Stacy Nelson

William Liebowitz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing and implementing customized wealth management strategies to help clients preserve wealth and manage their finances in alignment with their future goals. His areas of expertise include liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income planning. Bill began his career in the financial industry in 1986, working with high net worth clients. He holds a Bachelor of Arts degree in Business Management from Manhattanville College in Purchase, New York. He holds the designation of Personal Investment Advisor (PIA). Originally from Stamford, Connecticut, Bill and his family relocated to Palm City, Florida in 2004. Outside of his professional work, Bill is involved in animal rescue and shelters. His personal interests include boating, golfing, practicing yoga, and spending time with his family.

James Van Nice is a Benefits & Planning Consultant specializing in Executive Services. In this role, he partners with executives to help them understand their employer benefits and develop plans to work towards their financial goals. James has professional experience as an Investment Solutions Representative III at Fidelity Investments from 2023 to 2025 and as an Investment Solutions Representative II at Fidelity Investments from 2022 to 2023. Prior to that, he worked at Merrill Lynch as an Investment Solutions Representative I from 2021 to 2022 and as a Financial Advisor from 2018 to 2019. Outside of his professional work, James engages in fishing, fitness, golf, running, and volunteering.

Robert Testwuide is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads The Testwuide Team, providing financial strategy and investment portfolio guidance for high-net-worth families, small businesses, and select public policy organizations. With over 30 years of experience in the financial industry, he focuses on delivering customized qualitative and quantitative financial analyses tailored to clients’ specific goals. Robert collaborates with clients in areas including financial risk management, income management, asset allocation, and tax minimization strategies. Since joining Merrill Lynch Wealth Management in 1994, Robert has cultivated extensive expertise in financial planning and portfolio management. He holds a bachelor's degree in finance from James Madison University, earned in 1988, and is a CERTIFIED FINANCIAL PLANNER® certificant recognized by the Certified Financial Planner Board of Standards, Inc. His active participation in professional associations supports the team’s efforts to stay current with evolving financial issues. Outside of his work, Robert enjoys boating, football, golfing, pickleball, skiing, and traveling. He resides in Arlington, Virginia.

Arlette Cataldo is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has over three decades of experience in wealth management, including more than 20 years managing municipal bond portfolios and serving as a financial advisor at Smith Barney prior to joining Merrill Lynch in 2007. Arlette focuses on goals-based wealth management, assisting clients with intergenerational wealth strategies that incorporate risk-managed investments, liability management, tax minimization, wealth transfer, philanthropy, and business succession. She works with both individuals and corporations, tailoring financial strategies for families and boards of directors, and placing emphasis on educating clients and their families to support confident financial decision-making. Arlette holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), and Certified Plan Fiduciary Advisor® (CPFA®). She earned a Bachelor’s Degree from Berklee College of Music and a Master of Science Degree in Personal Financial Planning from the College for Financial Planning. Throughout her career, Arlette has been active in professional organizations, serving on the board and as President and Chairman of the International Association of Financial Planners (IAFP), and participating in the National Association of Plan Advisors (NAPA). Outside of her professional work, Arlette enjoys cooking, entertaining, traveling, and engaging in hobbies such as biking, boating, genealogy, ice hockey, interior decorating, and music. She frequently hosts gatherings that include her family and local community groups. Fluent in English and French, Arlette and her husband, Bob, also sponsor a wine-tasting group, reflecting their shared interests beyond financial advising.

Amber Girtman Jones is a Financial Consultant currently working at Fidelity Investments since 2024. She has over 20 years of experience partnering with individuals and families to help them identify, navigate, and pursue their financial goals. Throughout her career, Amber has worked as a Financial Advisor at Corebridge Financial from 2022 to 2024 and at VALIC Financial Advisors, Inc from 2005 to 2022. Amber aims to provide financial guidance in an open, educational, and informative manner, supporting clients on their financial journeys and making personal finance easier to understand. Outside of her professional work, she engages in various personal interests including family activities, social events with friends, parenthood, theater, traveling, and writing.