Janine Polley

Arun understands the importance of details specific to each client, which includes tax efficiency, a fulfilling retirement, and legacy planning. He also realizes the importance of a client working with a professional on a consistent basis, rather than speaking to a different person each time the client calls an 800 number for support. As some individuals have an affinity for one sport or hobby over another, Arun has a strong affinity for finance. With 9+ years in wealth management, and another several in other industries prior to graduate school, Arun has a strong interest in financial planning and investing. Aside from his practical experience working directly with clients of all ages and backgrounds, Arun has an MBA in Finance from the University of Wisconsin – Madison. In Madison, he honed his technical skills, and then further developed them by obtaining the Chartered Financial Analyst (CFA) designation, which is considered to be the most rigorous set of exams in the financial industry. Whether looking for a combination of planning and investment management, or just one of those two, Avenue 90 is available to help.

John Reyes is currently an Investment Consultant at Fidelity Investments, a position he has held since 2025. He previously served as a Relationship Manager and Workplace Planning Associate at Fidelity Investments, gaining experience in client relations and retirement planning. Prior to joining Fidelity, John was an Equity Derivatives Trader and worked as a Bilingual Senior Benefits Consultant at GoHealth. John focuses on collaborating with clients to align financial and retirement goals, providing guidance that integrates the personal and financial aspects of their circumstances. His professional experience spans investment consulting, relationship management, workplace planning, equity derivatives trading, and benefits consulting. Outside of his professional work, John engages in family activities, fitness, golf, playing musical instruments, and outdoor adventures.

Christopher Janyk is a Financial Advisor with Merrill Lynch Wealth Management, focusing on developing tailored wealth management strategies that address each client's unique financial needs. He emphasizes long-term approaches grounded in trust, transparency, and integrity, aiming to grow, preserve, and transfer wealth for individuals, families, and institutions. His expertise encompasses a wide range of client focus areas, including college education planning, divorce transition planning, family wealth management, legacy planning, retirement planning, portfolio management, and small business strategies. Christopher utilizes Merrill's resources to design, implement, and monitor customized investment strategies that seek to balance performance with risk management and tax efficiency, supporting clients in achieving their financial goals and providing income streams for retirement or generational transfer. Christopher holds the Personal Investment Advisor (PIA) designation. He earned a high school diploma from Mount Carmel High School and attended DePaul University without obtaining a degree. Outside of his professional role, he enjoys baseball, football, golfing, spending time with his family, and traveling.

Nicholas Alvarado is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he works closely with clients to understand their individual situations and provide specific investment recommendations aimed at improving their financial plans. Nicholas has been with Fidelity Investments since 2018. Prior to this, he served as a Vice President Financial Solutions Advisor at Bank of America, Merrill Lynch from 2015 to 2018, and began his career as a Financial Advisor at Edward Jones Investments from 2014 to 2015.

Matt Vahl is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has 30 years of experience in the financial services industry, working closely with clients to identify and understand their financial goals and develop personalized plans aimed at achieving those objectives. Prior to joining Fidelity Investments, Matt worked as a Financial Services Professional at New York Life from 1996 to 2019. He began his career as a Financial Services Wholesaler at Talbot Financial Services from 1994 to 1996. Matt holds a California Insurance License.