Edward Wall is the owner and sole advisor at Pioneer Financial, Inc. in South Hadley, MA, with 20 years of industry experience. He holds the Series 66 designation and has been with Pioneer Financial since 2004. In addition to investment advisory services, he provides tax preparation and accounting through his firm. Pioneer Financial, Inc. offers discretionary portfolio management primarily for individual investors and non-profit organizations, combining investment advisory services with tax preparation and insurance activities. The firm employs a goal-oriented approach using fundamental analysis, ongoing monitoring, and monthly account reviews.

Sean Curran is a financial advisor with USA 401K, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining USA 401K, he worked at Lincoln Financial Securities and held various public service roles, including as a Springfield city councilor since 2020. In addition to his advisory work, Curran is a licensed attorney handling real estate closings and misdemeanor motor vehicle cases, and he is also a licensed real estate agent representing buyers and sellers of residential properties. USA 401K provides portfolio management and pension consulting services to individuals, corporations, and employee benefit plans, including 401(k) plans. The firm follows a long-term investment approach based on modern portfolio theory, focusing primarily on equities with diversification through fixed income and index funds, and offers financial planning without additional charge.

Thomas Homan is a financial advisor with Momentum Investment Management, LLC in Holyoke, MA. He holds Series 63 and Series 65 designations and has 18 years of industry experience. Homan has led Momentum Investment Management since 2010. Outside of his advisory role, he owns and manages a rental property business. Momentum Investment Management is an independent, single-advisor firm providing discretionary portfolio management and hourly financial planning primarily to individual clients, including high-net-worth individuals. The firm employs a combination of charting, fundamental and technical analysis, and uses derivatives and margin strategies in client accounts, with all portfolio oversight conducted by Homan.

Edward Toole is a CFP® professional with one year of industry experience. He is the sole advisor at Toole Financial, an independent advisory firm based in Longmeadow, MA. Prior to founding Toole Financial, he spent ten years working with the YMCA Retirement Fund. Toole Financial provides fee-only, project-based and ongoing financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes tailored planning and education, with a focus on Modern Portfolio Theory and passive, asset-allocation recommendations, serving clients without discretionary portfolio management or custody.

Simone Cunningham is a Certified Financial Planner® with 21 years of experience in the industry. She has been with MP Financial Services, LLC since 2009 and is also associated with Moriarty & Primack, PC, a certified public accounting firm. MP Financial Services, LLC provides investment advisory and supervisory services to pension and profit-sharing plans, trusts, estates, charitable organizations, and individual clients. The firm typically employs active discretionary management through selected independent investment managers and offers coordinated tax and investment advice through its affiliation with Moriarty & Primack, PC.

Ryan Martin is a financial advisor at Martin Capital Planning with six years of industry experience. He previously worked at Raymond James Financial Services, Inc. and has held roles at INVUITY Inc., Hologic Inc., and Checkwriters Payroll. Martin is a licensed insurance agent. Martin Capital Planning provides portfolio management, financial planning, and pension consulting services to pension and profit-sharing plans as well as individual and high-net-worth clients. The firm uses a mix of analytical methods and offers both discretionary and non-discretionary management, with a noted pension consulting practice for employer retirement plans.

Pamela Desjardins is a financial advisor at Strategic Planning Associates in Granby, MA, with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Elite Investment Team, LLC since 2018. In addition to her advisory role, she is involved in the sale of life and health insurance, long-term care insurance, and fixed annuities. Strategic Planning Associates provides financial planning and discretionary portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, and business clients. The firm offers tailored asset-allocation models implemented on a discretionary basis and emphasizes a small-scale, relationship-focused approach.

Eric Bright is a CFA® charterholder and the sole advisor at Pennyfarthing Investment Management, L.L.C. in Belchertown, MA, with 22 years of industry experience. He has been with Pennyfarthing since 2003. Pennyfarthing Investment Management provides discretionary investment counseling and portfolio management for individuals, trusts, and charitable endowments, as well as consulting services for portfolios managed by other institutions. The firm emphasizes a long-term, research-driven investment process that integrates fundamental, behavioral, and technical analysis, and offers an ESG-integrated mutual fund and ETF service called Bright Penny Freedom.

John Verducci is the sole advisor at Verducci Asset Management, Inc. in Agawam, MA, holding a Series 65 designation and bringing 11 years of industry experience. Prior to founding his advisory firm in 2014, he operated Verducci's Vending for over three decades. Verducci Asset Management provides wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, families, and various professional groups. The firm emphasizes customized, long-term portfolios based on fundamental analysis, utilizing primarily low-cost mutual funds and ETFs, and maintains a substantial retirement-plan consulting practice with ERISA-focused services.

Dylan Bond is a financial advisor with Bond Financial Group, Inc. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. He has been associated with Global Financial Private Capital, LLC since 2014 and has worked at Bond Financial Services since 2000. In addition to advisory services, he sells and services fixed annuities, life insurance, and long-term care insurance. Bond Financial Group, Inc. provides financial planning and discretionary investment management to individual and high-net-worth clients, managing approximately $43.9 million in assets. The firm develops individualized investment policies and implements portfolios through selected sub-advisers, offering comprehensive planning that includes retirement, estate, tax, cash flow, insurance, and business planning.