I help pre-retirees and early retirees who need assistance making their money last in order to secure the retirement lifestyle they envision. By using a combination of comprehensive financial planning and investment management services I help my clients think through difficult financial tradeoffs and come up with solutions that provide peace of mind. If you are looking for someone you can trust to explain complicated financial issues in a clear way and want to delegate your investment program to a financial advisor, you’ve come to the right place. ★ WHAT MAKES ME DIFFERENT I was previously an art director at Money Magazine and Mutual Funds Magazine where I worked for nearly 12 years helping readers better understand personal finance topics. I am adept at making complex financial issues easy to understand, love solving problems, and skilled at keeping people on task to accomplish their goals. As a career changer and father of two teenage boys, I know what it takes to care for a family while simultaneously working toward achieving personal goals. I truly enjoy collaborating with my clients and helping them transition into their vision of a successful retirement. ★ SPECIALTIES • Retirement Planning • Portfolio Management • Approaching Retirement • Late-Career • Retirement Income Planning • Asset Allocation Strategies • Fund Selection • Ongoing investment monitoring • Life Transitions • Sudden Money Situations • Dealing with the loss of a spouse • Dealing with an Inheritance • Dealing with Stock Options • Help with 401(k) and IRAs • College Education Planning • Cash Flow Planning • Coordination with other professionals

A thoughtful guide and partner for your financial life. I believe your finances should support a life filled with meaningful experiences—and the most memorable moments are those we get to share. My work focuses on helping clients bring clarity, intention, and confidence to their financial decisions so they can live in alignment with what matters most. As your advisor, I’m here to help you organize your financial life, understand your options, and navigate each stage with clarity. When questions arise, you don’t have to sort through them alone—our partnership is built around ongoing communication, education, and support. Specialties * Small business owners, Company employees, Real Estate owners, Public Service & government workers. * Pensions, 401(k) plans & stock options, 403(b), 457 plans, Real Estate Investments, Small Business Company Retirement Plans. * Highly motivated savers that are in the Accumulation Phase of building their nest egg and/or family wealth.

James Mcintosh is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over twenty years of experience in the financial services industry, focusing on helping clients pursue their long-term personal and investment goals through personalized financial strategies. His client services include education planning, legacy planning, personal retirement planning, portfolio management, tax minimization, retirement income, and services for endowments, foundations, and non-profits. James began his career in 2000 and has held positions at Prudential Financial, Citigroup Asset Management, and UBS Financial Services before joining Merrill in 2009. He holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. James is a Phi Beta Kappa graduate of the University of Connecticut Honors Program, where he earned his bachelor's degree. Residing in Greenwich, Connecticut, James is active in community and cultural organizations, including the Connecticut Ancestry Society, Fairfield County Gaelic America Club, and the University of Connecticut Alumni Association. He enjoys genealogical research, hiking, music, reading, singing, spending time with his family, traveling, and writing.

David Lewson is a Senior Financial Advisor at the Ridgefield Merrill Lynch Wealth Management office. He works with a select group of families and businesses to develop strategies aimed at creating, growing, preserving, and managing their wealth. David combines the personalized service of a small financial advisory boutique with the extensive resources and capabilities of one of the world's leading financial institutions. With over two decades of experience in the financial services industry, David specializes in areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, individual and corporate investment strategy, and retirement income. He holds multiple professional designations including the Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David earned a Bachelor of Science degree from Rensselaer Polytechnic Institute in 1986. David resides in Redding, Connecticut with his wife, Beth. He has been active in his community, serving as a member of the Redding Board of Education and the Redding Board of Ethics, as well as a trustee of the Western Connecticut Academy of International Studies Magnet School and a board member of Education Connection.

Nicholas Drew is a Financial Advisor at Merrill Lynch Wealth Management, where he provides personalized wealth management guidance to help clients build, preserve, and transition their assets. He focuses on understanding each client's financial goals, risk tolerance, and priorities to deliver disciplined strategies based on long-term planning and sound investment principles. Nicholas leverages Merrill Lynch's research, resources, and technology to design customized portfolios, support retirement and tax-efficient planning, and assist clients in navigating complex financial decisions. He holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Nicholas earned a Bachelor's Degree from Keene State College. His client focus areas include college education planning, legacy planning, personal retirement planning, tax minimization, and retirement income. Outside of his professional work, Nicholas is involved with St. Jude's and enjoys a variety of personal interests such as basketball, football, gardening, golfing, hiking, skiing, soccer, spending time with family, and woodworking.

Matthew Tackman is a Wealth Management Advisor and partner with The Tackman Group at Merrill Lynch Wealth Management. He and his team focus on serving corporate executives, entrepreneurs, and high-net-worth investors by managing their financial lives with a multidisciplinary approach. The group emphasizes consistent, structured client communication to help maximize wealth benefits for families and organizations, providing services that include wealth strategies, estate planning, wealth transfer, behavioral finance, family dynamics, tax minimization, and legacy planning. Matthew holds a Bachelor's degree from the University of Maryland and has earned several professional designations, including Certified Private Wealth Advisor® (CPWA®), Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Kings Highway Elementary PTA, reflecting his involvement in the community. Matthew resides in Westport, Connecticut with his wife Rebecca and their three children. He enjoys golf, tennis, cooking, baseball, traveling, and volunteering at his children’s school.

Stephen Harausz is a Financial Consultant at Fidelity Investments, a position he has held since 2023. In this role, he partners with clients to make informed financial decisions, navigate financial markets, and implement personalized financial plans aimed at helping clients achieve their life goals and financial independence. Stephen has accumulated extensive experience in the financial services industry, having worked as a Financial Consultant at Morgan Stanley from 2016 to 2023, an Investment Consultant at TD Ameritrade from 2010 to 2016, a Banker at Wells Fargo from 2007 to 2010, and a Financial Advisor at Ameriprise from 2006 to 2007.

Richard Fabian is a Financial Advisor at Merrill Lynch Wealth Management. With nearly 20 years of experience, he provides financial planning services aimed at helping clients achieve their financial goals and desired outcomes. Richard utilizes his industry knowledge alongside Merrill's research and resources to develop customized strategies tailored to the unique needs and aspirations of each individual and household. His client focus includes college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income. Richard holds the Personal Investment Advisor (PIA) designation. He earned a high school diploma from Flags High School, attended Brooklyn College, and holds a bachelor's degree from Lehman College. He is fluent in English and Spanish. Outside of his professional work, Richard enjoys adventure sports, baseball, basketball, biking, dancing, music, traveling, watching movies, and spending time with his family.

Jacqueline Cicale serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 1985, she has collaborated with Judith for over 37 years, focusing on portfolio strategy and wealth creation. Jacqueline works with business clients to design strategies for managing cash flow, lending, corporate retirement plans, and stock option plans, while assisting individuals and families in constructing investment portfolios aligned with their goals. She is committed to client service, regularly reviewing and adjusting portfolios in response to global market changes. Jacqueline holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor’s Degree from Mercy College of Health Sciences. Her professional achievements include multiple recognitions by Forbes, such as inclusion on the 2024 “Best-in-State Wealth Advisors” list, the “Top Women Wealth Advisors Best-in-State” list, and as a member of the ranked Werbitt Cicale team. She has also been named to Forbes’ lists in prior years and recognized by Working Mother/SHOOK Research’s “Top Wealth Advisor Moms” list. Lending services are offered through Bank of America, N.A.