Michael Duckworth

WELLth Financial Planning employs cutting-edge strategies to solve challenges relating to debt, budgeting, investments, education planning, retirement, and taxes while focusing on helping our clients build healthy relationships with money. Our specialty is creating early retirement plans, adhering to many principles of the "FIRE" (Financial Independence, Retire Early) philosophy. Our clients have big dreams of working on their terms and pursuing career passions as well as personal pursuits. Our evidence-based investment strategies are both proprietary and award-winning, offered in tandem with our financial planning service or alone. With powerhouse investment credentials, WELLth also has the ability to work around complex situations, such as large single stock positions or a high degree of tax sensitivity. We lean on experience gained from managing $200 million of assets at other firms as well as over a decade of formal education and training. Give us a call today and become your best financial self!

Myah Irick is a Private Wealth Advisor at Merrill Private Wealth Management, where she leads the Irick Group. She specializes in providing wealth planning strategies for successful executives, sports and entertainment professionals, individuals and families experiencing sudden wealth, as well as nonprofits and foundations. Myah helps clients align their wealth with their values to create comprehensive wealth and investment plans. Prior to joining Merrill in January 2020, Myah served as an Executive Director at JPMorgan Private Bank and held senior roles at PNC Wealth Management and Columbia University. She holds a B.A. from Lewis & Clark College, an M.A. from Columbia University, and a joint international M.B.A. with honors from Brown University and Instituto de Empresa. Additionally, she has a certificate in Financial Planning from Northwestern University and the Chartered Financial Consultant (ChFC) designation. Myah is active in community and professional organizations, serving on boards such as the Carnegie Science Center, Girls Inc., and the United Way. She is a strategic partner to The Advanced Leadership Institute and the Miss USA Organization, motivated by her experience as Miss Oregon in 2003 to promote educational opportunities for women. Myah is also a frequent speaker on topics including managing sudden wealth, values-based investing, family governance, and strategic philanthropy.

Gennaro Disilvio is a Private Wealth Advisor at Merrill Private Wealth Management. In his role, he focuses on understanding clients' goals, future needs, and risk appetite to act as a steward of their capital. As both a Private Wealth Advisor and Portfolio Manager, he employs active management strategies aimed at achieving maximum risk-adjusted returns while adapting to market changes and inefficiencies. He manages personalized or defined investment strategies on a discretionary basis, which may include individual stocks and bonds, model portfolios, and third-party investment strategies. Gennaro's expertise extends to serving a variety of clients, including families, institutions, endowments, foundations, and non-profits. He utilizes Merrill’s resources, such as an inventory of investment-grade fixed income securities and secondary market presence, to help clients maintain liquidity under challenging conditions. He also provides professional oversight related to fiduciary responsibilities and guidance concerning Investment Policy Statements. His client focus covers a broad range of areas, including family wealth management, institutional investment consulting, liquidity management, socially responsible investing, and tax minimization. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Duquesne University. Outside of his professional work, Gennaro has an interest in adventure sports, basketball, billiards, football, golfing, ice hockey, music, skiing, and traveling.

David Foster is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he supports clients by providing personalized financial advice, retirement planning, and ongoing performance tracking. He works closely with individuals and small business clients to help optimize their retirement plan benefits and develop strategies tailored to their financial goals. With over 17 years of experience at Merrill, Foster’s expertise includes divorce transition planning, family wealth management strategies, defined benefit and defined contribution plan consulting, portfolio management, and retirement income planning. He holds professional certifications including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Foster earned a Bachelor’s degree in Information Technology and Business Communication from Robert Morris University. He resides in Upper St. Clair, Pennsylvania, with his two children, and enjoys attending their events as well as recreational activities such as boating, camping, fishing, football, golfing, hunting, and skiing.