Zachary Lawson

Joshua Hedge is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management. He is also a Global Institutional Consultant, providing consulting services to retirement plans and institutional funds, as well as wealth management strategies for individual clients. Joshua began his financial career as a CPA at Deloitte & Touche in Denver, specializing in income and transfer tax strategies before joining Merrill Lynch in 2012. He holds the Chartered Financial Analyst (CFA®) designation, is a Certified Financial Planner (CFP®), and is a member of Merrill's Global Consulting Group authorized to offer independent consulting services to institutional and ultra-high-net-worth clients. He holds FINRA Series 7 and 66 registrations. Joshua earned a Bachelor of Science in Business Administration with a double major in Accountancy and Finance from Xavier University and a Master of Taxation from the University of Denver.

Seth Hedge is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving on the Anderson, Hedge, Wagner, Kienitz, Zwemke and Associates team. He joined Merrill Lynch in 2018, providing wealth management strategies for individuals and consulting services for retirement plans and institutional funds. Prior to his career in financial services, Seth worked with the nonprofit Cru Global at Montana State University. He transitioned into the financial services industry after returning to Montana State University to complete his Master of Professional Accountancy. Seth holds several professional designations, including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). He is a graduate of Montana State University, where he earned both a Bachelor of Science in Chemical and Biological Engineering and a Master of Professional Accountancy. Additionally, Seth holds the Series 7 and 66 FINRA registrations. He does not provide tax or legal advice in his role. Seth is proficient in English, Chinese, and Spanish. Further personal interests or community involvement were not provided.

Charles Wagner is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides goals-based wealth management strategies for individuals and consulting services for corporate retirement plans, corporate funds, foundations, and endowments. Charles joined Merrill Lynch Wealth Management in 2004. Prior to that, he served as an assistant branch manager with First Interstate Banc Systems. He holds several professional designations including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), and Chartered Retirement Planning Counselor (CRPC). He earned a Bachelor of Science in Business Administration with a focus on Business Management from Montana State University.

Jordan Spitzer is a Financial Advisor at Merrill Lynch Wealth Management, where he has been working since 2019. He is a CERTIFIED FINANCIAL PLANNER® professional, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Jordan collaborates directly with clients to simplify their financial lives through asset consolidation, investment management, and comprehensive retirement and legacy planning. His approach emphasizes communication and adaptability to evolving client goals and needs. Jordan’s expertise covers a broad range of client focus areas, including education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. He holds a Bachelor of Science degree in Finance from Montana State University Billings and possesses Series 7 and 66 FINRA registrations. Jordan is also recognized as a Personal Investment Advisor (PIA). Outside of his professional commitments, Jordan enjoys outdoor activities such as mountain biking, skiing, backpacking, hiking, and spending time with his wife.