Monte Piper Iii

My name is Cameron Folse, and I am the founder of Folse Financial. I believe that professional financial advice should be simple and streamlined. Our focus is on flat fees, a modern digital experience, and fiduciary advice. After over 6 years in the financial services industry, I realized that the industry has a transparency problem. Many clients do not know how much they pay their advisor, either through insurance commissions or through investment management fees. Whether the fees are high, low, or just right, people should know exactly how much they are paying so they can be able to decide for themselves if what they are paying for is worth it. That is why Folse Financial is founded on flat, clear fees that are based on the complexity of your situation, not how much you decide to invest with us. I also pride myself on giving fiduciary advice. One thing many people don't know is that some advisors are not always fiduciaries. Some advisors wear several hats, and are only legally fiduciaries when making certain types of recommendations. With the CERTIFIED FINANCIAL PLANNER® certification, we are required to be fiduciaries at all times. In today's world, it's not enough to have transparent fees and give excellent advice. Clients also deserve a digital experience as well. We have set up systems to allow clients to view their entire financial picture in one place and allow them to track their progress towards their planning goals. The process of opening accounts and signing paperwork is entirely digitalized, saving hours of time for my clients and for myself. These are our 3 focuses for our business. Let us know if there's a way we can help you!

Jin Huang is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she began her career in financial services in 2017. In her role, she assists clients in developing personalized wealth management strategies by taking a comprehensive, client-focused approach. Jin emphasizes listening to her clients’ individual goals to help them make informed decisions across a range of areas including family wealth management, retirement planning, tax minimization, and investment strategies. She also serves clients with interests in small business planning, sports and entertainment, and services for defined benefit plans. Jin holds a Bachelor’s degree from Xiangtan University, a Master’s degree from the Chinese Academy of Sciences, and a Doctorate degree from the University System of Ohio. She is a Personal Investment Advisor (PIA) and is fluent in both Chinese and English. Jin is involved with the Asian Chamber of Commerce Houston and supports community initiatives such as the Mandarin Immersion Magnetic School. Outside of work, she enjoys dancing, spending time with her family, playing table tennis, traveling, and volunteering locally.

Nai An Lee is a Wealth Management Advisor with Merrill Lynch Wealth Management. She provides personalized wealth management strategies tailored to clients' unique financial goals, offering access to Merrill's investment insights alongside the banking and lending solutions of Bank of America. Her approach focuses on a comprehensive understanding of each client's financial picture to create flexible strategies suited to evolving market conditions. Lee specializes in areas including college education planning, family wealth management, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, and addressing the financial needs of women. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Lee earned her bachelor's degree from Baylor University. In addition to her professional responsibilities, Lee engages in community service by volunteering with local organizations, reflecting the Merrill tradition of community participation. Her personal philosophy emphasizes working closely with clients to develop one-on-one financial strategies aimed at pursuing their long-term goals.