Flemington, New Jersey, with his wife, Doreen, and their three children.

Karen Ostarticki is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, tax minimization, and retirement income strategies. Karen works closely with clients to understand their values and financial goals, helping them make informed decisions to achieve lifestyle and retirement objectives. She also assists with managing concentrated stock positions, transition events such as retirement, inheritance, or business sales, and coordinates with clients' attorneys, accountants, and other advisors on comprehensive financial and legacy planning. Karen holds a Bachelor's Degree from West Virginia University and has earned the Personal Investment Advisor (PIA) designation. She is actively involved in professional and community organizations, serving as Membership Director for the Central New Jersey chapter of LPGA Amateurs, and participating in local Chambers of Commerce and Leadership Morris Class of 2022. Residing in Bedminster, New Jersey, Karen maintains an active lifestyle and values family and faith as central to her daily life. She is the mother of Sebastian, a graduate of The Wharton School of Business at the University of Pennsylvania.

Gerald Dowling is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in family wealth management strategies, personal retirement planning, and retirement income. With a career spanning over 45 years, he works primarily with self-employed business owners and professionals to help them achieve their investment goals through retirement. Gerald’s expertise includes the selection of individual equities, municipal bonds, mutual funds, and ETFs. He entered the securities industry in 1979 and joined Merrill Lynch Wealth Management in 2005 following the acquisition of his previous firm. He holds multiple FINRA registrations, including Series 3, 7, 8, 63, and 65, as well as the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree from Fairleigh Dickinson University and an MBA from Seton Hall University. Gerald resides in Madison, NJ with his wife, Dori, and they have three grown children. Outside of work, he enjoys traveling, watching movies, and writing.

Shiekh Saif Uddin is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2013 after eight years of experience as an entrepreneur and consultant operating across three continents. Saif applies his business acumen and global perspective to deliver personalized wealth management strategies that align with his clients' goals. His expertise includes retirement planning, estate planning coordination, concentrated stock position strategies, cash flow management, risk assessment, and college education planning. Saif focuses on serving affluent individuals, families, and small businesses, providing customized strategies that address both short- and long-term objectives. He also offers services for defined benefit plans, philanthropic planning, socially responsible investing, and tax minimization. Saif holds a Bachelor's Degree in Finance from Bentley University and possesses professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is multilingual in Urdu, Arabic, and English and contributes to his community through volunteer work with various non-profit organizations. His personal interests include cars, commercial aviation, and wildlife.

Alyssa Fielding is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, as well as retirement income planning. Alyssa collaborates with clients to develop personalized strategies that align with their unique ambitions, priorities, and financial goals. Alyssa earned her bachelor’s degree from Rider University in 2013 and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification through the Certified Financial Planner Board of Standards, Inc. She also holds the Personal Investment Advisor (PIA) designation. Since beginning her career at Merrill Lynch Wealth Management, Alyssa has focused on creating comprehensive wealth management plans tailored to clients’ individual circumstances. Outside of her professional role, Alyssa enjoys cooking, snowboarding, traveling, and spending time with her family.

Francis Scally serves as the Senior Resident Director at Merrill Lynch Wealth Management in Flemington, New Jersey. He has been with Merrill since 1996, bringing over 28 years of experience in the financial services field. In his role, he manages the Flemington office while providing wealth management advice centered on a diversified, risk-based investment process aimed at managing risk and generating absolute returns. Francis is a qualified portfolio manager and a CERTIFIED FINANCIAL PLANNER® professional. He offers clients a comprehensive approach that includes personalized strategies involving individual securities, Merrill model portfolios, and third-party investment options. His expertise spans a range of client focus areas such as college education planning, family wealth management, retirement planning, tax minimization, and legacy planning. Francis holds a bachelor's degree from Molloy College, where he also played basketball and earned a scholarship. Residing in Flemington with his wife Michele and their three children, Francis is active in the local community. He coaches youth sports, including his son's lacrosse team, and enjoys activities such as cooking, music, and reading.

David Briegs is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served clients since 1989. He specializes in a range of financial planning areas including education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. David leads The Kugel Briegs Group, which combines personalized client attention with the resources of a global financial services firm, emphasizing goals-based wealth management tailored to individual client needs. David holds a Bachelor of Science degree in Business Economics from Rutgers University and has completed the CFP® Professional Education Program at the College for Financial Planning as well as the Certified Investment Management Analyst® Program at the University of Pennsylvania Wharton School of Business. He has earned multiple industry designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor (CRPC®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has also been a featured speaker at numerous Merrill seminars. Outside of his professional career, David is a retired three-time U.S. National Champion in Skysurfing, with over 2,500 skydiving jumps and participation in three ESPN X-Games. He was a member of the U.S. Team at the 1999 World Championships and holds a 4th degree black belt in Combat Hapkido. David lives in Hillsborough, New Jersey with his wife and two children.

Austin Joyal is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the Joyal-Ferraro Group in 2013, bringing dedication to helping clients navigate the complexities of investing and personal finance. Austin focuses on integrating all aspects of clients’ financial lives to support their priorities, including funding education, retirement planning, managing healthcare costs, and legacy transfer. Austin holds a Bachelor’s degree from Villanova University and has earned several professional designations, including Certified Financial Planner® (CFP®), Chartered Retirement Planning Counselor® (CRPC®), Certified Plan Fiduciary Advisor® (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His client services cover areas such as corporate executive services, divorce transition planning, family wealth management, philanthropic planning, and tax minimization. Beyond his professional role, Austin is involved with Special Olympics Pennsylvania and enjoys outdoor activities such as golf, hiking, camping, scuba diving, horseback riding, skiing, and traveling. He resides in Hoboken, NJ with his wife.

Louis Ferraro is a Wealth Management Advisor at Merrill Lynch Wealth Management with 19 years of experience in the field. He holds both a Bachelor of Science and a Master of Business Administration degree with a concentration in Finance from Rider University. Louis joined The Joyal Group in 2014, bringing a background in banking, investments, and retirement products to support fully customized wealth management strategies for his clients. Louis specializes in managing discretionary investment strategies, selecting from Merrill model portfolios and third-party investments to help clients pursue their financial objectives. His expertise extends to retirement and 401(k) planning, corporate executive services, family wealth management, small business strategies, and philanthropic planning, among other areas. He serves a diverse clientele including business owners, senior executives, physicians, and retirees, focusing on organizing clients’ financial lives to optimize outcomes. He holds several professional credentials including the CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. Outside of his professional role, Louis enjoys baseball, football, ice hockey, reading, scuba diving, swimming, and spending time with his family, which includes his wife Carly and their two sons.