With over 18 years of experience in financial planning, estate management, and investment advisory services, I founded Vineyard Wealth Group to help families, individuals, and non-profits navigate their financial journeys with confidence. My approach combines personalized planning, trusted advice, and innovative strategies tailored to each client’s unique goals and values, with a particular emphasis on Social Security analysis and decision-making as a cornerstone of financial success. Prior to starting Vineyard Wealth Group, I spent nearly 14 years at Charles Schwab, managing a $15 billion complex with over 30 employees, and served as a Senior Financial Advisor at Martha's Vineyard Investment Advisors. These experiences honed my ability to deliver comprehensive and collaborative wealth management solutions. As a CERTIFIED FINANCIAL PLANNER® professional, I bring advanced expertise in asset management, estate planning, tax strategies, and Social Security planning, along with credentials as an Accredited Asset Management Specialist® and Chartered Mutual Fund Counselor®. My Six Sigma Black Belt certification further reflects my commitment to efficiency and excellence in service delivery. Beyond the numbers, I’m deeply invested in my community. I serve on the board of the Martha’s Vineyard YMCA, actively support local initiatives, and completed the 2023 Boston Marathon, raising over $8,000 for the Doug Flutie Jr. Autism Foundation. Let’s connect and explore how I can help you achieve financial clarity, optimize your Social Security decisions, and enjoy lasting peace of mind.

At Pier 42 Advisors, we understand that successful wealth planning is about more than just plugging numbers into a formula and generating a generic plan. Instead, it’s about taking the time to understand your specific needs and the “why” behind your motivations. Our goal is to serve as your trusted partner by working alongside you to incorporate your values, emotions, concerns and motivations into a tailored financial plan to guide your actions. By focusing primarily on building relationships, trust and understanding, we are better able to help you achieve your version of financial success, whatever that may be.

I grew up watching my parents pour everything they had into building small businesses from the ground up. Their work ethic was unmatched. But despite all their success, true financial security always seemed just out of reach. The missing piece? A cohesive plan to tie it all together. That stuck with me. It’s why I chose this path - to help people like my parents turn years of hard work into lasting peace of mind. It’s work that’s deeply meaningful to me, and one of the best decisions I’ve ever made. I partner with clients to turn complex financial questions into clear, actionable strategies—especially around retirement timing, income planning, and tax efficiency. The goal isn’t just to create a plan, but to help you make confident decisions at every stage of life. Whether you are mid-career, nearing retirement, or just looking for a clearer path forward, I offer calm, objective guidance to help you move ahead with confidence. I especially enjoy working with Gen X professionals who are feeling the pressure of catching up—and are ready to take action. If you’re motivated to close the gap and build a secure, flexible future, we’re probably a strong fit.

James Simpkins is a Wealth Management Advisor at Merrill Lynch Wealth Management. With 20 years of experience on the floor of the New York Stock Exchange and a decade at Merrill, he utilizes his extensive industry background to help clients navigate financial markets and pursue their long-term goals. His areas of expertise include legacy planning, liquidity management, retirement income, portfolio management, and values-based investing, among others. James works closely with clients to develop personalized financial strategies based on their individual objectives, risk tolerance, and liquidity needs. James holds a Bachelor's Degree from Colgate University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Beyond his professional work, he is involved with the Marthas Vineyard Boys and Girls Club and enjoys golfing, skiing, and spending time with his family.

Edward Nabhan is a Senior Financial Advisor with Merrill Lynch Wealth Management. With a career that began in 1980, he has extensive experience working with generations of affluent clients, guiding them through various market cycles. Edward’s areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and tax minimization. He is a Personal Investment Advisor (PIA) and holds a Bachelor's degree from Boston College. Throughout his career, Edward has received recognition from notable industry publications. He was named one of Barron's "Top 1,000 Financial Advisors" in 2013 and included in The Financial Times' list of “America’s Top 400 Financial Advisors” multiple times between 2013 and 2018. Additionally, he has been listed in Forbes’ “Best-in-State Wealth Advisors” from 2018 through 2024. Edward works as part of The Boston Harbor Group, a multi-generational team serving a select group of successful business owners, athletes, physicians, and executives both in New England and nationwide. The group focuses on tailored, risk-managed portfolio construction and coordinates with clients’ CPAs and attorneys to deliver tax-efficient strategies. Edward is active in his community and supports charitable causes such as St. Jude. He is affiliated with professional organizations including Charles River Country Club, Oyster Harbors Golf Club, and Pine Tree Country Club. Outside of work, Edward enjoys fishing, golfing, ice hockey, swimming, and yoga. He resides in downtown Boston with his wife, Sandy, and works alongside his son, Alex.

Susan Wilson is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been a financial advisor with Merrill for more than 38 years, providing guidance to families through various stages of their financial lives. Susan and her team develop customized financial roadmaps that incorporate sophisticated planning tools and collaborate with clients' other professional advisors to address needs such as retirement income planning, managing new wealth, tax minimization, and socially responsible investing. Her areas of expertise include family wealth management strategies, college education planning, portfolio management, and assisting clients navigating complex life events such as divorce or career transitions. Susan holds the Chartered Retirement Planning Counselor™ designation as well as certifications as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). She earned a Bachelor of Science degree in Business Administration from Elmira College. Outside of her professional role, Susan is the co-founder and past president of North Shore Women of HOPE, a nonprofit organization supporting Esperanza Academy, a tuition-free school for underprivileged girls in Lawrence, Massachusetts. She resides in Centerville, Massachusetts and enjoys boating, gardening, traveling, and spending time with her family.

George Wolf is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since April 2007. He specializes in wealth management and financial strategies tailored for high net worth individuals, families, and business owners. George has particular expertise in assisting officers and directors of public companies with concentrated stock positions, including 144/restricted stock transactions, stock option strategies, and the implementation and design of 10b5-1 plans. He also collaborates with businesses to design and implement 401(k) plans. Prior to joining Merrill Lynch, George spent nine years at a regional broker-dealer, holding roles as an institutional sales trader and Vice President of Corporate and Venture Services. His professional credentials include the Certified Plan Fiduciary Advisor (CPFA) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). George holds a Bachelor of Science degree in Business Economics from SUNY Oneonta and an MBA from Russell Sage College. George’s client focus areas encompass corporate executive services, executive compensation, retirement income, family wealth management strategies, and services for endowments, foundations, and non-profits. He has been recognized on Forbes’s "Best-in-State Wealth Advisors" list in both 2022 and 2023. Outside of his professional work, George participates in community volunteer activities and enjoys baseball, golfing, and spending time with his family.