Advisor at Cain, Watters & Associates, LLC
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Firm
Cain, Watters & Associates, LLC
Location
Plano, TX 75024
Credentials
Series 65
Industry experience
26 years
Steven Cain is a financial advisor at Cain, Watters & Associates, LLC with 26 years of industry experience. He holds a Series 65 credential and has been with the firm since 2008. Cain has minority ownership interests in Tectonic Financial, Inc., a publicly traded entity with several financial industry affiliates, as well as ownership stakes in three related service entities focused on client business referrals, all based within the firm’s Plano headquarters. Cain, Watters & Associates, LLC provides financial planning, retirement-plan advisory, and investment management primarily to dental healthcare professionals, individual investors, and pension plan sponsors. The firm combines multiple investment programs with accounting and tax services, operating a distinctive model through its affiliation with a banking institution and related financial entities.
Based on Cain, Watters & Associates, LLC
Based on Cain, Watters & Associates, LLC
Financial planning initial consultation fee of $10,000 (one-professional household) or $12,000 (two-professional household). Basic ERISA Plan Services fee of $300 annually ($25/month).
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.60% $10,000,001 - $15,000,000: 0.50% $15,000,001 - $20,000,000: 0.45% $20,000,001 - $25,000,000: 0.40% $25,000,001+: 0.35%
Associated Persons licensed as insurance agents earn commissions on insurance products; commissions are separate and not credited against advisory fees.
$500 per hour for out-of-scope financial planning services.
Performance-based fees charged by Sanders Morris for certain portfolios, not shared with CWA.
Account minimum: $100,000 Minimum fee: Financial planning fees range from $3,300 to $15,600 annually for a one-professional household; $10,000 for initial comprehensive planning meeting for one professional household. Fee-only: Fee-only personal financial counseling and investment advisory services. Fees are negotiable.
6900 Dallas Parkway, Ste 500
Plano, TX 75024
Louisiana · Texas
Cain, Watters & Associates, P.L.L.C.
2008 - Present (18 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Trust company
They provide trust and estate administration services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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