Neil Kaplan

Patrick founded Ortman Financial Planning in 2016, a financial planning and investment management firm located in North Bethesda, MD. He holds the Certified Financial Planner® (CFP®) designation and earned a Bachelor of Science in Business Administration with an emphasis in Finance at the Catholic University of America. Patrick has a strong focus on his clients’ overall financial wellbeing and recognizes that money is only a tool to help achieve the vision each person has for their life. He focuses on providing a very deep level of service balanced with simplicity to provide each client with greater peace of mind around their finances. Patrick and his wife, Kate, have four boys ranging from elementary school through high school. He coaches various youth sports teams and is an active volunteer at his children’s schools. Patrick is active in the financial planning community and is a member of XY Planning Network and the National Association of Personal Financial Advisors (NAPFA).

I founded Luminate Financial Planning because I am passionate about the power of planning and about helping you build a life based on what matters most to you. Financial planning is a mix of art and science. It’s not just about the numbers, but what the numbers mean for you. It's how you can use money as a tool to build your own great life. I will work with you to simplify and take control of your financial life. I will empower you to align your financial assets with your own values and goals. I believe that financial planning should be transparent, using a fee-only structure to minimize conflicts of interest. No commissions and no hidden fees. I personally understand the transformative power of sound financial planning and advice. Before leaving my prior career in corporate finance, and before I knew financial planning was even a profession, I built my own extensive plan for my family. We wanted to figure out if I could take time off of my career to start a family and become a stay-at-home mom while our kids were young. That basic plan (built with an Excel spreadsheet) served as a guidepost for the financial decisions my family and I have faced. My background  I have an MBA in Finance from Georgetown University and an undergraduate degree in Business Administration from Bloomsburg University. I hold the CFP® certification and passed the Series 65 Uniform Investment Adviser exam. I worked as an associate financial advisor and wealth planner for an independent broker-dealer before launching my own practice.

I work with people who once managed their own investments until their finances became more complex and they realized they wanted a seasoned advisor to guide them. I'm in Northern Virginia and meet with clients in person and virtually, locally or globally. My main goal is to help people find creative ways to accomplish what they want to do and people are often surprised they can by using our Rule72 Principles! I do this by organizing your finances, clarifying your life plans, and answering questions such as: 1. When can I make work optional? 2. How do I pay less in taxes? 3. How do I avoid losing money when the markets go down? 4. What should I do with my new wealth, inheritance, or business income? 5. How do I leave a legacy or provide tax-advantaged charitable giving? I’ve been advising high-net-worth clients—including veterans and expatriates since 2018. Based in Loudoun County, Virginia, near Washington, D.C., I enjoy working with clients both locally and globally. I am also a retired U.S. Air Force veteran and enjoy helping other veterans learn about sound financial principles practiced by Rule72. Outside of my practice, I enjoy spending time with my three grown children. In addition to travel, I visit local museums and battlefields, staying active outdoors, and supporting several charitable organizations. David Miller is a CERTIFIED FINANCIAL PLANNER™ professional and U.S. Air Force veteran. He holds a master’s degree from the Industrial College of the Armed Forces (Financial Services Industry, 2005) and completed the CFP® education at the University of Virginia. David founded Rule72 Financial to help professionals, business owners, and inheritors simplify wealth, reduce taxes, and build lasting legacies. Based in Northern Virginia, he serves clients locally and across the U.S

I founded GuidePoint because I believe that fee-only financial planning is the road map to an amazing place – financial freedom. Financial freedom gives you the power to plan for endless possibilities. It is the power to retire early, send your kids to any college, or spend more of your precious time with the ones that matter most. For me, this all begins by working in a transparent, fee-only manner. This means every day we are working for you and your best interests. Together we will explore valuable planning opportunities, uncover financial blind spots, and achieve an even greater tomorrow. As a planner, one of my favorite quotes is, "The best time to plant a tree was 20 years ago - the second best time is now." If you have never worked with a fee-only planner before, I am excited to share our distinct approach with you. I offer a free 30-minute call where you can ask me any financial questions you may have.

As a Wealth Advisor and Director at Integrity Road Wealth Partners, Jonathan pursues a client-focused approach to financial planning and wealth management. With experience serving affluent and high-income clients, he helps people navigate complex financial situations with clarity and confidence. His areas of focus include clients with charitable giving intentions—especially those with multifaceted gifting goals; retirees entering a new phase of life; next-generation professionals inheriting wealth; business owners and executives preparing for or completing complex exits; and individuals needing cash-flow planning and disciplined portfolio management. Jonathan also serves on the firm’s investment committee. Jonathan’s interest in financial planning began with a simple observation: financial decisions often create tension not because people lack good intentions, but because they lack clarity. He has seen couples, families, and friends share the same goals yet struggle to move forward together. This understanding sparked his passion for guiding clients through prudent decision-making with unity and purpose. Today, he helps individuals and families understand their options, align decisions with their values, and pursue goals that meaningfully shape their lives. His mission is to provide clarity, direction, and strategic support so clients can move into the future with confidence and peace. Jonathan graduated magna cum laude from Liberty University with a Bachelor’s in Business Administration. While working in financial services, he completed the Series 65 examination to become an Investment Advisor Representative and went on to earn his MBA from Texas A&M University–Corpus Christi. He is a CERTIFIED FINANCIAL PLANNER® professional, having completed extensive coursework in estate, tax, retirement, investment, and insurance planning, as well as a comprehensive examination and practical experience requirement. He is also a Certified Kingdom Advisor®. In previous advisory roles, Jonathan served affluent and ultra-high-net-worth families, professionals, and executives, and contributed to the training and development of new advisors. Jonathan currently serves on the Emerging Champions Board and Scholarship Committee with Kingdom Advisors.

I specialize in helping clients with Tax-Efficient Retirement Planning and Investment Management. I can help you: (1) assess your overall retirement preparedness, (2) design an actionable and easy-to-understand plan to achieve your goals, (3) develop an investment strategy that matches your specific needs and preferences. Over the past 15 years in the wealth management industry, I had an opportunity to work at one of the most prominent investment management firms, a boutique firm that focused entirely on stock research and later at one of the top regional RIA firms. I also co-founded a wealth management group that was later acquired by a CPA firm. In his previous role as the Chief Investment Officer (CIO), I directed the management of over $350,000,000 in assets on a discretionary basis for over 150 individuals, families and trusts. I developed numerous financial plans for a diverse group of clients which gave me a deep understanding of what is needed to create a personalized and comprehensive plan. Visit our website to learn more: www.csqfinancial.com Schedule a free consultation: https://calendly.com/alex-seleznev-csf/csf-intro-meeting I look forward to talking with you!