Kimberly Brzozowski

Christian Ragsdale is the Resident Director at Merrill, where he leverages a holistic approach to wealth management as a member of Cross, Ragsdale & Associates. Since joining Merrill in 2021, Christian has focused on building strong client relationships to address all aspects of financial strategy, simplifying complex financial needs and guiding clients through personalized, goals-based plans. He collaborates with clients’ attorneys, CPAs, and other specialists to create tailored strategies that support long-term financial goals. Christian brings a background in financial planning and holds several professional designations, including Certified Financial Planner® (CFP), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor’s degree in Supply Chain Management from Michigan State University. His professional focus includes areas such as college education planning, family wealth management, retirement income, and tax minimization. Outside of work, Christian participates in community organizations including Generation Lansing, Junior Achievement of Mid Michigan, Laingsburg Educational Advancement Foundation, and Laingsburg Alumni Legacy Association. He lives in Laingsburg, Michigan, with his wife and two sons and enjoys reading, spending time with family and friends, following Michigan State athletics, and engaging in football, music, running, traveling, and watching movies.