Teresa Bechard
Advisor at Merrill
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Teresa Bechard serves as a Resident Director at Merrill, bringing over 30 years of experience in financial services, including 11 years with Merrill. She specializes in helping clients and their families develop personalized wealth management strategies that align with their priorities. Teresa’s expertise encompasses personal retirement planning, portfolio management, small business strategies, women and wealth, tax minimization, and retirement income. She emphasizes understanding each client's full financial picture to create flexible strategies responsive to changing market conditions.
Teresa holds a Bachelor's Degree from Faulkner University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She integrates these credentials into her approach of guiding clients through significant financial decisions and adjusting plans as needed.
In addition to her professional work, Teresa participates in community service activities, reflecting the Merrill tradition of community involvement. Her personal interests include boating, cooking, fishing, football, and traveling.
Client services
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Expertise
General retirement planning
Retirement income strategy
Wealth management
Business succession planning
General estate planning guidance
Demographic focus
Women Professionals
Work history
Bank Of America, N.A.
2016 - Present (10 years)
Merrill Lynch, Pierce, Fenner & Smith Incorporated
2016 - Present (10 years)
UBS Financial Services INC.
2012 - 2016 (4 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
Eric H
CFP®, ChFC®, Series 63, Series 66
Wetumpka, AL
Edward Jones
James A
Series 66
Prattville, AL
Edward Jones
Robert F
Series 66
Prattville, AL
LPL Financial
Kelly P
Series 63, Series 65
Montgomery, AL
Fidelity
Kelly Primus is a Planning Consultant at Fidelity Investments, where she works as part of a planning team to help clients pursue their financial goals and build and preserve wealth through comprehensive planning. She focuses on developing investment strategies tailored to each client's specific financial needs. Kelly joined Fidelity Investments in 2019 as a Relationship Manager and transitioned to her current role as Planning Consultant in 2022. Her experience at Fidelity has provided her with insight into client relationship management and financial planning. Outside of her professional role, Kelly has personal interests in food, football, and military service.
Douglas T
ChFC®, Series 63, Series 65
Montgomery, AL
Tucker Financial Group
Daniel D
Series 65
Montgomery, AL
Tucker Financial Group
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