Fabiola Sardinha

Peter McCaughan is a Financial Consultant at Fidelity Investments, where he has been working since 2019. In his current role, he partners with individuals and families to create tailored financial plans aimed at helping them achieve their personal and financial goals by leveraging Fidelity's resources. Peter has been with Fidelity Investments since 2015, progressing through several roles including Workplace Planning and Guidance Associate, Relationship Manager, Investment Consultant, and now Financial Consultant. This experience has provided him with a broad understanding of financial planning and client relationship management within the firm.

Kyle Kszepka is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He has been with Fidelity since 2018, progressing through positions including Investment Consultant, Relationship Manager, and Financial Representative. His professional focus involves partnering with clients to understand various aspects of financial planning and designing personalized financial road maps. Kyle works closely with clients to adjust these plans as their goals and preferences evolve, emphasizing a thorough planning process and relationship-building. Throughout his tenure at Fidelity, Kyle has developed expertise in financial consulting and investment management. He is committed to collaborating with clients to achieve their financial objectives through tailored strategies. Outside of his professional role, Kyle enjoys family activities, golf, and traveling.

Zachary Miner is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized wealth management strategies that align with clients' life priorities and financial goals. He leverages the insights and resources of Merrill, along with the banking and lending solutions available through Bank of America, to provide comprehensive financial guidance. Zachary holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from The College for Financial Planning Institutes Corp. He also carries the Personal Investment Advisor (PIA) designation. His background includes experience as a professional baseball player, having been part of the Atlanta Braves, Detroit Tigers, Kansas City Royals, Philadelphia Phillies, and Seattle Mariners organizations. He earned his high school diploma from Palm Beach Gardens High School and attended Palm Beach State College and Ashford University without degree completion. Zachary aims to serve as a trusted primary advisor to his clients and their families, helping them pursue their financial and personal goals through collaborative planning.

Craig Rosenberg is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he engages directly with clients to understand their personal and financial goals, assisting them in prioritizing objectives across short, intermediate, and long-term horizons. He collaborates with Merrill investment specialists and Bank of America banking professionals to develop client-specific recommendations covering investments, credit and lending, insurance, and retirement planning services. Craig has been a Financial Advisor since 1997 and joined Merrill Lynch Wealth Management in 2007. His expertise includes asset and liability management, legacy planning, risk management, wealth transfer, trust and estate planning services, and retirement income strategies. He works closely with families, privately held business owners, corporate executives, and independent women to identify objectives and develop tailored financial plans. He is also involved in the Optimal Practice Model faculty, where he coaches fellow advisors on enhancing client experiences. He holds a bachelor's degree from the State University of New York system and an MBA from Hofstra University. Craig has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His community involvement includes participation with the Alzheimer's Association Connecticut Chapter and the McGivney Community Center. Outside of work, he enjoys boating, golfing, and traveling.

John Mclaughlin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. With over thirty years of experience, John focuses on serving high-net-worth individuals and families, providing retirement planning services, wealth accumulation, and wealth distribution tailored to their lifestyle and legacy objectives. He also assists corporations in selecting retirement platforms and investment line-up menus for their employees. John’s approach to financial advising emphasizes a thorough understanding of each client as an individual and investor. He evaluates clients’ lifestyles, risk tolerance, family structures, and long-term goals to develop personalized wealth management strategies. He carefully analyzes investment options and potential risks, presenting clear recommendations to help clients comprehend complex investment models before implementation. Having advised clients through multiple economic cycles, John applies his firsthand experience to guide clients toward informed decisions across varying market conditions. John earned a bachelor's degree in political science from the University of Maryland. He resides in Potomac, Maryland, with his wife, Caroline, and their pet beagle, Cooper. Outside of his professional responsibilities, John volunteers at charitable golf tournaments in his community.

Steven Goethel is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in assisting high net worth individuals, families, and businesses with personalized wealth management solutions. He focuses on areas such as legacy planning, LGBT wealth planning, managing new wealth, retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Steven collaborates closely with Merrill Private Wealth Management to offer wealth management strategies for clients with assets exceeding $5 million. Steven’s approach emphasizes building long-term client relationships through regular, personalized contact. He listens to each client’s unique financial situation, including their investment preferences and goals, and provides tailored asset allocation recommendations. His services cover a range of financial opportunities including investment, retirement, insurance, and estate planning. Steven holds several FINRA registrations including Series 7, Series 66, and Series 31, as well as the 215 license for Life, Health, and Variable annuities. He is a Portfolio Manager who manages discretionary personalized or defined strategies incorporating individual securities and Merrill’s model portfolios. Steven graduated Cum Laude from the University of North Florida’s Coggin College of Business with a Bachelor of Business Administration. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Steven lives in Tequesta, FL, with his wife, two children, and two dogs. He is actively involved in community organizations including the Leukemia & Lymphoma Society, Captains for Clean Water, and Friends of the Everglades. His personal interests include adventure sports, fishing, boating, and spending time outdoors with his family.