Gordon Achtermann

Hi, I'm Steve. I've loved financial planning ever since I was a kid watching the ticker tape on CNBC as my mom, a homemaker learned about finances herself. I grew up in a very frugal household who taught me about working hard and saving for the future. My mother was a homemaker or "domestic engineer" as she calls it and my father was a federal employee. I was fortunate to be introduced to Rita Abel and become the owner of her small, family owned financial planning firm in 2019. Today we work with approximately 60 families. What makes us unique is our passion to be "accountability partner's" for our clients to ensure they take care of the important financial matters in their lives. We are part financial advisors and party financial therapists for our married couples but most importantly we are organized, proactive and have a passion for financial planning. Looking forward to meeting and if you want to know more, I encourage you to read our google reviews online. Just search "Abel Financial Reviews" in google.

Who We Serve We specialize in working with: 🔹 Planning for Retirement – You’ve worked hard to build your wealth, and now it’s time to make it last. We help you create a sustainable retirement income plan, optimize Social Security, and minimize taxes so you can retire with confidence. 🔹 Families & Professionals – You’re juggling a career, kids, and big financial decisions. We help you manage cash flow, invest wisely, navigate stock compensation, and save for major goals—without sacrificing the present. What We Do We offer fee-only, advice-only financial planning, meaning we don’t sell products or earn commissions. Instead, we provide: ✅ Comprehensive Financial Planning – A tailored, big-picture approach to your finances ✅ Retirement & Investment Strategies – Helping you build and protect long-term wealth ✅ One-Time & Ongoing Planning – Choose the level of guidance that fits your needs ✅ Tax-Efficient Strategies – Smart planning to minimize taxes now and in the future ✅ Stock Compensation & Equity Planning – Guidance on RSUs, ISOs, ESPP, and more Why Work With Us? 🔹 No Sales. No Commissions. Just Advice. Our only priority is your financial success. 🔹 Complex Topics, Simplified. We break down financial concepts into clear, actionable steps. 🔹 A Personalized Approach. Every client’s situation is unique—we provide guidance tailored to you. 🔹 Fiduciary, Fee-Only. We always act in your best interest, with complete transparency.

Hi, I’m Jeremy Eppley, a fee-only financial planner and investment manager based in Maryland, serving clients virtually across the country. I specialize in helping individuals who have recently received an inheritance use their newfound wealth effectively, as well as helping families who are interested in leaving money to loved ones or charities tax-efficiently. After earning a Bachelor of Science degree in Finance from Towson University, I continued my education, earning a Master of Science in Personal Financial Planning from the College for Financial Planning. Beyond my formal education, I went on to become a CERTIFIED FINANCIAL PLANNER™ professional, a CERTIFIED PRIVATE WEALTH ADVISOR™ professional, and additionally earned my AIF®, APMA®, CRPC®, and MPAS® designations. We serve young professionals (Gen Z, Gen Y/Millenials, and Gen X), young families, married couples, entrepreneurs, self-employed individuals, ultra high net-worth families, trusts, intergenerational families, baby boomers, entertainment industry professionals, startup founders, business owners, and small businesses. We help our clients with holistic financial planning including: retirement planning, investment planning & management, business planning, wealth management, new wealth planning, income planning, estate planning, charitable giving, portfolio management, home buying, cross-border planning, tax planning, SRI/ESG (Socially Responsible Investing/Environmental, Social and Corporate Governance), and more. We can work on an advice-only basis if desired. As a fee-only fiduciary financial planner, I enjoy helping individuals, families, and businesses by educating, advising, and preparing them for their financial futures. I hope to continue to use what I know to better the lives of others and bolster their financial confidence. I look forward to meeting you and helping you achieve your financial goals. Designations & Degrees: • CFP® – CERTIFIED FINANCIAL PLANNER™ • CPWA® – CERTIFIED PRIVATE WEALTH ADVISOR™ • AIF® – Accredited Investment Fiduciary™ • APMA® – Accredited Portfolio Management Advisor™ • CRPC® – Chartered Retirement Planning Counselor™ • MPAS® – Master Planner Advanced Studies™ • B.S., Business Administration & Investments • M.S., Personal Financial Planning

Mike focuses his energy into helping clients navigate all of their financial needs. His experience includes a stint on the floor of the New York Stock Exchange, a career focused on investments at Brown Advisory and insurance at Securian Financial. During these experiences, he learned that a balanced approach and strategic financial planning is what can help clients achieve their goals. When not talking to clients or researching the next great opportunity for them, Mike & his wife enjoy quiet city living and relaxing whenever their new daughter allows. He loves playing soccer, lacrosse, golf, basketball… and really any sport. When he’s not meeting friends or family at the movies or the local watering hole, you can normally find him reading something very nerdy, like science fiction or financial science.

Hi, I’m Robert Lindstrom, founder of Provision Financial Planning (PFP). My own unique journey has culminated in PFP. Just like it is important for me to understand my clients’ past experience as it relates to money, it’s important that you know my history in this field. I became interested in investing and personal finance at a young age. I was going to do something related to finance but I began my career in 2010 on the heels of the Great Recession. I felt fortunate to find any job, much less one in “financial services”. What a blessing this turned out to be. Beginning my career in “wealth management” planted the seed. It was here where I was encouraged to obtain the CFP designation. This really opened my eyes to the importance of financial planning instead of just investment management. The CFP® designation covers dozens of areas of financial expertise is recognized as the standard of excellence for the financial planning profession. Pursuing this desire to do more than investments, I ended up taking a position that would allow me to do financial planning. However, this position was primarily a commission-driven sales role. While I learned a lot, this was not a good fit for me. It wasn’t all bad. I now have a much better understanding of how various products work (and don’t work) and the sales-driven financial piece of my industry that is unfortunately so prevalent. It was my next role where things really started to take shape. I ended up working at a Fee-Only firm that had deep tax expertise. I immediately felt at home in this fee-only compensation model because I could focus on planning instead of selling. Being a Fee-Only advisor means I don’t sell any financial products for a commission or receive other revenue sharing. This means I’m only compensated directly by my clients, which eliminates many of the conflicts so prevalent in my industry. I’ve also been exposed to several different investment philosophies in my career. A lot of industry experts claim to be able to time the market or identify the next hot sector or stock, either themselves or by picking active funds that try to. The data shows this is unlikely, and even risks large underperformance. While it may sound counterintuitive at first, you’re paying us to prudently manage a portfolio for you instead of seeking to outperform by timing the market. This brief history has culminated in me founding Provision Financial Planning in 2019 as a proud fee-only firm.

Lindsey Young, CFP® is the founder of Quiet Wealth, a financial planning and wealth management firm serving successful LGBTQ professionals and retirees. Lindsey is based in Baltimore, MD and serves clients across the country. Lindsey started Quiet Wealth to provide the comprehensive set of financial advisory services that successful LGBTQ professionals and their families need. Prior to founding Quiet Wealth, Lindsey spent fifteen years in Silicon Valley finance, primarily as an investment banker working on mergers and acquisitions, IPOs, leveraged finance and other transactions for technology companies. She leverages her deep background in finance to help Quiet Wealth clients achieve their goals. She also has extensive experience providing strategic and financial advice to businesses of all sizes in multiple industries. Lindsey received an MBA from Harvard Business School, where she concentrated her studies on finance and entrepreneurial management. She earned her BA from Williams College, where she majored in economics and psychology. Lindsey is an Investment Adviser Representative and is licensed as an insurance Adviser in the State of Maryland. Lindsey is also a CFP® professional, an Tax Planning Certified Professional®, a Certified Exit Planning Adviser® and a member of the Baltimore Estate Planning Council. Lindsey has a long history of advising non-profits. She previously served as the board president of FreeState Justice, the leading statewide LGBTQ advocacy organization in Maryland. She is also a returned Peace Corps volunteer, having served two years in Armenia as a small business advisor. Lindsey is a native of Baltimore, and after a globetrotting career, she is happy to be back home in Maryland. In her free time, she enjoys playing tennis, singing in her church choir, and rooting for her Orioles. Quiet Wealth offers advisory services through XY Investment Solutions, LLC, an SEC-registered investment adviser. Link to disclosures: https://xypnsapphire.com/disclosures