Joseph Gaviola

Are you Cultivating Wealth? You may have a complex financial life and substantial investments but still struggle to connect your financial goals to your real life. Our team of CERTIFIED FINANCIAL PLANNER™ practitioners is passionate about supporting your path to your best life. Your investment portfolio is only one part of the picture. We will analyze your personal financial situation; help you set realistic financial goals and implement plans to achieve them. Financial planning allows you to make informed decisions which help enable success, protect your family and ultimately cultivate wealth over time. We have particular expertise in tax-efficient investing, equity compensation, real estate scenarios and wealth management. Contact us for a free consultation.

Marc Balducci is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients primarily through The Snyder/Balducci Group. Since joining Merrill Lynch in 2002, Marc has focused on assisting affluent clients, including senior-level business executives and partners at major law and accounting firms, with comprehensive financial strategies. His areas of expertise include retirement and estate planning, wealth preservation, risk management, portfolio management, and tax minimization. He is qualified as a Portfolio Manager and provides personalized investment strategies that may include individual securities, Merrill model portfolios, and third-party investment options, some managed on a discretionary basis. Marc holds a Bachelor's degree in Communications from Duquesne University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His client base notably includes partners from the Big Four accounting firms, professionals in law and consulting, and senior executives in large insurance and reinsurance companies. Marc's approach to client service is informed by a family background rooted in a tradition of quality service established by his grandfather, founder of Balducci’s Gourmet Market in New York City. Outside of his professional work, Marc is involved with charitable efforts supporting military veterans through American Corporate Partners, mentoring those transitioning to the private sector. He resides in Montauk, Long Island, with his wife Denice and daughter Valentina. Marc enjoys outdoor activities such as boating, camping, fishing, hunting, skiing, and spending time with his family.