Tamara Witham

Laura I. Rotter, CFA, CFP is the founder of True Abundance Advisors, a fee-only financial life planning firm. Laura runs a unique firm built on the belief that true abundance comes when we create meaning with our money. Her meetings are a safe space for her clients to explore what they value and what gives them a sense of meaning and purpose. Together, they develop and implement a plan that broadens the concept of “investing” beyond financial assets to another scarce resource: time. Laura had a successful career on Wall Street, managing money for institutional investors, including Citicorp and Para Advisors. Her definition of abundance shifted, and she realized that she was using her life to make money, rather than using her money to make a life. She is drawn to work with others navigating a big life transition, and who are seeking purpose in their lives.

I’m Gabriel Kaplan, CFP®, CPA, and founder of Wealth Habits, a firm dedicated to providing integrated financial planning and investment management. I work with individuals who value their time and need tailored financial advice. I help simplify decisions, optimize strategies, and provide clear guidance to help clients reach their financial goals. Specialized Services: 1. Financial Planning for Tech Professionals with Equity Compensation: Equity compensation can be complex. I help tech professionals and founders optimize their ISOs, NQSOs, RSUs, and other equity awards through personalized strategies. Together, we’ll create a tax-efficient plan for divesting, diversifying, and growing your wealth. 2. Advisory Services for Business Owners: From setting up retirement plans to navigating tax-saving opportunities, I provide tailored advice for business owners. My services also include risk management and business transition planning to help you protect and grow your enterprise. 3. Retirement Planning & Investment Management: Preparing for retirement requires clarity and strategy. I help clients determine how much to save, where to invest, and how to build a tax-efficient portfolio. My approach suits: those unsure about how to save or invest for retirement. Individuals who find investing emotionally challenging. Busy professionals seeking low-cost, effective investment strategies. No minimum level of assets is required to work with me. Common Questions I Help Answer: How many ISOs can I exercise before hitting AMT? What should I prioritize saving, investing, or paying off debt? What are the tax consequences of major financial decisions? How much can I afford to spend on a home without affecting other goals? About Me: I was born in Sweden, raised in South America, and settled in NYC after working internationally. My wife is a neurologist, and we are raising our family while pursuing our careers. Before starting Wealth Habits, I worked in asset management, tax, and consulting. Education & Credentials: CFP®, CPA, MBA from NYU Stern, Master’s in Business Taxation (USC), BSE from the University of Pennsylvania My Beliefs: Financial advice should never be one-size-fits-all. As a fee-only advisor, I always put my clients’ interests first.

Narumi Yoshida is the Founder & CEO of Yoshida Wealth Management, Inc. He is a CPA and specializes in Financial & Tax Advisory for Japanese Business Owners and Investors in the US. Mr. Yoshida was born and raised in Shizuoka, Japan. At age 19, he moved to New York in pursuit of his educational and professional goals. He is a first-generation immigrant himself, so he understands what challenges and difficulties people face by moving from one country to another. Mr. Yoshida’s unique professional and educational backgrounds give him the ability to work with clients closely and develop the most effective tax and financial strategies for them. Mr. Yoshida worked as a Financial Advisor for a prominent financial advisory firm in New York City. After gaining valuable experience at the firm, he eventually decided to go out on his own to launch Yoshida Wealth Management, Inc., Independent RIA, to work with clients he felt needed the most help and could add the most value to their situations. Good financial advice must meet a fiduciary standard and be free of conflicts of interest. Therefore, he believes (1) Fee-Only, (2) Fiduciary and (3) Independent are the three most important criteria to consider when choosing a Financial Planner. In addition to Yoshida Wealth Management, Inc., he owns and runs a successful CPA firm based in New York where he and his team provide tax return preparation and business accounting services. Mr. Yoshida focuses on helping Japanese Business Owners and Investors in the US. He utilizes the newest AI/technologies to operate at the highest efficiency level, so he can focuses on what he enjoys the most – working with clients! Outside of work, he enjoys traveling around the world with his wife, Nicole, staying active, reading books and eating Japanese food! (Fun Fact: Narumi used to be a dancer)!

Ronald Dragotta is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he specializes in retirement benefit consulting and personalized wealth management strategies. With over 27 years of industry experience, he adopts a goals-based approach to help clients pursue their long-term financial objectives by utilizing professional asset managers and investment platforms. Ronald focuses on Merrill's 401(k) Retirement Plan platform and provides services to local communities and organizations. He works closely with a team within his office and leverages the resources of Bank of America and Merrill Lynch Wealth Management to deliver active and dedicated service. His areas of expertise include corporate benefits, divorce transition planning, employee benefits planning, employee financial health, personal retirement planning, and individual and corporate investment strategy. He holds a Bachelor's Degree from Hofstra University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, Ronald spends time with his wife Linda, an elementary school teacher, and their two daughters, Catherine and Caroline. They enjoy outdoor activities such as running, hiking, and kayaking on the Long Island Sound. Ronald is also involved in volunteering with community organizations.

Anthony Carpentieri is a Private Wealth Advisor with Merrill Private Wealth Management and a managing partner of the Erdmann, Giannetti, Brookfield, Carpentieri Group. He specializes in providing customized wealth management strategies and advice to senior executives, entrepreneurs, and families facing significant life events or transitions. His approach integrates multiple disciplines, including investment management, wealth transfer, credit, philanthropy, and family office services. He is recognized for his expertise in helping clients with concentrated wealth implement investment advisory and estate planning strategies to preserve wealth across generations while enhancing diversification. Anthony began his career at Merrill in 2007. He earned both a Bachelor of Business Administration in Finance, Business Economics, and Legal Studies, as well as a Master of Business Administration in Management, from Iona College. He holds the Chartered Retirement Planning Counselor (CRPC™) designation, the Certified Divorce Financial Analyst (CDFA®) certification, and the Personal Investment Advisor (PIA) credential. Anthony has been recognized on Forbes’ “America’s Top Next Generation Wealth Advisors” list from 2017 to 2023 and was part of the Erdmann, Giannetti, Brookfield, Carpentieri Group ranked among Barron’s “Top 50 Private Wealth Management Teams.” In addition to his professional pursuits, Anthony serves on the Board of Trustees for the Iona University Alumni Association. He also participates as a leading member of the Knights of Columbus and volunteers at the Community Cooperative Nursery School. His personal interests include basketball, boating, reading, writing, and spending time with his family.

Michael Cappiello is an Investment Consultant who focuses on helping clients plan their financial futures based on their specific goals. He provides personalized guidance tailored to each client's unique financial background. Michael combines his professional role with his experience as a father, emphasizing the pursuit of financial peace of mind and the protection of clients' legacies. He has professional experience as a Financial Representative at Fidelity Investments from 2022 to 2025. Michael's personal interests include art, golf, kayaking, parenthood, skiing, and swimming.