Retirement Planning is what we do best. We specialize in developing custom income solutions and tax strategies for your retirement. We started North Haven Financial because we see a great need to help people achieve financial security so they can live their best lives with peace of mind. If you are approaching retirement or have recently retired, the need for a clear financial plan has never been greater. We want to simplify the important decisions you have to make so you can achieve confidence and financial security in a way that supports a fulfilling, meaningful life. We do not sell products or make commissions. We offer retirement planning, tax planning, and investment management, with a focus on retirement income. - Tax Planning - Health Insurance Planning (Medicare, ACA) - Social Security Claiming Strategies - Proactive Aging & Long-Term Care Planning - Estate Planning - Withdrawal Strategies / Pension Payout Options - Guaranteed Income Strategies - Charitable Giving Check out our services page for more details on how we can help you achieve your retirement aspirations.

Frank Maltais is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has worked with Fidelity since 2005, progressing through various roles including Senior Account Executive, Account Executive, Financial Planning Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, he was an Investment Advisor Representative at John Hancock Financial Services. With more than 20 years of experience, Frank has partnered with families, individuals, and institutions specializing in comprehensive investment and wealth planning. He emphasizes building planning relationships through listening, keeping clients well informed, and providing proactive guidance. Outside of work, Frank and his family spend summers lobstering around Penobscot Bay. His personal interests include boating, family activities, fishing, fitness, reading, and skiing.

Carlo Zanoni is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is a qualified Portfolio Manager. Carlo has over 20 years of experience in financial services, specializing in family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Carlo utilizes a goals-based wealth management process, global resources, and current web technology to help clients pursue their financial lifestyles. He offers personalized wealth management strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He also serves clients through the firm's Investment Advisory Program, managing strategies on a discretionary basis. He earned a Bachelor of Science degree in Economics from the University of Southern Maine. Carlo is involved in his community through participation in organizations such as the Lewiston/Auburn Chamber of Commerce, Appalachian Mountain Club, and Preble Street Resource Center. He enjoys outdoor activities including baseball, basketball, camping, football, hiking, and music, and values spending time with his family.

Christopher Thomas is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2013. He brings a comprehensive approach to financial planning, emphasizing the development of personalized plans that focus on clients' priorities and goals. Christopher values building personal relationships and understanding what his clients aim to achieve. His career in the financial services industry spans over two decades, beginning in 2001 at Fidelity Investments as a Premium and Service Trader. He has held various roles within the company, including Private Access Relationship Manager, Branch Service Manager, Account Executive, and Financial Consultant. Prior to his current role, he worked as a Financial Consultant at Charles and Co. from 2012 to 2013.

Kate Kerrigan is a Financial Consultant at Fidelity Investments, where she partners with clients and their families to build personalized financial plans tailored to their goals and preferences. Her approach aims to provide clients with peace of mind regarding their financial future. Since joining Fidelity Investments in 2021, Kate has held multiple roles, including Financial Representative, Relationship Manager, Planning Consultant, and Investment Consultant, gaining a broad range of experience within the firm. She holds a California Insurance License, supporting her work in financial planning and consulting. Further details about her education and personal interests have not been provided.

Vance Johnson is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in retirement income planning and portfolio management services. He has over 24 years of experience as a financial advisor and has been with Merrill Lynch Wealth Management since 2006. Vance holds the Accredited Asset Management Specialist (AAMS) certification and is designated as a Portfolio Manager, enabling him to manage personalized investment strategies on a discretionary basis tailored to individual client goals. Vance focuses on assisting individuals, families, and small businesses with a range of financial planning areas including retirement income, college education planning, tax minimization, and family wealth management. He emphasizes understanding each client's unique financial situation to develop personalized strategies without financial incentives that might bias his recommendations. His approach includes educating clients to make informed decisions and working closely with them to pursue long-term objectives. He earned an Associate's Degree from New Hampshire Technical Institute. Outside of his professional role, Vance enjoys boating, camping, and music. He plays guitar and has performed in a band with friends for the past decade. He also values community involvement and dedicates time to volunteering with local organizations.