Advisor at Capital Planning, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Capital Planning, LLC
Location
Palm Coast, FL
Credentials
CFP®, Series 63, Series 65
Industry experience
33 years
Fixed fees range from $1,000 to $25,000 or more depending on complexity and scope; initial financial and consulting services billed 50% upon engagement and 50% upon completion; annual and investment allocation consulting billed quarterly in arrears.
$0 - $1,000,000: 1.33% (Wealth Management Services CPC Models) $1,000,000 - $5,000,000: 1.08% (Wealth Management Services CPC Models) $5,000,000+: 0.65% (Wealth Management Services CPC Models) $0 - $1,000,000: 1.25% (Wealth Management Services Third Party Models) $1,000,000 - $5,000,000: 1.00% (Wealth Management Services Third Party Models) $5,000,000+: 0.59% (Wealth Management Services Third Party Models) $0 - $1,000,000: 1.08% (Investment Management Services CPC Models) $1,000,000 - $5,000,000: 0.93% (Investment Management Services CPC Models) $5,000,000+: 0.635% (Investment Management Services CPC Models) $0 - $1,000,000: 1.00% (Investment Management Services Third Party Models) $1,000,000 - $5,000,000: 0.85% (Investment Management Services Third Party Models) $5,000,000+: 0.575% (Investment Management Services Third Party Models)
Hourly fees range from $100 to $700 per hour depending on complexity and scope.
Fee-only: Fixed fees from $1,000 to $25,000 or more depending on complexity and scope; hourly fees from $100 to $700 per hour.
Capital Planning Llc
2014 - Present (12 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Series 63, Series 66
Palm Coast, FL
Fidelity
Adam Owens is a Financial Consultant at Fidelity Investments, where he has been employed since 2026. Prior to this role, he held positions at Fidelity Investments including Planning Consultant from 2023 to 2026, Retirement Planner from 2022 to 2023, and Customer Relationship Advocate from 2021 to 2022. His professional experience encompasses various aspects of financial advising and planning. He holds insurance licenses in Arkansas and California. Adam emphasizes a collaborative approach in his work, aiming to provide insights tailored to his clients' unique needs to support informed financial decisions. His commitment is centered on building long-term relationships based on trust, integrity, and transparency. Outside of his professional career, Adam's personal interests include biking, fitness, parenthood, and volunteering.
Series 66
Palm Coast, FL
Edward Jones
Series 63, Series 66
Palm Coast, FL
Edward Jones
Series 66
Palm Coast, FL
Edward Jones
Series 66
Palm Coast, FL
Merrill
Michele Rilko is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 2015. She specializes in managing new wealth, portfolio management services, and addressing the financial needs of women. In addition to her advisory role, Michele supports the Davis, Westerburg & Associates team by providing business reports and developing operational procedures to enhance client service. Michele earned her Bachelor’s degree in Business Management from Nova Southeastern University in 1993. She holds the Professional Investment Advisor (PIA) designation. Her career includes various financial and business management positions prior to joining Merrill Lynch. Outside of her professional responsibilities, Michele enjoys boating, music, and tennis.
Series 66
Palm Coast, FL
Edward Jones
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