Karen Hoy
Advisor at Merrill
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Merrill
Location
Kelleys Island, OH
Credentials
Series 63, Series 65
Industry experience
36 years
About
Karen Hoy is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been a financial advisor for 34 years and is a lifelong resident of Hudson, Ohio. Karen began her career at Dean Witter in Hudson in 1989 before moving to Merrill in 1993.
Karen holds a Bachelor's Degree from Ashland University and the Personal Investment Advisor (PIA) professional designation. Her expertise focuses on retirement planning, estate planning strategies, wealth management, and the transfer of wealth to the next generation. She works primarily with families and has a special interest in advising and educating women who have experienced divorce or widowhood.
Karen has played a role in establishing the Hudson Community Foundation and remains active in philanthropic activities, including involvement with the Kellys Island You Got Talent, Make a Wish Foundation, and Veteran Canine Connection. Outside of work, she enjoys boating, painting, hiking, tennis, and spending time with her family and dogs on Kelleys Island.
Client services
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Expertise
Wealth management
General estate planning guidance
Multi-generational wealth transfer
Divorce financial planning
College savings (529s, UTMA, etc.)
Demographic focus
Women Professionals
Divorced Women
Widow/Widower
Work history
Bank Of America, N.A.
2017 - Present (9 years)
Merrill Lynch, Pierce, Fenner & Smith Incorporated
1993 - Present (33 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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CFP®, Series 66
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Michelle D
Series 63, Series 66
Port Clinton, OH
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Frank L
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Structured Investment Advisors, LLC
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