Ryan Kelly

At Harvest Financial Planning Associates, LLC, we are proud to serve the hard working individuals and families who form the back bone of our community - Trade workers and Powerplant employees. You dedicate your time and energy to building, maintaining, and powering our world and we are here to ensure that the fruits of your labor are protected and will grow for years to come. We understand the unique challenges and opportunities you face such as: Union benefits How to make overtime pay accelerate your ability to retire Varying income based on the market cycle Changing jobs Long labor intensive hours Stock options Starting your own business We understand your hesitancy to engage with a financial advisor - you may: 1. You do not trust financial advisors - I will not show up in a suit, my style is to lay out pros and cons of all decisions and help you decide 2. Think its too expensive - A good financial advisor should provide way more value than they receive 3. Prefer to rely on peers or family for advice - I have witnessed a lot of good and bad advice come from the friends and family of my clients. Wondering if the advice is good or bad? I'll offer you a second opinion 4. Assume your union benefits will cover everything - It is possible, but are you sure? 5. Feel you are too busy - I enjoy what I do and I care about the people I do it for - we will make a time work for both of us 6. Don't think you earn enough - it does not take a lot to get started, time is your best friend 7. Think your comfortable with the status quo - you could very well be, what if the status quo leaves you coming up short for retirement? How can I serve you?

Jorge Gonzalez is an International Wealth Advisor with Merrill Lynch Wealth Management. He provides tailored financial strategies designed to align with clients’ goals, objectives, time horizons, and risk tolerances. Jorge works primarily with high-net-worth families, guiding them through the various phases of wealth accumulation, preservation, and transfer. His approach includes portfolio and liability management, with an emphasis on generating tax-efficient lifetime retirement income. Jorge holds a bachelor's degree from the University of Florida, where he completed double majors in finance and marketing. He has earned several professional designations, including Certified Investment Management Analyst (CIMA®) from the Investments & Wealth Institute™ in conjunction with the Yale School of Management, Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He is bilingual in English and Spanish. Outside of his professional duties, Jorge participates in community civic organizations such as Be the Light, Habitat for Humanity, and Kiwanis, and he remains engaged with his alumni associations. His interests include baseball, biking, boating, camping, golfing, scuba diving, and traveling.