Krystal Julius is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where she leads the Eckerline Julius Wealth Management Group. She specializes in helping individuals, families, businesses, and organizations develop purposeful wealth management strategies and deploy their resources strategically. Krystal's focus areas include family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Krystal has built her career entirely within the wealth management field, joining Merrill in 2008 following experience as a Wealth Management Banker at Bank of America. She holds the Chartered Financial Consultant (ChFC®) designation, the Chartered Retirement Planning Counselor (CRPC™) designation, and maintains an insurance license. She earned a Bachelor’s degree in marketing management from the University of St. Thomas, where she was a member of the women’s soccer team. In addition to her professional work, Krystal is actively involved in community organizations such as Feed My Starving Children, Gigi's Playhouse Twin Cities, Salvation Army, and St. Barthowmew. She is also affiliated with the Minnetonka Figure Skating Club and YMCA of the North. Outside of work, she enjoys gardening, golfing, music, traveling, yoga, and spending time with her family.