Steven Crespo

Nithin Eranezhath is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Nithin has been serving a global clientele since 2008, including affluent individuals, families, and business owners. He employs a goals-based approach to wealth management that begins with understanding each client’s specific objectives and developing tailored strategies to build, manage, and preserve their wealth. His expertise encompasses areas such as retirement planning, family wealth management, legacy planning, philanthropic giving, and socially responsible investing. Prior to joining Merrill Lynch, Nithin was a financial center manager with Bank of America and has management experience across hospitality, retail, and financial services. He has lived and worked in four countries, broadening his global perspective. Currently, he is part of a three-advisor wealth management team with a combined experience exceeding 60 years. Nithin is committed to building long-term relationships that foster open communication and provide clients with tailored financial guidance beyond traditional portfolio management. Nithin earned his bachelor’s degree from the Institute of Hotel Management. Outside of his professional role, he and his wife, Nancy, actively engage in volunteer efforts through their church, supporting local and international communities. His personal interests include cooking, fishing, traveling, spending time with family, and watching movies.

Harry Miller is a financial advisor with Merrill Lynch Wealth Management in Springfield, Massachusetts. He transitioned into financial planning after several years as an engineer leading teams in the food manufacturing industry. With an MBA from the University of Massachusetts, Harry applies skills in problem-solving and attention to detail to assist clients in making informed financial decisions. Harry’s areas of expertise include divorce transition planning, employee benefits planning, investment consulting for defined contribution plans, personal retirement planning, socially responsible and ESG investing, and tax minimization. He holds several professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A Western Massachusetts native, Harry lives in the region with his wife and their five-year-old Siberian husky, Rocko. Outside of work, he enjoys playing guitar, golfing, hiking, cooking, and spending time with family. He is also involved with community efforts through Revitalize CDC.

Natalie Connelly is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill Lynch Wealth Management in 2016 and brings experience from her previous roles at Voya Financial, where she worked in relationship management and financial planning. Natalie collaborates closely with her team on business development, marketing, relationship management, and client planning. Her client service areas include college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management, and retirement income. Natalie holds a Bachelor's Degree from Westfield State College and maintains several professional designations, including Chartered Retirement Plans Specialist (CRPS), Chartered Retirement Planning Counselor (CRPC), Certified Divorce Financial Analyst (CDFA), and Personal Investment Advisor (PIA). Drawing on her personal experience as a divorcee, she provides specialized guidance to clients navigating the financial and emotional impacts of divorce, working collaboratively with their attorneys to assess both short- and long-term consequences. Outside of her professional work, Natalie is involved with the West Springfield Rotary Club and participates in youth sports booster clubs. She resides in West Springfield, Massachusetts, with her two children, who are active in various sports. Natalie enjoys cooking, gardening, reading, traveling, and spending time with her family.

Christopher Tarantino is a Senior Financial Advisor with The Tarantino Group at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2017, he has focused on developing wealth management plans and investment strategies tailored to the short- and long-term objectives of individuals, families, and businesses. His client expertise includes family wealth management strategies, personal retirement planning, portfolio management services, and both individual and corporate investment strategies. Mr. Tarantino entered the financial services industry in 2004 and holds a bachelor’s degree in Economics from Trinity College in Hartford, Connecticut. He is a Personal Investment Advisor (PIA) and is affiliated with professional organizations such as Habitat for Humanity, Merrill Lynch, and the Trinity College Alumni Association. Residing in Simsbury, Connecticut with his wife and two children, he is active in the local community, including participation in Habitat for Humanity.

Nicholas Hopley is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 2009. He has been in the financial services industry since 1994, specializing in developing strategies and recommendations tailored to individuals, families, and businesses to help meet their short- and long-term financial goals. His expertise includes asset allocation, retirement planning, estate planning services, philanthropy, and socially responsible investing. Nicholas takes a consultative and objective approach to wealth management by first reviewing client financial situations, preferences, and goals. He then provides recommendations designed to reflect each client’s income and growth expectations, followed by ongoing discussions covering a wide range of financial opportunities. His client focus areas include portfolio management, college education planning, liquidity management, tax minimization, divorce transition planning, family wealth strategies, and retirement income. He holds a Bachelor of Arts degree in Political Science from Grinnell College and a Master of Business Administration from the University of Massachusetts at Amherst. Nicholas earned his Certified Investment Management Analyst (CIMA®) designation in 2016 and also holds the Personal Investment Advisor (PIA) certification. Outside of work, he is an avid runner, having competed in the Boston Marathon multiple times, and resides in Amherst, Massachusetts, with his wife and two children.